Hurdler's Race to be Mortgage-Free

Hurdler

Had to play hard ball with the pl4y.c0m people as the voucher never arrived and the new one didn't work. Also I can't find the now defunct MBN4 Pl4y.c0m credit card so I had to call them to cancel it and the account, and had to endure a painful 10 minutes of them trying to persuade me to keep it going.

In the end I had to get quite firm and said I only used it where my 4mex cashback card was not accepted and only because it had points. Now that the contract was at an end, there was no point and I'd rather accumulate T3sco points on a credit card!

Of course it leaves me without a Visa credit card - only have Visa debits and Mastercard credit cards but have never had any issues with MC abroad...

So got £57 worth of DVDs and Blurays for just inder £17 (also used their Superpoints as well... thought I may as well!)

Day off tomorrow so:
Operation eat from the freezer and larder will take full effect with my nifty apps.
Back to training so I can shift this weight - two years on from starting, I am right back where I was all down to change of routine - so need to find a way to combine both!

Oh and that damn suitcase MUST find it's way back to its hidey hole!

Hurdler

Gah for some reason I was wide awake and sniffly at 3am and didn't get back off to sleep for ages. I might need to head to B00ts for some Beconase, but it makes my snout hurt!

Anyway I dozed on and off through the Women's road race on the Commwealth Games, and now I am tackling my customary Everest of a to-do list!

Let's see how we get on with this one!

• [STRIKE]Laundry - Sheets (as it's a sunny day, at least until I get them out the machine, as per usual. Then the clouds come!!!)[/STRIKE]
• Personal Finances
• Ironing
• Suitcase and general post holiday detritus removed from living room (before it takes root!)
• Pack gym stuff for Tuesday (Back at it, first half pound off since weighing in on Friday, long may it continue)
• [STRIKE]Inventory Freezer and Larder/cupboards into Apps (yes you read that right) - apart from perishables, aiming to eat my way through frerezer and larders before replenishing[/STRIKE]

Think that's enough for now :eek::p

ETA: Well just as well I did that new inventory - found chicken and mince dating back to last year!!!

Alchemilla

Hope you got your laundry dry. X

Hurdler

Heyyy long time no squeak - as soon as I got it on the rotary-doo-dah the wind took it off so will go fetch it in around 6 as the sun is out again.
JUST finished inventorying everything - threw out a lot of stuff (old and past dates and cheeky temptations). Feel happy as I am all caught up with pre-hols, hols, sheets and tableclothes now.

Will iron in front of the tellybox later and should get almost everything sorted - I may leave the business finances for Tuesday as I invariably need to ring the accountants for some screw-up on my part and it makes more sense to do that in their business hours!

Hurdler

Operation "Just One Shelf" is in progress - I tidied up a corner unit in my room and threw out a load bits and pieces that I had just accumulated and finally tidied up the ridinkidonk collections of 3 for 2 B00ts mini toiletries for the gym/going away.

Next up - shelves in the study. Eeek.

In other news I talked myself OUT of going to German deli and used up some more stuff from the fridge and felt right noble in doing so. That and the fact I was working last night and have the whole day working on my own so left it too late to do a full Wii Workout, so instead did my rehab session so that I at least did SOME exercise.

Now onto the second part of today with the tennis on, so tryng to sort out July's expenses - easier as I was away for a week!

Hurdler

Business expenses done and after a spendy spendy European season I was finally able to send a chunky dividend across ...
Wondering what effect the US season and not as much gadding about will have on my Corporation Tax... I think I have enough squirrelled away to cover everything and bottled out from sending the max dividend I could send over leaving some extra in the coffers "just in case"

Must chase up the accountants on next day off on Tuesday (will do my bank reconciliation and I am bound to get something wrong)

Having painstakingly done many canters through my expenses, for reasons the account manager and I cannot fathom, I seem to owe myself £105 more in expenses than I have painstakingly gone through over and over. Again I suppose I need to keep it there for a buffer...!

So fingers crossed I have a couple more months at least of bringing my mortgage monthly payment down each month...

But alas, work beckons, bah! Much writing about balls. Overpayment to be made and housey-housies updated on Tuesday

Hurdler

Much needed day off - went to the gym yesterday for a rehab session and god my limbs hurt today but need to hit town today so will go back once I have sorted out some stuff to do in town afterwards.
ETA: Got a text from Rehab PT to ask how I felt - said knees hurt so he told me to just do stretches today and hit the gym tomorrow before work to give the inflammation time to settle. I like this guy!

First part of today's list (trying three things at a time...)

1. Sort out everything for town
2. Business Finances
3. Personal Finances

Hurdler

Think I have one more month of guaranteed three-month blocks of overpayments and then finally that buffer from the lucrative but ultimately devious IT editor will have seeped out of my coffers - but not bad - I dined out for around a year!

Houses - Not much change... almost at a new row ... next stop below £70,000!




Vernon - has some money in his rumbletum... but I still have the rain damage to get repaired although the builder is beginning to annoy me now as he is constantly putting off the work saying that people working for him are letting him down... if he rings back as he has promised to and puts it off again I am looking for someone else.

Hurdler

Today starts a new phase of money management! It's called "Stop leaving things until you have that thing called free time that you never seem to have".....

Dealing with bills and receipts IN GOOD TIME!

No seriously... I really am!

In other news - lost 3lbs since coming back off holibobs at the end of July and I didn't have enough calories to treat myself to a Scampi and chips from the takeaway for my Friday lunch so it was a fishfinger sarnie!

Hurdler

New notifiction from the w00lieheads!

Mortgage: £74,027
New payment will be £361.28 next month so next step is getting that under £360 a month
Monthly interest is under £60 now

Next month's part redemption needs to be £1143.

BUT Builder is now starting on 10th September... sigh! So we'll see what I have left once I pay myself and hopefully I can make some decent numbers in September!