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Hurdler's Race to be Mortgage-Free

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  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 18 March 2014 at 10:20PM
    Long day with the financial advisor but I showed him the spreadsheet house and he advised that I also should keep an eye on payments into the BTL in a similar way - just because eventually it will be become an income generating property instead of just covering itself so I will have a while estate of houses in my next OP post!

    Did almost everything I wanted to do today - was so tired not having slept well last night ... So going to shut down the PC and Laptop and chill out watching more of my Killing box set - it's the Danish version so normally a couple of hours is enough to make me feel tired with the concentration.

    Tennis and all day cover on my own tomorrow so a solid 10 hour day ahead of me on Weds and Thurs ...
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wishing you restful sleep. X
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Better night's sleep, right knee very grumbly after tennis, and a NSD ruined as I had to nip out for milk for cereal.
    But all that went out the window as...

    I HAVE BEEN ACCREDITED AS PRESS FOR WIMBLEDON THIS YEAR!

    Too much? Ok then :j :beer:
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pardon? :rotfl:

    Great news :T:T:T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Brilliant :)
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    That's brilliant new Hurdler, really pleased for you :j

    Ahh, Wimbledon, used to go for many years for the semi's and finals, great memories but me and tennis fell out a bit as I don't seem to enjoy all these short power shot rallies we seem to have now, I miss all the old characters and the greats :o

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    That's brilliant new Hurdler, really pleased for you :j

    Ahh, Wimbledon, used to go for many years for the semi's and finals, great memories but me and tennis fell out a bit as I don't seem to enjoy all these short power shot rallies we seem to have now, I miss all the old characters and the greats :o

    Regards
    ATT

    I know what you mean - thankfully there is a little more variety these days but then - I no longer watch tennis, I watch forehands, and backhands down the line and oooh look that forehand is breaking down as another is dumped in the net!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 20 March 2014 at 10:52AM
    So - today was Operation Work-Out-Cheaper-Parking-For-Gym

    Parked at the car park a little further from the nearer, newly improved and thus more expensive Sainsbos car park.
    PRO - £1 an hour instead of £1.50 and no time limit (versus 2 hours only at Sainsbos).
    CON - Opens 30 mins after the gym opens.

    Timed the walk to the gym from the carpark (just about 10 mins)
    Timed the gym session (just over 1hr 30 mins incl. shower at the end)
    Timed the walk back (just under 10 mins)

    With my current session (which WILL be increasing) I could just about make it there and back at the nearer car park but would pay £1 extra for privilege!
    Will walk a teeny bit further and get the extra FitBit steps which makes it easier to hit 7000 steps a day - have linked the fitbit to a rewards program called Bounts and I get points that eventually convert to money off vouchers for almost everywhere on the high street.
    Also have linked it to Foursquare for the gym and tennis - more points.

    Bit convuluted money-saving but hey ho!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    So ... this was my birthday from my bosses

    6zo9c8_th.jpg

    They obviously know of my journo prowess!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Happy birthday Hurdler and impressive efforts at getting the parking fees down while improving fitness ;)

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
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