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Hurdler's Race to be Mortgage-Free

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Comments

  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    There's posh! Pncone £3 a pop. Yougov took me 5 years to get to payout so I dont bother anymore.
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 24 March 2014 at 5:13PM
    Gahhhh had to call W00lwich again as I still hadn't got the recalculation after this month's OP.

    That will teach me to be too cute and just rounding up the 3x Op to the nearest £ so I will have to see if I can afford to pay the month's interest so that it is very clear it is over the amount.

    Bah!

    In other news, after a failed attempt with the coffee machine this morning, I went back and read the instructions. Lovely strong cup to start the day!

    ETA: Meant to go to the bank to get this week's money out but forgot, but it looks like a good solid NSD today
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Belated Happy Birthday and Huge Congratulations on the Wimbledon Press Pass.

    Brilliant!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 25 March 2014 at 4:47PM
    Ugh - was on my own yesterday so started work at around 10am and didn't finish until gone midnight (with a couple of hours off at lunchtime and dinner time)... so when the alarm went off for the gym there was MUCH earthy anglo-saxon. :mad:

    Then I realised...
    1) It's my day off!
    2) I have to pay for parking for the gym ANYWAY and needed to do town and then Mr T for the groceries

    So I decided to do something I have been wanting to do for AGES... I downloaded a Freezer Inventory app! (My bestie has just called me a nerd!) and I have just inventoried my Freezer. I can even use it for the fridge and they have one for all sorts of things (Pantries/Larders) but I decided that the Shopping list app works well for the cupboards - it's just the freezer one that is handy - and if I totted up how much food is in there... well time to embark on Operation Munch-Through-The-Freezer!

    Today's To-Do is quite an epic!
    • [STRIKE]Gym/Pool[/STRIKE]
    • [STRIKE]Town - need a couple of new swimming cozzies and need to hit the banks[/STRIKE]
    • [STRIKE]Mr T - groceries[/STRIKE]
    • Soup making - Need to make at least 2 batches today
    • Personal Finances & Filing
    • Business Finances & Filing
    • Various bits and bobs at the PC/Laptop (clearing down mail, various updates to various spreadsheets (not all MFW ones!)
    • Make my house look less like a bomb-site
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • edinburgher
    edinburgher Posts: 13,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was sure I made a comment, but I can't see it, must be using blonde dye to cover my grey hairs :rotfl:

    Valu3d Opinions is the only survey provider that actually pays me anything, I'm approximately 1/3 of the way towards a Y0ugov payout and it has taken *ages*.

    I am alarmed that a freezer inventory app is required by anyone who isn't in an exploitative BBC3/Channel 4 documentary about 'folk wi' too many weans!'.
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    I was sure I made a comment, but I can't see it, must be using blonde dye to cover my grey hairs :rotfl:

    Valu3d Opinions is the only survey provider that actually pays me anything, I'm approximately 1/3 of the way towards a Y0ugov payout and it has taken *ages*.

    I am alarmed that a freezer inventory app is required by anyone who isn't in an exploitative BBC3/Channel 4 documentary about 'folk wi' too many weans!'.

    But the app has a pretty picture of a penguin and everything!!!
    Would the 'folk wi' too many weans' be able to afford an iPhone and thus pay for the app?
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • edinburgher
    edinburgher Posts: 13,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That depends on which newspaper/MSE boards you read ;) :rotfl:
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hmm - well by the time I got back from Mr T and put all the groceries way and had a nap, I ran out of oomph for the rest of the To Do!

    Had to put the cold-pack on both knees ahead of tennis tomorrow (playing, not writing) - will be an interesting rehab session on Thursday.
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Ouch - cheque for silly-amounts cashed so Current account looks a little depleted now ... but I think it's time I took more interest in my managed funds!

    In the mean time - HMRC sent me a snotty note as I changed my VAT classification to Media now that I am writing pretty much full time ... so must scan and send to the accountants to help me convince the leeches that I am not diddling them out of VAT.

    Tennis lesson today.... and then a fair bit of work to do today, but going to pace myself as it is me on my own tomorrow and is likely to be another 10am -12am type of stint. Will take a long break in between to get those damn soups made!!!!!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hellooooo! I had a look to see if you had a diary and here you are :D

    How flipping exciting on the press pass! If there's one thing better than going to an event, it's getting to do all the backstage stuff too (can you guess I miss getting guest/vip/crew passes? :p) ... and to tennis heaven as well! *falls down flat*. Please make sure you give us all the gossip so I can live vicariously through you. :p

    Re: surveys, I also mostly use Valued Opinions, they rack up quite quickly and if you do get screened out it's done quickly so you don't feel you've wasted too much time. Same goes for Ipsos. I've mostly stuck to those two as far as the larger surveys go, and then do OnePoll as it's so quick (though you do need to get into the habit of checking the site frequently). :)

    PS. Happy belated birthday!

    PPS. How funny, I think we might have been wandering around the Trafford Centre at the same time. I sadly came home sans coffee machine though :rotfl:

    PPS. Loved the amazing technicolour dream-house :T
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
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