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Hurdler's Race to be Mortgage-Free
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Tilly_MFW_in_6_YRS wrote: »Your PM box is full
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Fixed now.- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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Firstly - I know it's been a while... between failing shorthand, having my work docked a bit, and just thinking screw it all and spending loads on the Olympics, it's been a bit of a time.
Thanks to everyone for their comments.
Unfortunately I have to pick up my portfolio on Monday and face the class b**** who will no doubt laugh loads at the thought of my not having qualified and I will have to try and resist the urge to scream back at them that I am STILL a paid writer (even if it a lot less for the moment).
Thanks especially to Tilly who gave up an hour to chat - and I am doing what you suggested re Satan's scriptures and working through unheard obscure passages at 70wpm 2min stretches to get that stamina up.
Also to Sepa who was a great sounding board - even if she DID make me supremely jealous about a certain Royal Box!!!
I am going to start my diary anew - I have overpaid about £2500 since leaving my old company and that's been applied to my mortgage and it's coming down to about £412 from £430. Not much but every little helps.
I am also (can you believe for the first time in my career!) getting a whopping tax rebate... which will help the coffers for next month after which hopefully the tool review stuff I am doing at work will take off and I will be back to earning enough to cover outgoings.
I still have a chunk of voluntary redundancy money, but Sepa and I were chatting and I think I will keep it to one side while I try and make this freelance writing gig work.
In the mean time, Tilly's advice to look at other means might also be paying off as I interviewed someone and pitched my writing a blog exclusively for them while partaking of their £800 training for the next level of skill, which also keeps my technical skills constant so that good old-fashioned 9-5 contracting is still an option.
I am still finding it very up and down at the moment - writing for a living means words continually going round in my head, and it's a different kind of exhaustion to the stress and grind I used to have.
BUT inspired by the Olympics (had a great piece in the Huff Post about it not just being the younger generation inspired) I have been using MyFitnessPal and a FitBit Pedometer and calorie counter to be much more mindful about what I am eating, what I am burning off now that I am making myself do more exercise, and that in itself is making me a lot less wasteful and helping keep tabs on the money.
So come September, I will start my diary again... and hopefully will qualify as a journo shortly thereafter. And if I don't, well y'all know I am that bloody-minded that I will keep on until I damn well get the thing.- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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In one post you went from down to perky and positive. It's exactly that kind of attitude that will see you though... just a case of being patient.
Also it struck me from reading your thread that you have lots of support - it gave me a warm feeling that MSE can create such a supportive community.
Best wishes.MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
Best of British and I look forward to picking your diary up once again in September.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
So glad to hear you're not letting it defeat you. Well done and hang in there!Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Cooeee, just in case you haven't seen it.....
http://www.moneysavingexpert.com/site/job-vacancies-and-interns#internA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Good find GG
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Hi there - I think even allowing for a reduction in income at the moment for articles, at least I am being paid and I would be doing three months unpaid and alas as my certificate showed, I am not NCTJ qualified :-(
I'll apply and include the pieces I wrote for the Huffington Post and see what they say but right now things are busy with stuff I owed my client and of course I have damned shorthand to concentrate on for the next month.
It's lovely that you found it for me ... But I think I need to just qualify and get it done rather than spreading myself too thin, which is what I did before and it has literally cost me half my income.- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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It is paid - or at least one of them def said NMW. Go for itA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
It is paid - or at least one of them def said NMW. Go for it
Gawd I'm so dim I couldn't figure out what NMW meant.
Ok will send a CV in and see how flexible they can be xx- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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