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Hurdler's Race to be Mortgage-Free

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  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Your PM box is full :).

    Fixed now.
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Firstly - I know it's been a while... between failing shorthand, having my work docked a bit, and just thinking screw it all and spending loads on the Olympics, it's been a bit of a time.

    Thanks to everyone for their comments.
    Unfortunately I have to pick up my portfolio on Monday and face the class b**** who will no doubt laugh loads at the thought of my not having qualified and I will have to try and resist the urge to scream back at them that I am STILL a paid writer (even if it a lot less for the moment).

    Thanks especially to Tilly who gave up an hour to chat - and I am doing what you suggested re Satan's scriptures and working through unheard obscure passages at 70wpm 2min stretches to get that stamina up.

    Also to Sepa who was a great sounding board - even if she DID make me supremely jealous about a certain Royal Box!!!

    I am going to start my diary anew - I have overpaid about £2500 since leaving my old company and that's been applied to my mortgage and it's coming down to about £412 from £430. Not much but every little helps.

    I am also (can you believe for the first time in my career!) getting a whopping tax rebate... which will help the coffers for next month after which hopefully the tool review stuff I am doing at work will take off and I will be back to earning enough to cover outgoings.

    I still have a chunk of voluntary redundancy money, but Sepa and I were chatting and I think I will keep it to one side while I try and make this freelance writing gig work.

    In the mean time, Tilly's advice to look at other means might also be paying off as I interviewed someone and pitched my writing a blog exclusively for them while partaking of their £800 training for the next level of skill, which also keeps my technical skills constant so that good old-fashioned 9-5 contracting is still an option.

    I am still finding it very up and down at the moment - writing for a living means words continually going round in my head, and it's a different kind of exhaustion to the stress and grind I used to have.

    BUT inspired by the Olympics (had a great piece in the Huff Post about it not just being the younger generation inspired) I have been using MyFitnessPal and a FitBit Pedometer and calorie counter to be much more mindful about what I am eating, what I am burning off now that I am making myself do more exercise, and that in itself is making me a lot less wasteful and helping keep tabs on the money.

    So come September, I will start my diary again... and hopefully will qualify as a journo shortly thereafter. And if I don't, well y'all know I am that bloody-minded that I will keep on until I damn well get the thing.
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • In one post you went from down to perky and positive. It's exactly that kind of attitude that will see you though... just a case of being patient.

    Also it struck me from reading your thread that you have lots of support - it gave me a warm feeling that MSE can create such a supportive community.

    Best wishes.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Best of British and I look forward to picking your diary up once again in September.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    So glad to hear you're not letting it defeat you. Well done and hang in there!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Cooeee, just in case you haven't seen it.....

    http://www.moneysavingexpert.com/site/job-vacancies-and-interns#intern

    :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Good find GG

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi there - I think even allowing for a reduction in income at the moment for articles, at least I am being paid and I would be doing three months unpaid and alas as my certificate showed, I am not NCTJ qualified :-(

    I'll apply and include the pieces I wrote for the Huffington Post and see what they say but right now things are busy with stuff I owed my client and of course I have damned shorthand to concentrate on for the next month.

    It's lovely that you found it for me ... But I think I need to just qualify and get it done rather than spreading myself too thin, which is what I did before and it has literally cost me half my income.
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It is paid - or at least one of them def said NMW. Go for it :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    gallygirl wrote: »
    It is paid - or at least one of them def said NMW. Go for it :)

    Gawd I'm so dim I couldn't figure out what NMW meant.
    Ok will send a CV in and see how flexible they can be xx
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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