Help needed

jellybean39

binnie wrote: »

Sorry Jellybean hi-jacking your thread. x

Dont be datf no probs at all x hope it gets better for u soon x

jellybean39

millionaire_in_training wrote: »

here's my diary
https://forums.moneysavingexpert.com/discussion/2947280
sorry Jelly bean xx

Glad to see your debt free day is coming down x can tbelieve how much better you feel and how it encourages you not to spend whne you go to the shops. i did buy a top but a vouvher left from christmas for monsoon as they had there sale o it was rude not lol i must have spent a fortune on next this year as just got sent a vip invitation to there sale but just looked and didnt buy a thing as i have paid my account off!!!!!

binnie

You are doing well Jellybean.:T
I start with good intentions, but once I've paid something off, I start spending again and then get into more of a mess than the first place.

jellybean39

binnie wrote: »

You are doing well Jellybean.:T
I start with good intentions, but once I've paid something off, I start spending again and then get into more of a mess than the first place.

oh bless u i know its so hard my good intenetions have started well have had a bito f xtra money this week busy at work and a massive 160 quid in tips which is unusual. so nationwide just been hit with a payment. hope u find someway to pay it off i been in this situation so many times and keep doing it. this is the ast time!!!!!:rotfl:

binnie

What I really need to do is just take sandwiches and crisps to work and a drink. Leave my purse and cards at home and only take my bus pass, then I can't spend.
I work within two supermarkets and the temptations are always there, I'm surrounded by bargains, it's so not fair. :rotfl:
Oh well, we will be mortgage free in just over 3 years thank goodness, then we will be comfortable.:T

jellybean39

binnie wrote: »

What I really need to do is just take sandwiches and crisps to work and a drink. Leave my purse and cards at home and only take my bus pass, then I can't spend.
I work within two supermarkets and the temptations are always there, I'm surrounded by bargains, it's so not fair. :rotfl:
Oh well, we will be mortgage free in just over 3 years thank goodness, then we will be comfortable.:T

omg i know my salon right in town have to walk past laura ashley every time i got to get lunch got to post office its a nitemare. such temptation. mind u nesxt sent me vip slot for sale online and i resisted cant believe it first time ever!! had a peek though but looking at it and wondering how much i nedded or wanted it and the answer to both was i didnt! actually starting to think about what i spend which is unheard of, do have to do what u doing and take lunch to work its so easy to pick up other things when u buying a sandwich. i got 17 years on my 250k mortgage!!! need to get debts paid off so morthahe can go down quicker.
keep going i be her for 3 years u an keep me company x

curlytop12

hi jellybean,just read this whole post,after seeing your advice in other peoples.you are doing great,so much in so little time,good luck to you.:)

jellybean39

hey come in and chat i couldnt find the post lol

jellybean39

gem68 wrote: »

hi jellybean,just read this whole post,after seeing your advice in other peoples.you are doing great,so much in so little time,good luck to you.:)

thankyou gem hope you doing ok to x Im very fortunate to have a good income but have wasted so much money over the years.
I have stopped spending completely out of the bank account and i was spending 700 a month of absoloutley nothing hence the fact the od has come down loads.
I get good tips but this usually goes in purse so i have put that against my 1 debts vs 100 days and determined to pay off the egg card. might have a hitch as holiday that was booked last year we moved it to this year but tried to move it and 500 on moving it the first time and they wanted the same again so will be going on it. :T

jellybean39

Bit of nightmare day. Lots of birthdays this week at work and as usual ended up buying cake and cards and pressies!!! One day gonna put me foot down and tell someone else to buy it or at least contribute. Do feel like i get taken advantage of sometimes.
Anyway did eat two slices of cake!! i really have to lose weight by october but somehow dont think it gonna happen. Does anyone know if you can get one of those prepaid cards to take to egypt as i dont want to take my bank card? Want to put what i can on it and then when its gone its gone. Have some money in paypal account and trying to decide if to keep it for christmas or holiday......... think i might start xmas shopping next month have a tenner voucher for body shop to use then and the offers normally start then to. hate doing that early but money will be tighter this year so need to start early. christmas omg.....................................