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millionaire_in_training wrote: »Hi Jellybean. Just read through and looks like you are on the right path now. It's terrfiying when you realise how bad things are but everyone always feels better once the whole position is known and there is a plan of action in place. I agree that next has got to go ASAP as that interest rate is mad. I would then use than £50 to overpay on next highest one and so on and so on. That's what I am trying to do. Good luck I'm in this until at least 29 months so I'll keep you company
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hey millionaire
got rid of the next card wit the 2 pound coins i saved from march!!!!
didnt realise u had 859 with penny pot! took some doing have to walk past laura ashley every time i leave my workplace so took th elong way round not to go past the shops!!!! thanks for your advice nuch appreciatedxMum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
You are doing very well Jellybean. Well done on paying the NEXT card off.
I should take note of what you are doing and try these things myself. I could never save £2 coins though, I would dip into them by the time I had £6 :rotfl::rotfl:0 -
I never have any cash lol to get any £2 coins.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I know what you mean M.I.T. Hows things anyway, long time no speak. xxx0
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Was just thinking that Binnie. I'm still here and still skint :rotfl:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Me too. I just don't seem to be getting anywhere and now I'm working 3 jobs.0
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oh dear. 3 jobs !!5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Yes, I work for an agency doing sampling work at Asda, Ebay which is taxable and very quiet at the moment. Also I work in tescos at a Bureaux de Change and still struggling to pay my bills.
How about you?0 -
Sorry Jellybean hi-jacking your thread. x0
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5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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