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What are your...
Comments
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Yep, alot of small items add up quickly !
Good replies guys, keep it up !Feb 06 *****Highest Debt*****
Credit card - £800 in the red // Overdraft - £750 in the red // Loan - £2000 in the red
*****Current Debt*****
Credit card - GONE ! // Overdraft - GONE ! // Loan - GONE ! // Savings (Oct 12) - £6.5K+ :money:0 -
My New Year Resolution is to save, save, save plus to keep a spending diary to find out where exactly my money is going.0
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Don't buy things on credit or HP. Save save save and buy it with cash if you can !Feb 06 *****Highest Debt*****
Credit card - £800 in the red // Overdraft - £750 in the red // Loan - £2000 in the red
*****Current Debt*****
Credit card - GONE ! // Overdraft - GONE ! // Loan - GONE ! // Savings (Oct 12) - £6.5K+ :money:0 -
1. Save up for stuff. Try to avoid expensive HP agreements, especially for things like 'pooters and TV's that are obsolete before you get them home.
2. Know your limits. If you have to buy something, go to the bank and draw out the cash, then it feels like you're actually parting with money when you hand it over in the shop. Credit cards are just that, plastic cards - they don't feel or look like money.
3. Make your own lunch. I used to buy sarnies and lunch stuff at lunchtime and probably did about £25 a week. Over a year that could mean I've spent £1300 on sandwiches!!!! Now a loaf that lasts a week is a quid, plus fillings etc means I've cut my spend to around £6. Bargain. And you know what you're eating too.
4. Compare the prices of stuff on the shelf edges. Using the price-per-gram (or whatever) you can work out the relative cost of one product against its' competitor when they're in different sizes, e.g. Whiskers Pouches are up to 3 times the prices of Whiskers Tins, gram-for-gram. The food's the same, your cat won't care and you're better off.
5. Join this board, it will save you a fortune!
Cheers folks, raise a glass to New Year Moneysaving!0 -
Found another one.
http://news.bbc.co.uk/1/hi/programmes/5005374.stm
Have read of this, scared the hell outta me.....0 -
Have soup for lunch !
25p a can in Asda or tesco, thats gonna be £1.25 a week !Feb 06 *****Highest Debt*****
Credit card - £800 in the red // Overdraft - £750 in the red // Loan - £2000 in the red
*****Current Debt*****
Credit card - GONE ! // Overdraft - GONE ! // Loan - GONE ! // Savings (Oct 12) - £6.5K+ :money:0 -
Log into MSE everyday, makes you really think about what you are doing financially. Brings you back into the real world when you are itching to spend money for the sake of it.0
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Have set "no spend" days and increase them month by month until you can "gain" at least a weeks salary by not spending.Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults0
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Never trust Phil Tuffnell to organise your loan.0
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If you really need to buy something always compare online prices first, they are often cheaper!
Buy one xmas present a month so you don't have loads to buy in December.
Check your bank online everyday.Just trying to be me.....0
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