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Euros - ATM use and making Purchases

124

Comments

  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    Naf wrote: »
    How so? The Santander has no cash advance fees either, so cash can be taken just like any other transaction

    Your presuming that everyone is in a position to get a credit card. Which is increasingly not the case these days. And if you take cash out of the atm on a credit card you pay interest on it immediately even on Santander Zero.
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    Naf wrote: »
    How so? The Santander has no cash advance fees either, so cash can be taken just like any other transaction


    It charges interest doesn't it?
  • Naf
    Naf Posts: 3,183 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dzug1 wrote: »
    It charges interest doesn't it?

    As I previously pointed out the interest charge is drastically lower than the withdrawal charges for other cards; even if you wait until the bill date and just pay the full balance then
    Never argue with stupid people, they will drag you down to their level and then beat you with experience.
    - Mark Twain
    Arguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.
  • stilltheone
    stilltheone Posts: 2,131 Forumite
    Naf wrote: »
    As I previously pointed out the interest charge is drastically lower than the withdrawal charges for other cards; even if you wait until the bill date and just pay the full balance then

    Give it a rest my friend. We know all about the credit cards. We also know the bank accounts that have no charge debits.


    But this is a thread on Prepaid cards. Anyway you wrong in your assertion.
  • Dave197
    Dave197 Posts: 178 Forumite
    Give it a rest my friend. We know all about the credit cards. We also know the bank accounts that have no charge debits.


    But this is a thread on Prepaid cards. Anyway you wrong in your assertion.

    I have a Caxton FX Card and this looks good value, no ATM charges
    Prepaid Card Purchase

    ZERO
    Monthly Management Fee
    ZERO per month

    Minimum load value
    €150 or $200 respectively

    Maximum single load
    €7,500 or $10,000 respectively

    Maximum total balance
    €7,500 or $10,000 respectively

    Monthly Management Fee
    ZERO per month


    Loads cannot be undertaken by the secondary cardholder

    Maximum point of sale limit per 24hr period
    €7,500 or $10,000 respectively

    Maximum number of ATM withdrawals per 24hr period
    2 (Irrespective of amount)

    Daily ATM withdrawal limit
    €500 or $750

    Domestic (UK) Point Of Sale Transaction
    €2 or $3 respectively per transaction

    Over the counter cash advances in a bank
    €2 or $3 respectively per transaction plus 2% of the withdrawal amount for over the counter international cash advances

    International Point Of Sale Transaction
    ZERO per transaction
  • stilltheone
    stilltheone Posts: 2,131 Forumite
    Dave197 wrote: »
    I have a Caxton FX Card and...

    We know all about the card, thank you.

    Did you have a question?
  • vn108
    vn108 Posts: 20 Forumite
    Part of the Furniture Combo Breaker
    Are there any opinions on the my travel cash euro card?

    http://www.mytravelcash.com/
  • stilltheone
    stilltheone Posts: 2,131 Forumite
    vn108 wrote: »
    Are there any opinions on the my travel cash euro card?

    http://www.mytravelcash.com/

    It's not the best, so.....
  • Dave197
    Dave197 Posts: 178 Forumite
    We know all about the card, thank you.

    Did you have a question?

    Just trying to be helpful, you should try it now and again.:T
  • WaxiesDargle
    WaxiesDargle Posts: 1,062 Forumite
    We know all about the card, thank you.

    Did you have a question?

    er no we don't...how can you talk for everyone?...cheers Dave good info
This discussion has been closed.
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