Euros - ATM use and making Purchases

Toe-Jam

stilltheone wrote: »

This is completely wrong too.

The OP has already clearly demonstrated that Travelex Cash Passport Globe is the cheapest.

Whilst the Kalixa currently has commission free purchases, you have to pay £4.95 for the card. That is equal to £330 of free spending on the TCPG, plus the Kalixa has an ATM withdrawal charge of £2.25.

I know that you are trying to be helpful, but you too are just muddying the waters.

You can get the Kalixa card through quidco and get £8 cash back, so you actually make some money:rotfl:

I haven't used nationwide in a long time so its possibly not the cheapest any longer.

Having a look at the travelex globe it does indeed look to be the cheapest with a load of 1.5% on everything. so would be ideal for atm withdrawals. However you have to load £500 onto it to get it for free, there is a £1.95 charge if you load over £100 but less than £500, and there is almost £5 if you load less than £100.

stilltheone

Toe-Jam wrote: »

You can get the Kalixa card through quidco and get £8 cash back, so you actually make some money:rotfl:

I haven't used nationwide in a long time so its possibly not the cheapest any longer.

Having a look at the travelex globe it does indeed look to be the cheapest with a load of 1.5% on everything. so would be ideal for atm withdrawals. However you have to load £500 onto it to get it for free, there is a £1.95 charge if you load over £100 but less than £500, and there is almost £5 if you load less than £100.

All wrong again.
Firstly, it's 1.49% and the card is completely free no matter what the order if you pick it up yourself from a Travelex shop or at the airport.

But, the Kalixa - Quidco tip is a good one. :money:

stilltheone

gardner1 wrote: »

2 out of 3 isnt that bad

Actually it was all wrong. Read it again.

Toe-Jam

stilltheone wrote: »

All wrong again.
Firstly, it's 1.49% and the card is completely free no matter what the order if you pick it up yourself from a Travelex shop or at the airport.

But, the Kalixa - Quidco tip is a good one. :money:

I think you'll find there is still a £1.99 charge for orders less than £100 even if its picked up at a Travelex branch, its an admin fee.

Hows those muddy waters looking....

Naf

Santander, Post Office, Sainsburys; all proper Credit Cards, not top-up gimmicks, with various free use abroad offers. Why are these being entirely overlooked; no fees to pay money onto them, no fees to get them (Sainsburys does have a monthly fee, granted)...

stilltheone

Naf wrote: »

Santander, Post Office, Sainsburys; all proper Credit Cards, not top-up gimmicks, with various free use abroad offers. Why are these being entirely overlooked; no fees to pay money onto them, no fees to get them (Sainsburys does have a monthly fee, granted)...

They aren't being overlooked. Some people don't want to apply for another CC.

stilltheone

Toe-Jam wrote: »

I think you'll find there is still a £1.99 charge for orders less than £100 even if its picked up at a Travelex branch, its an admin fee.

Hows those muddy waters looking....

If you are going on holiday with less than £100.....

Naf

stilltheone wrote: »

They aren't being overlooked. Some people don't want to apply for another CC.

Sorry, I missed that in the OP. Although I still think its the best option as it's free all round

dzug1

Naf wrote: »

Santander, Post Office, Sainsburys; all proper Credit Cards, not top-up gimmicks, with various free use abroad offers. Why are these being entirely overlooked; no fees to pay money onto them, no fees to get them (Sainsburys does have a monthly fee, granted)...

Partly because they are no good for ATM use.

Naf

dzug1 wrote: »

Partly because they are no good for ATM use.

How so? The Santander has no cash advance fees either, so cash can be taken just like any other transaction