HSBC have put me through hell

HSBC_HELL

dunstonh wrote: »

So, why didnt you complain at the time?



So, thats one occasion. What about all the others? You said it went on 4-5 years.

Sorry... but you are an IFA?

lol

I don't talk to thieves, so please refrain from posting to me.

JuicyJesus

HSBC_HELL wrote: »

Sorry... but you are an IFA?

lol

I don't talk to thieves, so please refrain from posting to me.

Dunstonh (a valued and incredibly astute poster, imo) raised reasonable questions. You responded with a personal attack.

Stay classy.

talana

HSBC_HELL wrote: »

I asked them to cancel DD and SO and they did not and still tried to collect.

OK, so month 1 you asked them to cancel DDs and SOs, and for whatever reason there was a !!!!-up and they didn't. I can hbuy that.

As Dunstonh says, you presumably complained there and then, quoting the DD guarantee at them and demanding the initial charges incurred as a result of the !!!!-up were refunded to you. Didn't you? if not, why not?

No way on earth that scenario can continue for 4-5 years.

And charges for bounced cheques are still down to you I'm afraid. If you know the funds aren't there to cover it, then you have no business writing a cheque.

MrandMrsB

Let's just crucify a newbie, why not? This is so embarrassing. We know nothing the OP's circumstances, do we? He could have been ill, or too stressed about the situation to face it.

Would you like to tell us the full story OP, if you can remember it all that is? I have never been in debt in my life, have never asked for credit, but I can imagine how easy it would be to get into a mess. Did anybody listen to Moneybox on Radio 4 last weekend?

meer53

HSBC_HELL wrote: »

Sorry... but you are an IFA?

lol

I don't talk to thieves, so please refrain from posting to me.

You asked for help, we're trying to help, if you don't answer questions how can we help ?

And whats with the "thieves" comment, are you referring to HSBC ? Because if not, your comment is totally out of order.

talana

MrandMrsB wrote: »

Let's just crucify a newbie, why not? This is so embarrassing. We know nothing the OP's circumstances, do we? He could have been ill, or too stressed about the situation to face it.

No-one's crucifying anybody. And if there's anything about the OPs circumstances pertinent to the matter in hand, then he simply has to explain it. Otherwise we can only comment on what he's told us.

HSBC_HELL

JuicyJesus wrote: »

Dunstonh (a valued and incredibly astute poster, imo) raised reasonable questions. You responded with a personal attack.

Stay classy.

Well.. you may think he/she is astute, but i can tell you somebody who is absolutely NOT astute... YOU

Took me all of 15 minutes to read through some of his/her posts on other threads and its quite clear what the agenda is.

and it aint to help!!

HSBC_HELL

talana wrote: »

OK, so month 1 you asked them to cancel DDs and SOs, and for whatever reason there was a !!!!-up and they didn't. I can hbuy that.

As Dunstonh says, you presumably complained there and then, quoting the DD guarantee at them and demanding the initial charges incurred as a result of the !!!!-up were refunded to you. Didn't you? if not, why not?

No way on earth that scenario can continue for 4-5 years.

And charges for bounced cheques are still down to you I'm afraid. If you know the funds aren't there to cover it, then you have no business writing a cheque.

consequence of events.

i will type in baby language so you get it

i have money in accout

i write cheque

bank tries to collect DD that i cancelled

not enough funds for it

unpaid fee applied

cheque goes to clear

now not enough funds as unpaid fees kick in

more fees for bounced cheque

viscous circle

get it yet?

HSBC_HELL

meer53 wrote: »

You asked for help, we're trying to help, if you don't answer questions how can we help ?

And whats with the "thieves" comment, are you referring to HSBC ? Because if not, your comment is totally out of order.

so where is the help?

before this post highlight it for me

i could highlight people trying to look down on me far more

this forum is disgusting... what has happened here?

you all moles?

HSBC_HELL

MrandMrsB wrote: »

Let's just crucify a newbie, why not? This is so embarrassing. We know nothing the OP's circumstances, do we? He could have been ill, or too stressed about the situation to face it.

Would you like to tell us the full story OP, if you can remember it all that is? I have never been in debt in my life, have never asked for credit, but I can imagine how easy it would be to get into a mess. Did anybody listen to Moneybox on Radio 4 last weekend?

Thank you, at last, i thought i was in some weird dream

Talanack read the first few responses to my opening post and tell me where the help is and the let me highlight the disgusting knocking from bank moles.