The jubilant July NSD challenge

solventsoon

rdchick wrote: »

I've got my bucket and spade Spoon!

You'll need them, rdchick!!:D:D

rdchick wrote: »

Count me in for 10 NSDs again and 3 in a row pleaseeeeeee

Hope everyone has a fabulous July!!

Xxxxxx

All signed up now, welcome back!!:D

cuddlymarm wrote: »

Hi everyone

Well I am back off my holibobs so its time to be good again so can I please be put down for 16 NSDs please.
I hope everyone has kept well and happy while I was away.
Have a good month everyone
Cuddles:)

Hope you had a lovely holiday cuddlymarm.

Welcome back, all signed up now!!:D

Wee_Pilsbury wrote: »

Hi Spoon

Thanks for the shiny new July thread :T

It's a pleasure, Wee Pilsbury

Wee_Pilsbury wrote: »

This month I'm going for 15 - I'm really going for it after two months of not hitting target. It's looking good though cos I have ............ NSD 2 so far .

Don't think I'll get one today though but you never know.

Have a great day all

:hello:

All signed up now and well done for the 2 you've grabbed so far!:j:j:j

solventsoon

Learning2Budget wrote: »

Morning all, well I am aftet 15 NSD's for July. I joined last month and managed 12, so fingers crossed.x

Welcome back, L2B. All signed up now and good luck for July!!:D

Xandersmum wrote: »

Can you put me down for 10 NSD's for July please!

Managed one yesterday - so 9 to go!

Hi Xandersmum and welcome back

All signed up now and well done for the one you've already grabbed!!:j:j:j

ifwisheswerehorses... wrote: »

Thank you Spoon for doing July’s NSD thread

Awww.. thanks, If:A

How did you know I love Tigger?:rotfl:

ifwisheswerehorses... wrote: »

Please could you put me down for 17 NSD’s Got my 1st NSD yesterday, thank you :A

All signed up now and well done for grabbing no 1 yesterday!!:j:j:j

IF

A Sunny afternoon hello from me :hello:

solventsoon wrote: »

Awww.. thanks, If:A
How did you know I love Tigger?:rotfl:

:rotfl::rotfl::rotfl::rotfl:

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

bottleofred

Good afternoon folks from a very warm and sunny NI,

I hope this finds everyone well. As I'm not going out today and will avoid the pitfalls of internet shopping, I am declaring NSD1:beer:

solventsoon

TizerCat wrote: »

Hi Spoon, thank you for doing this thread!

Can I join with 10 NSDs for July please? Hopfully today will be no 1 but I will get back to you later.

TC

Hi TC and welcome back, it's a pleasure!

All signed up now for 10, good luck and fingers crossed for today - you can do it!!!:T:T

jintyb wrote: »

Bouquets for Spoon for setting up the thread! Thank you!
Can you please put me down for 15 again this month?
We had a lovely day yesterday. Mum had a good birthday and we got out in the garden and had a good family day, with a lot of laughs and fun.
As a surprise, my sister and I have arranged for the musicians in her church to going to play one of Mum's favourite pieces of music for her before the service starts this morning. She doesnt know anything about it and sis and I also going along to celebrate with her.(She doesnt know anything about that either!) We will have coffee after so it will be a nice way to round off the birthday celebrations!
Have a lovelyu day everyone!:)

Ahh.. thanks for the lovely freesias, jinty:T:T:T It's a pleasure:D

Glad you had a lovely day yesterday, it sounds wonderful, and that your Mum enjoyed her birthday. Hope today's surprise goes off just as well x

Hope your mouth is healing and starting to give you a bit less trouble?
x
PS: All signed up now - nearly forgot that bit!!:o

Lula-Hula wrote: »

Lovely Job Spoon, you are indeed a Fabby Fabulous one :A

Ahh.. thanks Lula:o:o

Lula-Hula wrote: »

I have a holibob at the end of the month but with 2 NSDs already I'm still going to go for ...

16 + 4 in row

Sorry, pink is my colour, which one would you like ? I promise to make it big & bold

All signed up now for your 16 and well done for the 2 you've grabbed so far!!:j:j:j

I don't mind about the colour, pink is fine with me, I like that fuchsia colour and use it a lot myself!!:D

solventsoon

LittleMissHappy wrote: »

Thanks for the thread, spoon xxx

It's a pleasure, LittleMissHappy:D

LittleMissHappy wrote: »

Can I be put down for 10 NSD's for July

I have already got 1 and I'm hoping today will be number 2, but not counting my chicks yet!

Off out for the day, possible playing a few games of rounders and taking lots of pictures Have a lovely day, whatever you are doing x

All signed up now and well done for the one you've already grabbed!!:j:j:j

Hope you have a great day, it sounds lovely!!:T:T

kdenty wrote: »

Hello,

I'd love to join again as got a couple of months where my budget is very tight so need to curb any extra spending,

I'm going to do this as NScD ie No Stupid Card Days. So any day I get my card out to make a payment is a Spending Doh!!

That means I can take out some money after payday for the things I have already budgeted for (my weekly fitness class, window cleaner and lawn mowed) and don't count direct debits. I will be counting anything else bought including petrol and groceries.

I'd like a target of 24 non spending days allowing 7 days for spending

So in summary
Target 27 Days
So far 1 NSD

Hi kdenty and welcome back.
All signed up now and good luck with getting your target - you sound very organised so I'm sure you'll get there!!:T:T Well done for the one you've grabbed so far!:j:j:j

slowlyfading wrote: »

Can I be put down for 18 NSDs in July? I've managed to get nsd 1 and 2 so far, hoping that today is going to be number 3

Hi sf, all signed up now for 18, good luck, you can do it!!
Well done for the two you've already grabbed!!:j:j:j

A big THANK YOU for all the work you did on June's thread, really appreciate that xx:A

solventsoon

niccatw wrote: »

Thank you Spoony! :j

It's a pleasure, nicca

niccatw wrote: »

Can I go for 15 again please? 2 down already... but have just realised I have 4 birthdays at the end of this week so probably need to say goodbye to today as an NSD.

And hayfever is making me very frustrated today. Even more tissues and tablets needed. Pah! :mad:

All signed up now for 15, good luck, and well done for the two you've already grabbed!!:j:j:j

Really sorry about the hayfever, this year is a particularly bad one, so I gather:(:( (((hugs))) and hope it eases off soon xx

solventsoon

bottleofred wrote: »

Good afternoon folks from a very warm and sunny NI,

I hope this finds everyone well. As I'm not going out today and will avoid the pitfalls of internet shopping, I am declaring NSD1:beer:

It's beatiful here today as well, Red, hopefully the whole of the country has this today:j:j:j

Well done for getting off the mark, no 1 in the bag!!:j:j:j

pinkfluffybabe

I'm going to go for a lower target this month as I will be away on hols for a week - so aiming for 15 in July.

Declaring NSDs No 1 & 2 for Friday and today.

Thanks spoonie :j

The_Dragon

Missed the linky before! but I am signing up for 12 and a run of 6 please!

Oh and I got my first one yesterday