The jubilant July NSD challenge

Keiss_21

niccatw wrote: »

Hit the spam button for Haroldstocks folks.

And if you've a few minutes to spare you can go to Haroldstocks member page and hit spam on his other posts.

Thank you .

Haroldstocks...who...where??! Methinks he has been removed!

Well today was a pain...could have picked up an NSD, but as the car went in for a service today I did some online buying. I assumed we would be paying for the car this afternoon when we got it back. However, it is still at the garage and we'll get it back tomorrow afternoon...that's going to be pricey! :eek:

I also need to do some shopping in town when I collect the car, so yet another spendy day tomorrow :mad: Not sure when I last had three spending days in a row....I suppose it's good these things don't happen very often. Keep those kippers to yourself Spoon!

I've been playing around with my cv today (and yesterday )..and what a pain that has been! Still it looks a lot better, but really need to play with it more for some other jobs. Handing in a job application tomorrow, and would really like the job, which is why I have been trying so hard with my cv.

Have a good day tomorrow, despite the rain! We got some rain today, but I managed to get a fair bit of gardening done inbetween the showers this afternoon. The front garden looks like I/we care again..and it's probably true! :rotfl:

Keiss_21

bellkat wrote: »

It's NSD 5 for me today. I can't believe I've managed 5 days without spending, so this month looks very promising.

Thanks

Wow...well done bellkat!! :T:T:T

solventsoon

Hi lovely gang :A
Hope you’ve all had a good Tuesday and managed to avoid the rain, we had a downpour this afternoon - back to normal again:(...

Welcome back to the “oldies” and regulars signing up today:

lotti379 - welcome back, all signed up for 7 now, you can do it!!
No need to slink off with your tail between your legs, you’re among friends and we don’t judge anyone for not making their target.
You can go for 2 in a row if that’s what you want, it may well inspire you to get 3, you never know, will add you to the list

Trinny - all signed up for 17 now, good luck, you can do it!!
Welcome back, missed you for the first few days there I was hoping nothing was wrong

Loads of NSDs rolling in again today - well done everyone:

:j:j:jboult - for no 4, you’re doing brilliantly, keep it up!
Hope the spends today weren’t too serious?

:j:j:jStapler - for no 3, great start for you, keep it up!
You’ve definitely caught the NSD bug, I can tell
Woohoo and no 4 following swiftly on behind...

:j:j:jjaffacakegal - for no 1, off the mark now, keep going!!
Hope you didn’t break down today running the car on fumes..

:j:j:jLearning2Budget - for no 2, that’s not a slow start, that’s pretty good going. Keep it up!

:j:j:jLittleMissHappy - for no 3, great start for you, keep it up!
Sun’s disappeared from here for now, hopefully it will manage to find its way back again sometime before next year....

:j:j:jmarmiterulesok - for no 4, I love unexpected NSDs. You’re doing brilliantly, keep it up!
Thanks, you’re very kind. I’ve been running this thread for a while now and I type very quickly, that’s the secret I think - I’m really not amazing at all

:j:j:jlotti379 - for no 2, great start for you, keep it up!

:j:j:jpositivelypurple - for no 4, you’re doing brilliantly, keep it up!
Fingers crossed for tomorow as well

:j:j:jnicca - for no 3, great start for you, keep it up!

:j:j:jbeanie - for no 5 and 5 in a row - you really are our star so far this month, keep it up!!


:j:j:jdonna dynamo - for no 2, great start for you, keep it up!
Happy decluttering!!

:j:j:jpinkfluffybabe - for no 4, you’re doing brilliantly, keep it up!

:j:j:jRock_Cakes - for no 1, off the mark now, keep going!!
Keeping my fingers crossed on the job front for you. You must be really excited about moving

:j:j:jSillyBlondie - for no 2, great start for you, keep it up!

:j:j:jTrinny - for no 3, great start for you, keep it up!

:j:j:jbellkat - for no 5 - you and beanie really are our stars so far this month, keep it up!!


Hello to:

jinty - poor you, you’re really going through it atm. Never mind about work, it’ll still be there when you get back, concentrate on getting yourself well and healed, you’re far more important :A(((hugs))) xx

beabea81 - that’s far too good a bargain to pass up - well worth losing an NSD for that, I reckon. Happy gardening:T

shezam - hope you’re feeling better today? Fingers crossed for the NSD today:)

hotspur_pam - ahoy there... I’m ahead of you, you’re already signed up and ready to go!! Fingers crossed for no 1 tomorrow:)

psychopathbabble - if you win, can I please be your very best friend:D..... Good luck!

Natty68 - don’t worry, sometimes only a yummy chinese takeaway will fit the bill. Hope you enjoyed it:)

Nargle - well done for bringing the shopping in under budget, I’m impressed. I’m really pleased to read about the progress with your family, I remember you being really down about everything last year, fingers crossed the fences stay mended now x:)

kerri - you’ve got enough bargains there to rival Cheryl, any kippers lying around anywhere??:rotfl:

Red - fingers crossed for tomorrow:)

Keiss - kippers.. who?? me? never..... :rotfl:
Good luck with the car tomorrow, I hope it’s not to serious a spend and fingers crossed for the job application:)


NSD no 5 for me today, I’m still being soooo good.....

Off to update the front page now, so see you all tomorrow.

‘night everyone
spoon xx

jintyb

Good morning all!

Thanks for all the kind wishes re the mouth. I can report that it's getting better, but verrrrrry slowly. It is still painful in places, so I am using lots of bonj!£a, paracetemol and feeling a bit bloomin sorry for myself! I am just going to stay off today as I only work Mon-Wed anyway, so it seems daft to struggle in for one day and feel carp for most of it.
Didnt make it an NSD yesterday as I bought a magazine to cheer myself up. I am determined to get one today so fingers crossed.
That's great news, Nargle. I'm glad relationships have been mended, and also that you got your cushions sorted!
Kerri - Spoon's right- sounds like you've turned into a Cheryl mini-me! Well done on the bargains!:T

Staying put today as it's pouring rain here

Have a lovely day all:)

lotti379

Mornin' everybody!

Just popping in before leaving for a trip up to Newcastle today (eeek!) to see the diss supervisor... But have decided that if I have to pay for car parking at/near the station (which seems likely) I will still count an NSD, provided I don't buy anything else. So packing up my bits and bobs, off to find a thermos... If I have to drink carp coffee, I'd rather not pay through the nose for it!

mrso2b

Can I claim NSd number 2 for yesterday please?

LittleMissHappy_2

Hello lovelies

Weather is a bit cooler today, which is nice, but the sun is still peeking through (I live in east anglia).

Today won't be an NSD...I need to get a few bits of shopping from Mr T (although I am hoping that I can forgo the weekly shop this week :eek:) and I am considering (as it is a spend day anyway )ordering a couple of maxi dresses and a couple of other nice bits I have seen fro N*xt....we'll see

DH has his last day at work today, so not expecting to see him until tomorrow morning (I will be asleep when he gets in from 'drinks with colleagues' *insert roll eyes smilie here*), then he has the rest of the week off and starts his new job on Monday - I think that deserves a treat (even if it's not me that got the new job :rotfl: )

Hope you all have a lovely day, I think I will get some housework and studying in as *payment* for my naughty spending :rotfl:

Nargleblast

Good morning everyone, and Igor says to tell you all the spammer last night was delicious.

Hoping for a NSD today. will report back later.

beabea81

Thanks for the great post Jinty

Didn't manage to do the gardening yesterday as it did rain It's an ok day today but all the grass is sodden and my weed forrest is wet too a so I'm very very gutten that I can do it Should be an NSD for me today fingers crossed.

Well done to everyone on the NSD's so far.

Have a great day x

IF

Afternoon all my No Spendy Buds :hello:

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!