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The jubilant July NSD challenge

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  • Stapler_2
    Stapler_2 Posts: 173 Forumite
    I am declaring today as NSD number 4!

    I know its a tad early, but I have only got a small bit of change (to be used for the Sealed Pot Challenge), all other cards and cash have been left at home, to stop me spending unwisely.:rotfl:
    :DMarathon Not A Sprint!:D
    :jJuly NSD's - 3/15:j
    "Sealed Pot challenge" member No. 1367
    :eek:Total Debt - £11,080 (14/06/11):eek:
    Target - Debt free and deposit on house - 31/12/12
  • lotti379
    lotti379 Posts: 787 Forumite
    Hi there everyone,

    Well I have returned after slinking off with my tail between my legs as I didn't *quite* make my target again last month! Will catch up on the thread asap! :)

    Rightyho, well I think I shall go for a starting target of 7 NSDs this month... I have holibobs coming up but have mapped out 10 ought-to-be NSDs, and there may be a few lucky ones too. Just got to be disciplined! Can I also put me name down for 2 in a row? Or does it have to be 3+ to count?

    Oh, and I nearly forgot! Got 2/7 already, not my 2 in a row though! :rotfl:
    “Obstacles are those frightful things you see when you take your eyes off your goals.”

    NSD Challenge: August 2017 2/15
  • Hello everyone, NSD #4 for me today :j Very pleased with my progress so far, hoping to get one tomorrow but out with some friends so may have to buy some drinks for the children.

    We're going on holiday in a week so have to watch those pennies!
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • hotspur_pam
    hotspur_pam Posts: 192 Forumite
    A-hoy, hoy :)

    Finally latched onto this July thread. Thanks for starting it Spoons :beer:. 10 NSD's for me please. Didn't quite manage it last month, determined to exceed my taget this month :D. None to declare yet, but aiming to get 1 tomorrow.

    Well done peeps :beer:
  • psychopathbabble
    psychopathbabble Posts: 5,888 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No nsd for me today, bought a euromillions ticket!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Natty68
    Natty68 Posts: 3,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afraid I haven't had a NSD today :( Was doing so well too, but I have given in to a fancy..lol. My friend was talking about getting a chinese takeaway earlier and it made me hungry. So rang DH up and checked if he fancied a takeaway - so the upshot of this is we are getting a yummy chinese takeaway when DH gets home. :)
    Mortgage Free as of 20.9.17
    Declutter challenge 2023, 2024 🏅 🏅⭐️⭐️
    Declutter Challenge 2025
    DH declutter challenge award 🏅⭐️
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Mini-food shop today, so not a NSD. However, I came in at nearly £5 under budget so have transferred that sum to the household bills account so I am not tempted to spend it. I need to get that account balance up to a healthy level as the dreaded car tax is due end of August! Should get some more NSDs later this week, though.

    Amongst the shopping today was a cheeky little Cotes du Rhone (Morrisons) at less than £4 a bottle, to start building up the stocks that OH obliterated the other day! Though I can't really moan at him - it was the first time my daughter had been in our house for 3 years, and the first time he has met her husband, so bridges were built, fences mended, ice broken etc etc and a good time was had by all. A big weight off my mind, anyway, as I have been sick to death of treading on eggshells, feeling like piggy in the middle. Maybe we can get on with being like a normal family? (Although, what is normal? You hear such horror stories sometimes about family shenanigans)

    Might claim tomorrow as a NSD as the hairdresser is coming but I have the cash for her set aside in an envelope already. Must remember to keep up with the envelope system, it really does work!
    One life - your life - live it!
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Nargle, having recently finished "All Families are Psychotic" (Douglas Coupland), I can safely declare there is no such thing as normal. :rotfl: Where'd be the fun in that anyway? :D Glad you are no longer having to walk on eggshells. Here's to regularly having to build up that stash (though perhaps with less vomitting! ;)).

    NSD 3 for me today please. :D
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • beanielou
    beanielou Posts: 96,040 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news Nargle :j

    NSD no 5 today & five in a row.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Jinty - Hope your mouth is on the mend x

    Nargle - Good to hear things are clamer on the family front - are you sure Igor didn't slip your OH a small cocktail when you weren't looking? We've all seen them floor Hubert :D

    Gorgeous and sunny here up until 3.30pm when the heavens opened and all I could do was sit in a meeting thinking 'my washing is outside' :eek: came home and had to put some of it through on a rinse as it had dust and grit from the rain on it - it's now drying for the second time :doh:

    Not a NSD for me today I'm afraid, £2 for our Euromillions syndicate at work (wish someone would just win the money...preferably me! but getting a bit fed up with it now).

    Then had to get some salad in Mr T (had a paltry slice of cheese to go in my wrap so really did need some), got some lettuce and salad onions on BOGOF (thinking of using the onions to make fish cakes), also got OH some quorn burgers reduced to 80p for his dinner, and a Dove deo (but covered with a voucher) and some nanas - all came to under £3 :T

    Also picked up two more handwashes in SD at 49p each, some moistureiser in S*vers @ £2.99 (the one I use which can be £5 :eek:) and lightbulbs plus some Serf (just gone on offer for £3) in Mr W.

    Most things were on my list and I seem to be pretty well stocked up atm - prob get some fruit from the market on Thurs so hopefully a NSD tomorrow...sorry...rambling....will go now *slinks off stage left*
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


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