The jubilant July NSD challenge

cw18

kerri_gt wrote: »

Ahh yes, I meant to mention that too Jints - how amazing that your mum's sheet music found it's way back too. x (darnit, got that annoying lump back in my throat at the thought of it...oh no...I don't do emotion...oh dear...too late..pass the hankies )

had to find my hankies when I read it as well

spend day for me today all of 89p (less staff discount) on a full price pack of cookies from the bakery :eek:

had to be done in the name of 'research' though when I go to Mr T I always find it very hard to come home without a pack of their oat and raisin ones, and as of today we now do them at Mr M as well..... so I had to check if they're as good as Mr T's didn't I

and I can safely say I don't need to make an excuse to visit Mr T anymore (even if their's do have slightly more crunch) as I decided to try one while waiting for the kettle to boil...... and finished the entire pack of 5 before I made my first brew of the evening :eek:

next trial will be what they're like at the end of their 'life' (ie. when they hit clearance) - just hoping they're not going to turn out to be a flavour that never makes it that far :rotfl:

niccatw

Jinty that's lovely! I was actually wondering if the person you'd got to play the music was the Queen as I noticed she was visiting a church in your neck of the woods at the weekend!

If :rotfl::rotfl::rotfl: Love it! Whatever happened to the Happy Mondays? :rotfl:

Yesterday and today have been spendy days. Today on dinner. On the plus side I paid by card and the others gave me cash, so I will use that to pay for the pictures in the framers and allocate it to that today!

Natty68

Got my 3rd NSD today as I didn't go to the farm for my eggs after all. I also decided to have a cheese toastie for tea instead of going to KFC or ordering a Dominoes pizza.

Tomorrow I will be going into town for a few bits, but shall make it a day to get everything I need for this week, as I am already in town.

Jinty what a lovely thing for your mum xxx

IF

Good evening all :hello:

Spoony got my 3rd NSD thank you :A

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Penny_pauper

Hi Everyone
sorry I'm a bit late but I'd like to be put down for 15 no spend days please Missed my first months target by 1 so I'm determined to do better this July. And with that said I'm now off to spend some pennies at amazon on my OH's birthday present;) will try harder the rest of the month, promise!
PP

psychopathbabble

No nsd for me today as I had to buy a new bulb for brake light and a couple of other bits from boots, then decided I wanted ice cream and ended up spending £10 in supermarket! Don't suppose I can complain though seeing as I hardly ever pay for things with MrS. I did however spend the afternoon hoovering his flat and cleaning it up for the letting agent to inspect!! (he wasn't going to get home to do it before they turned up)

solventsoon

ifwisheswerehorses... wrote: »

Morning all :hello:

Love it, If :rotfl::rotfl::rotfl:

solventsoon

Hi lovely gang :A
Hope you’ve all had a good Monday (if such a thing is possible) and all enjoyed some of this lovely sunny weather


A warm welcome to another newbie joining up today, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.

So a big welcome to:

:hello:beabea81 - all signed up now for your 16 and 4 in a row, good luck with both of them.
You’re sounding very organised, I’m impressed. Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a friendly bunch (if prone to flights of fancy occasionally...).


Welcome back to the “oldies” and regulars signing up today:

Natty68 - welcome back, all signed up for 15 now, you can do it!!
Good luck with getting your finances sorted out.

shezam - all signed up for 8 now, good luck, you can do it!!
Fingers crossed for no 1 today

jaffacakegal - all signed up for 15 now, good luck, you can do it!!
Fingers crossed for no 1 today

Susi_Wa- all signed up for 8 now, good luck. That’s the spirit, you can do it!!

Penny pauper - all signed up for 15 now, good luck, you can do it!!

Cleosmum - all signed up for 10 now, good luck, you can do it!!
Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a friendly bunch


Loads of NSDs rolling in again today - well done everyone:

:j:j:jpositivelypurple - for no 3, great start for you, keep it up! And 3 in a row as well.. yay!!!

:j:j:jchris81418 - for no 3, you are indeed on a mini-roll, great start for you, keep it up! Hope you manage to get one or two more before the food shopping beckons, maybe buy some mini-rolls to inspire you?

:j:j:jNatty68 - for no 2, great start for you, keep it up!
And no 3 now as well, that’s brilliant!!

:j:j:jkdenty - for no 2, great start for you, keep it up!
You can do it, we’ll give you loads of encouragement, keep posting!

:j:j:jchrisico - for no 1, off the mark now, keep going!!

:j:j:jmrso2b - for no 1, off the mark now, keep going!!
Hope you enjoyed Take That and the rest of the weekend
beabea81 - for no 2, great start for you, keep it up!

:j:j:jButti - for no 1, off the mark now, keep going!!

:j:j:jmarmiterulesok - for no 3, great start for you, keep it up!
You do live in a lovely place, I’ve been to that area once or twice on business and the scenery is stunning. We’re definitely going for the international touch this month!
Me too re Nadal, I was disappointed he didn’t win really

:j:j:jrising from the ashes- for no 2, great start for you, keep it up!
It’s been pretty warm here today as well, and humid, which makes it worse!!

:j:j:jelfen - for no 3, great start for you, keep it up!

:j:j:jkaren is trying- for no 3, great start for you, keep it up!
Yes, it would be lovely if the weather held out for a big longer, let’s all keep our fingers crossed

:j:j:jRed - for no 2, great start for you, keep it up!

:j:j:jkerri - for no 3, great start for you, keep it up! What am I going to do with the kippers this month???

:j:j:jpinkfluffybabe -for no 3, great start for you, keep it up!

:j:j:jbeanie - for no 4, you’re doing brilliantly, keep it up! And yay!!! to 4 in a row as well.
Yes, of course I’ll increase your in a row target, how many do you want to aim for?

:j:j:jAlyBaly - for no 1, off the mark now, keep going!!

:j:j:jLula - for no 4, you’re doing brilliantly, keep it up! And yay!!! to 4 in a row as well.

:j:j:jtoots -for no 3, great start for you, keep it up!

:j:j:jIf - for no 3, great start for you, keep it up! Take it you’re still off the chocolate!!

Hello to:

jinty - I came over all goosebump-y when I read the story of your mum and the sheet music, that’s lovely. Really pleased she enjoyed the surprise :Axx
Oh dear about your mouth though, I hope your dentist managed to sort out something for you today. Please don’t feel guilty about not going to work as Nargle said you’d be neither use nor ornament to them, get yourself feeling better. Take care (((hugs) xxx

Nargle - hope you enjoy your days off, I think you probably deserve them. Trust OH recovered eventually?
I think I’ll probably avoid Igor’s cheese vol au vents, yummy though they do sound!!!!!:eek:
And the NSDs are definitely rolling in, I think it’s going to be a very parsimonious month amongst the NSD fraternity!:D

Cheryl - good news on being able to avoid Tatco from now on, of course you had to check them out first!!

nicca - fingers crossed for a couple of non-spendy days this week:D

psychopathbabble - fingers crossed for an NSD tomorrow and well done for cleaning up Mr S’s flat:T


NSD no 4 for me today, I’m being soooo good:D.....

Off to update the front page now, so see you all tomorrow.

‘night everyone
spoon xx

jintyb

niccatw wrote: »

Jinty that's lovely! I was actually wondering if the person you'd got to play the music was the Queen as I noticed she was visiting a church in your neck of the woods at the weekend!

Darn it Nicca! I've been rumbled - Lizzie was tinkling the ivories good-style!:rotfl:

Thanks for all your lovey posts re my Mum, you are all a lovely bunch!


Mouth a little better today, turns out it is ulcers that are causing the pain. I've to keep the denture out till its healed so I wont be crossing the door till that happens! I wont be seen dead with no gnashers that's for sure!
I said I might go in tomorrow, but I might just resign myself to being off this week and get well and truly healed. I know they are really busy in there ATM but I couldnt concentrate with my mouth in the state it's in!

Still no NSD as I had some bits and bobs to get in Boot$ yesterday. I'll get there, I promise!;)

Have a lovely day everyone:)

beabea81

Thanks for the lovely welcome

May not achieve an NSD today as DS1 needs new trainers. Have found a pair of Adidas trainers on JJB for £8.50 (for a size 5!) and earned £1.20ish in cashback too! Pretty pleased with that as I normally get the no branders from Sports Direct with a budget of £15 per pair so with cashback that's half price for a pair of trainers that DS1 (who is 12) wont complain about for once.... don't know why he bothers I never give in lol Did explain that he's only getting adidas because they were the cheapest and not because I'm bowing to pressure hahaha

Must get on with gardening today, weather here has mentioned rain for the last few days so better make the most of it (even though they have been wrong everyday so far!)

Have a good day everyone x