Please help, now in debt again (not my fault!)

onlyroz

I haven't read every post, but I do know a bit about internet gambling.

Does the betting site require you to do the "verified by VISA/Mastercard" thing when you deposit? I.e. when you deposit, you have to enter a password before the transaction will go through.

If the site does the "verified by VISA" thing then you will have a hard job persuading anybody that it wasn't you that performed the transaction. If, however, you are able to deposit without doing this, then you should be able to perform a "chargeback" on your card, which should be initiated by you contacting your bank.

atush

Quote:
Originally Posted by skintandscared
If these transactions were fraudulent you wouldn't even hesistate to contact your bank and/or the police. Why would you assume they wouldn't believe it/act on it? What have you got to lose?!!!

There is no such thing as "responsible" gambling. What are you thinking??!!

Says who?.................................

Says me. No responsible gambling is possible for someone w/o a job on benefits. It would mean gambling w/ someone else's money (ie public money).

The odd flutter with a few pounds when you are gainfully employed, no debt apt from a mtg, with a pension and savings is responsible gambling.

having said this it is clear to me from reading parts of the thread that this is a case of fraud, and I hope you can find the proof needed.

sunflower_2

my DH is a gambler - i know the crack:p

Q - why would someone "on benefits" have £2000 in bank??
A - it wasnt his! (he says girlfriend's - i doubt it)

so he gets a bit tipsy, gets a betting tip and feels confident, thinks he can make a few pennies for himself from this cash

he loses the original amount then tries to make up his losses by transferring the rest - ends up losing that also...

the next morning he WAKES UP WITH THE FEAR is walking the floor in a panic about how he is going to explain to the money owner....

so he invents a story that its fraud and checks the bank account to see if the funds have been taken yet.

(its prob a weekend so he knows he has time to act)

he rings round n tries to find a way to transfer his funds to a friend's account before its cleared n taken from his balance

he checks again just before the transfer then withdraws all available funds....

he can then "convince" the money owner that is a fraudulent act:
a) - by showing them this site and his asking for advice (despite really not wanting to hear what we have all said - he wants to hear "no way mate thats a nightmare just refuse to pay or pay minimim weekly payments")
b) - by claiming it happened before - amazingly for the same sum of £900 which he got refunded immediately

OP has the money in another person's account (or now prob in cash) yet he refuses to pay for bets he "did not make"

however he agrees to pay a silly payment of £4 a week from his benefits on instruction of a CCJ !!

if i had not used £2000 i would certainly refuse to pay £2 never mind £2000 !! regardless of the weekly payment amount.
i would fight all the way, demanding proof of transactions

this to me just admits he gambled the money & there was no fraud !!

fortunately for the OP it isnt me he needs to convince - its the person whos money he used to gamble !!!

gambling idiot !!

heatherks

someone might have got hold of the bank card details .. but can't understand how transactions were honoured ......... if they didnt have any money in your bank account to cover it

freddy911

atush wrote: »

having said this it is clear to me from reading parts of the thread that this is a case of fraud, and I hope you can find the proof needed.

All i can say is if a website spent 2k of my cash by error, I wouldnt be on a forum asking about what to do about the debt!

Im sure if contested the site must have to provide evidence of the transaction, ip address etc

taylor_r

heatherks wrote: »

someone might have got hold of the bank card details .. but can't understand how transactions were honoured ......... if they didnt have any money in your bank account to cover it

There has since been more dodgy transactions coming from America in dollars which the bank are now investigating in a more pathetic manner. So as much as I still believe this is untrue, I guess it's looking more possible.

Thanks for the advice, and the others who have helped.

taylor_r

atush wrote: »

Says me. No responsible gambling is possible for someone w/o a job on benefits. It would mean gambling w/ someone else's money (ie public money).

The odd flutter with a few pounds when you are gainfully employed, no debt apt from a mtg, with a pension and savings is responsible gambling.

having said this it is clear to me from reading parts of the thread that this is a case of fraud, and I hope you can find the proof needed.

Thank you, as I said in a previous post there are now some more dodgy transactions from America in dollars, though the bank cannot give anymore information until tomorrow. They are investigating it, this time they have closed and blocked my card but I wondering why they didn't do it before? Guessing because they didn't believe me, like everyone else! Just about had enough. Or perhaps because there was an overdrawn balance?

Anyway, had enough of this site and won't be coming back, very unpleasant experience, so thankyou for your help and everyone who was helpful. Time to calm down and go to bed I think.

backinbusiness

reported for unacceptable language and content

backinbusiness

mods - please close this thread

sunflower_2

backinbusiness wrote: »

reported for unacceptable language and content

thanks hun

they just deleted his "vileness" allowing people to believe him & sympathise with him...

hardly fair, am just glad i quoted his foulness

xx