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A Payment A Day - Part 11!

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Comments

  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, a pad of £10 today to the cc.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A nice round £500 today please :j
    Errrr...come back later ;)
  • saorsie
    saorsie Posts: 1,905 Forumite
    £36 from me today please Flyin' heading towards the iPad Pot

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • PAD £44.00 for me today to CC1. Determined to make that minimum payment this month!

    What marvellous PADs we are all making today. I love the team spirit on here, especially as I get to read your inspiring signatures, so a big well done to everyone :T
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    girlatplay wrote: »
    Good luck Erme xx

    Rattie update

    Rattie went to PDSA. Had wrong paperwork so pray I can find it soon (need housing benefit and or ct benefit and something with my signature on)... but he's fine coffeebath.gif

    So that's my last £2 spent pre pay day and PAD tomorrow :eek:...so much for baking...but Milo came first...I'll have to post pics of him at some point :cool:

    saorsie wrote: »
    £36 from me today please Flyin' heading towards the iPad Pot

    -s-

    And how much pray tell was this IPAD? Cos right now (correct me if I'm wrong) you have less to pay on the IPad than I do on the macbook. I have about £400 (after pad tomorrow and DD loan payment) to pay on macbook
    PAD £44.00 for me today to CC1. Determined to make that minimum payment this month!

    What marvellous PADs we are all making today. I love the team spirit on here, especially as I get to read your inspiring signatures, so a big well done to everyone :T


    I daren't put it on my signature. I'm that embarassed. Plus I don't earn a lot (enough but not a lot) and like about just under half my monthly income goes on debt....

    So that's life....

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • saorsie
    saorsie Posts: 1,905 Forumite
    Erme wrote: »

    And how much pray tell was this IPAD? Cos right now (correct me if I'm wrong) you have less to pay on the IPad than I do on the macbook. I have about £400 (after pad tomorrow and DD loan payment) to pay on macbook

    Ask away Erme, no problem :) All in complete with protective cover and 30 days unlimited 3g t'was just shy of £390 ~ I have about £50 left to rattle in prior to CC payment date on 26th so should manage it out of this months padding before getting paid on 25th :o

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Erme wrote: »
    I daren't put it on my signature. I'm that embarassed. Plus I don't earn a lot (enough but not a lot) and like about just under half my monthly income goes on debt....

    So that's life....

    E

    I don't earn much either, and well over half my earnings goes on debts...so I can truly sympathise with you! It may take us a bit longer than other folks, but we WILL get there!! _party_
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    saorsie wrote: »
    Ask away Erme, no problem :) All in complete with protective cover and 30 days unlimited 3g t'was just shy of £390 ~ I have about £50 left to rattle in prior to CC payment date on 26th so should manage it out of this months padding before getting paid on 25th :o

    -s-

    And where did you get this wee bargain from? Pray tell - oooh
    I don't earn much either, and well over half my earnings goes on debts...so I can truly sympathise with you! It may take us a bit longer than other folks, but we WILL get there!! _party_

    Thanks hun... It's like I don't live to be frugal and when I try I try like really hard but I have this illness which can make me a little reckless from time to time with money and when I'm sick I can't cross roads never mind work a spreadsheet :eek: It's no where near as bad as it was but I don't like being judged by ppl cos like I should be living on a lot less in their eyes than what I do :(

    I pay for all my NRT myself as you can't get the stuff I like and prefer and that works for me on prescription so that's about £25 a week (which even so is cheaper than cigs used to cost me at about £45 a week) and i have the cheapest internet (bar T*** T****) I can get for my needs. I also have no tv but I do have an expensive mobile (I got on a bad day) though mobile broadband wise I've found my 'never runs out' payg dongle I got the other year so just cancelled my £5 a month rolling contract for that.

    I do like coffees out but I try and stick that to once a week and then it's a coffee or a cake as I can't afford both. (needing decaf these days) and I get syrup for free as I have the S card. I am trying to be as frugal as I can be right now..

    I think some DMP's have a food budget of at least £35 a week plus £10 whoopsies...well mine right now is £5 less than that!!! And that's to cover everything bar bills....

    This is all so I can get my debts cleared asap (if everything goes to plan by June next year :j) according to the snowball. Even weekends away are supposed to cost no more than £30 after rail fare (which I get in advance to get a cheap deal and I get 1/3 off with my railcard :D)....and I need my weekends away from time to time...I just stay with friends or Youth hostel. Cheap and cheerful. Even though I'm in my mid thirties. Or stay with family :). Like one of my tickets for my next trip 300 miles away only cost £14.10 booking in advance (alas I wasn't up in time to get the other one so cheap - it was £24 something but still :D)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Thanks to the sales I made on Saturday (and to OH for sorting the stuff out) I have been able to PAD £79.50 today.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Good afternoon all

    A marvelous 63p to my hol pot please, cannot wait til the beginning of Dec as i have worked out a new way to clear my debts and am eager to begin, ooh am v excited

    TTFN
    Dreamer

    I'm curious as to what your new way is - hope it works out for you. There's something about this thread that gets you excited when you've made progress/come up with a new debt busting plan - whoever thought this would be almost enjoyable!
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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