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A Payment A Day - Part 11!
Comments
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Hi all, a pad of £10 today to the cc.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0
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A nice round £500 today please :jErrrr...come back later0
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£36 from me today please Flyin' heading towards the iPad Pot
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
PAD £44.00 for me today to CC1. Determined to make that minimum payment this month!
What marvellous PADs we are all making today. I love the team spirit on here, especially as I get to read your inspiring signatures, so a big well done to everyone :T0 -
girlatplay wrote: »Good luck Erme xx
Rattie update
Rattie went to PDSA. Had wrong paperwork so pray I can find it soon (need housing benefit and or ct benefit and something with my signature on)... but he's fine
So that's my last £2 spent pre pay day and PAD tomorrow :eek:...so much for baking...but Milo came first...I'll have to post pics of him at some point :cool:£36 from me today please Flyin' heading towards the iPad Pot
-s-
And how much pray tell was this IPAD? Cos right now (correct me if I'm wrong) you have less to pay on the IPad than I do on the macbook. I have about £400 (after pad tomorrow and DD loan payment) to pay on macbookthevinternet wrote: »PAD £44.00 for me today to CC1. Determined to make that minimum payment this month!
What marvellous PADs we are all making today. I love the team spirit on here, especially as I get to read your inspiring signatures, so a big well done to everyone :T
I daren't put it on my signature. I'm that embarassed. Plus I don't earn a lot (enough but not a lot) and like about just under half my monthly income goes on debt....
So that's life....
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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And how much pray tell was this IPAD? Cos right now (correct me if I'm wrong) you have less to pay on the IPad than I do on the macbook. I have about £400 (after pad tomorrow and DD loan payment) to pay on macbook
Ask away Erme, no problemAll in complete with protective cover and 30 days unlimited 3g t'was just shy of £390 ~ I have about £50 left to rattle in prior to CC payment date on 26th so should manage it out of this months padding before getting paid on 25th
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
I daren't put it on my signature. I'm that embarassed. Plus I don't earn a lot (enough but not a lot) and like about just under half my monthly income goes on debt....
So that's life....
E
I don't earn much either, and well over half my earnings goes on debts...so I can truly sympathise with you! It may take us a bit longer than other folks, but we WILL get there!! _party_0 -
Ask away Erme, no problem
All in complete with protective cover and 30 days unlimited 3g t'was just shy of £390 ~ I have about £50 left to rattle in prior to CC payment date on 26th so should manage it out of this months padding before getting paid on 25th
-s-
And where did you get this wee bargain from? Pray tell - ooohthevinternet wrote: »I don't earn much either, and well over half my earnings goes on debts...so I can truly sympathise with you! It may take us a bit longer than other folks, but we WILL get there!! _party_
Thanks hun... It's like I don't live to be frugal and when I try I try like really hard but I have this illness which can make me a little reckless from time to time with money and when I'm sick I can't cross roads never mind work a spreadsheet :eek: It's no where near as bad as it was but I don't like being judged by ppl cos like I should be living on a lot less in their eyes than what I do
I pay for all my NRT myself as you can't get the stuff I like and prefer and that works for me on prescription so that's about £25 a week (which even so is cheaper than cigs used to cost me at about £45 a week) and i have the cheapest internet (bar T*** T****) I can get for my needs. I also have no tv but I do have an expensive mobile (I got on a bad day) though mobile broadband wise I've found my 'never runs out' payg dongle I got the other year so just cancelled my £5 a month rolling contract for that.
I do like coffees out but I try and stick that to once a week and then it's a coffee or a cake as I can't afford both. (needing decaf these days) and I get syrup for free as I have the S card. I am trying to be as frugal as I can be right now..
I think some DMP's have a food budget of at least £35 a week plus £10 whoopsies...well mine right now is £5 less than that!!! And that's to cover everything bar bills....
This is all so I can get my debts cleared asap (if everything goes to plan by June next year :j) according to the snowball. Even weekends away are supposed to cost no more than £30 after rail fare (which I get in advance to get a cheap deal and I get 1/3 off with my railcard)....and I need my weekends away from time to time...I just stay with friends or Youth hostel. Cheap and cheerful. Even though I'm in my mid thirties. Or stay with family
. Like one of my tickets for my next trip 300 miles away only cost £14.10 booking in advance (alas I wasn't up in time to get the other one so cheap - it was £24 something but still
)
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Thanks to the sales I made on Saturday (and to OH for sorting the stuff out) I have been able to PAD £79.50 today.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
dreamingofmoney wrote: »Good afternoon all
A marvelous 63p to my hol pot please, cannot wait til the beginning of Dec as i have worked out a new way to clear my debts and am eager to begin, ooh am v excited
TTFN
Dreamer
I'm curious as to what your new way is - hope it works out for you. There's something about this thread that gets you excited when you've made progress/come up with a new debt busting plan - whoever thought this would be almost enjoyable!Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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