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If your cars mot has run out, is your insurance void?

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Comments

  • Anniemacca
    Anniemacca Posts: 129 Forumite
    I have to disagree.

    I was caught driving without an MOT - 3 days out or something - and got charged with no insurance too and had to go to court for it.

    Either I was very unlucky and the law and my solicitor was wrong or if you are driving without an MOT then it means that you aren't covered by insurance.
  • Woody._2
    Woody._2 Posts: 472 Forumite
    Anniemacca wrote: »
    I have to disagree.

    I was caught driving without an MOT - 3 days out or something - and got charged with no insurance too and had to go to court for it.

    Either I was very unlucky and the law and my solicitor was wrong or if you are driving without an MOT then it means that you aren't covered by insurance.

    In that case you were wrongly convicted.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Woody. wrote: »
    In that case you were wrongly convicted.

    Unless the insurance had actually run out at the same time as well.
  • Woody._2
    Woody._2 Posts: 472 Forumite
    mikey72 wrote: »
    Unless the insurance had actually run out at the same time as well.

    Well there is that yes.
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pitkin2020 wrote: »
    Well your full comp cover could well and truly be void but you would still get third party. The whole policy and cover wouldn't be void though.

    Not void, no. Potentially voidable, but definitely not void.
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I was caught driving without an MOT - 3 days out or something - and got charged with no insurance too and had to go to court for it.

    Either I was very unlucky and the law and my solicitor was wrong or if you are driving without an MOT then it means that you aren't covered by insurance.
    More info please. When did this happen, did you have insurance, did your solicitor argue that you still have third party cover without an MOT?
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