If your cars mot has run out, is your insurance void?

jim22

I ask because there appears to be conflicting views on it.

mikey72

I'll start then.
No.

scheming_gypsy

i'll agree with Mikey

Yorkie1

Me three...

jim22

The no's are doing well so far.

Mrs_justjohn

If you have no MOT then you shouldn't be driving it on the road so if you were and had an accident I am not sure where you would stand. However I can not see why having no MOT would mean you couldn't claim for theft or fire or say vandalism.

Mrs_justjohn

Although you can of course drive an un-MOT'd car to the garage to get an MOT...LOL So assume you must be insured on that journey/....LOL

Outpost

I'll say yes then just for a chuckle.

jim22

Mrs_justjohn wrote: »

Although you can of course drive an un-MOT'd car to the garage to get an MOT...LOL So assume you must be insured on that journey/....LOL

Yes, I've never understood that bit.

wealdroam

When this question has been asked before, some people have told us that some policies do state that the insurance is invalid if there isn't a valid MOT.

OP, why not check your policy for an exclusion clause?

jim22

wealdroam wrote: »

When this question has been asked before, some people have told us that some policies do state that the insurance is invalid if there isn't a valid MOT.

OP, why not check your policy for an exclusion clause?

ok I'll try and find it. I'm with churchill. I have read it before and the term 'roadworthy' has sprang out. As I understand them MOT certificates do not mean that you car is roadworthy.