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If your cars mot has run out, is your insurance void?

jim22
jim22 Posts: 1,227 Forumite
in Motoring
I ask because there appears to be conflicting views on it.
«1345

Comments

  • mikey72
    mikey72 Posts: 14,680 Forumite
    I'll start then.
    No.
  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    i'll agree with Mikey
  • Yorkie1
    Yorkie1 Posts: 12,458 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Me three...
  • jim22
    jim22 Posts: 1,227 Forumite
    The no's are doing well so far.
  • Mrs_justjohn
    Mrs_justjohn Posts: 1,245 Forumite
    If you have no MOT then you shouldn't be driving it on the road so if you were and had an accident I am not sure where you would stand. However I can not see why having no MOT would mean you couldn't claim for theft or fire or say vandalism.
  • Mrs_justjohn
    Mrs_justjohn Posts: 1,245 Forumite
    Although you can of course drive an un-MOT'd car to the garage to get an MOT...LOL So assume you must be insured on that journey/....LOL
  • Outpost
    Outpost Posts: 1,720 Forumite
    I'll say yes then just for a chuckle. :D
    :cool:
  • jim22
    jim22 Posts: 1,227 Forumite
    Mrs_justjohn wrote: »
    Although you can of course drive an un-MOT'd car to the garage to get an MOT...LOL So assume you must be insured on that journey/....LOL

    Yes, I've never understood that bit.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    When this question has been asked before, some people have told us that some policies do state that the insurance is invalid if there isn't a valid MOT.

    OP, why not check your policy for an exclusion clause?
  • jim22
    jim22 Posts: 1,227 Forumite
    edited 30 June 2011 at 8:18PM
    wealdroam wrote: »
    When this question has been asked before, some people have told us that some policies do state that the insurance is invalid if there isn't a valid MOT.

    OP, why not check your policy for an exclusion clause?

    ok I'll try and find it. I'm with churchill. I have read it before and the term 'roadworthy' has sprang out. As I understand them MOT certificates do not mean that you car is roadworthy.
This discussion has been closed.
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