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Caught without insurance (didn't know it had expired) any recourse?
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creeping_jesus wrote: »Sorry, but has no-one heard of askMID? I use it all the time, I'm just paranoid basically. It's free. I don't see how anyone could use the excuse that they didn't know if they were insured or not. It's not hard to google.
What do you use it for?The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
Who's car is this, you mum' sour the sisters?
Who was driving, you or the sister?
im confused?
I think the question should be, "who drives it the most?"The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
If someone had hit your car and wrote it off, then it turned out they had no insurance due to an 'honest mistake', would you be sympathetic? There are strict penalties for no insurance for a reason...0
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beefturnmail wrote: »If someone had hit your car and wrote it off, then it turned out they had no insurance due to an 'honest mistake', would you be sympathetic? There are strict penalties for no insurance for a reason...
Err, they're really not that strict at all. They don't even cover the cost of the average motor insurance policy.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
beefturnmail wrote: »If someone had hit your car and wrote it off, then it turned out they had no insurance due to an 'honest mistake', would you be sympathetic? There are strict penalties for no insurance for a reason...Err, they're really not that strict at all. They don't even cover the cost of the average motor insurance policy.
Yeah a £200 ticket.0 -
and a seized car, no?0
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beefturnmail wrote: »and a seized car, no?
No, not always and at least, not always permantley. From what I understand, the car will be released when the fine is paid, or insurance obtained. If the car goes uncliamed, it is disposed of.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
that's crazy. the fine should be at least £1,000 else, as you say, it's not even enough to cover the average insurance premium0
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beefturnmail wrote: »that's crazy. the fine should be at least £1,000 else, as you say, it's not even enough to cover the average insurance premium
Yeah! Financially cripple people whether they were intentionally dodging paying or not! Screw em all!Whilst I agree people have to take responsability for their own actions. Sometimes genuine mistakes do happen. So if the driver genuinly thought he was insured then I have some sympathy however he should probably just pay the fine and learn a lesson.
People saying the children were put at risk and he should be banned for life. I don't really see how haveing no insurance puts anyone at risk. Yes it causes huge problems if they have an accident but somone can be an idiot driver or a good driver with or without insurance.
Probably worse to have no MOT which again people forget about doesn't make them master criminals.
I do think anyone who intentionally drives uninsured should be punished. I guess what is hard is proving if it was a mistake or an attempt to get away with paying.
The obvious benchmark would be "how long have they been uninsured" and "what is their insurance history". If they've been insured for 5 years without fail and then been without for 5 days, maybe they aren't someone who needs to be railed into teh ground as hard as someone who has no insurance history at all. Yet they're both treated the same at the moment.0
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