Caught without insurance (didn't know it had expired) any recourse?

Flyboy152

shaun_from_Africa wrote: »

Did the police say anything about prosecuting your mother? as she was also breaking the law by allowing someone to drive her car whilst they were uninsured.
When this gets to court, there is the possibility that this subject will be brought up. (unlikely, but you never know).

Driving without insurance is one of the offences in the UK that is classed as an "absolute' offence" (you are either adequately insured or you are not. There is no middle ground or appeal).

As well as it is most likely that the mother was fronting the car for the OP and her boyfriend.

Flyboy152

scheming_gypsy wrote: »

it's quite easy, they ask you how long you've held a license and not if you have a valid license, and what type of license you hold. At no point do you have to produce the license.
I know somebody who was insured whilst banned from driving (not that i condone it), but he registered the car in somebody elses name and got insured on it himself. If the police did a PNC check the car came back as insured and not registered to a banned driver.

Isn't that becasue the insurance company check with the DVLA?

Flyboy152

globetraveller wrote: »

http://www.ecarinsurance.co.uk/terms.php#policyadmin

</H2>

That means it was twelve days the cover had ceased and not the five, as previously mentioned.

scheming_gypsy

Flyboy152 wrote: »

Isn't that becasue the insurance company check with the DVLA?

i don't think they do to be honest as you only need a license to drive a car.
You can be banned but keep your car insured in case it's stolen or damaged, or even if you've obtained a car but haven't passed your test yet (or even started taking lessons)

Flyboy152

scheming_gypsy wrote: »

i don't think they do to be honest as you only need a license to drive a car.
You can be banned but keep your car insured in case it's stolen or damaged, or even if you've obtained a car but haven't passed your test yet (or even started taking lessons)

I was specifically referring to those who apply for insurance to drive a car.

scheming_gypsy

ah ok.. although i wasn't aware of if they do or don't check.

Hammyman

rev_henry wrote: »

Sorry but the police categorically would not leave pedestrians stranded at the side of the motorway. That would be trespassing on the motorway and is illegal. The moral of the story is check your own docs!

BWAHAHA.

The motorway is a public place. How do you trespass on a public place?

Flyboy152

Hammyman wrote: »

BWAHAHA.

The motorway is a public place. How do you trespass on a public place?

The motorway is not a "pubic place" in the strictest sense of how you are interpreting it. The motorway is a stretch of land that has condition to its use. One of those conditions is that pedestrians are excluded from its use.

I would have thought, that, with the apparent amount of miles you have said that you have driven on motorways, you would have noticed this sign:

maninthestreet

The police have a legal duty of care - they would breach this if they seized someone's car on a motorway, and abandoned the occupants on the hard shoulder.

poppasmurf_bewdley

scheming_gypsy wrote: »

why did he have to provide it at any time? Having a driving license isn't a requirement of having insurance, having a driving license is a requirement of being allowed to drive but you don't need a license to be insured and you definitely don't need to provide details.

I'm afraid that this statement is totally incorrect. Every car insurance document will bear the words "provided the driver holds, has held, and is not prevented from holding, a current driving licence". In other words, for the insurance to be effective, the driver must hold a driving licence, or not be prevented (ie banned or not having passed the driving test) from holding a driving licence. Nobody who does not have a driving licence can have a valid car insurance in this country.