Worth getting windscreen cover?

m1974m

Flyboy152 wrote: »

I have never, ever been asked to declare claims on glass cover and I suspect no one else has either.

a few years ago I changed insurance company and declared no claims to the new insurance company and enclosed my last NCB (5 years) letter. They wrote back to me asking why I had omitted a claim that was printed on my last insurance letter. I replied that I did not believe a windscreen claim constituted a "claim" but they corrected me and said it was. I do not know if it affected my premium but I have "been asked to declare claims on glass cover"!

Bongedone

I just had my windscreen repaired by Admiral last week. They said it does not class as a claim and will not affect my future premiums. I asked before I went ahead as I would have paid for it myself otherwise.

cyclonebri1

pitkin2020 wrote: »

What are you on about, its irrelevant whether we are talking fleet or single vehicle, the point I clearly made (clearly not clear enough for you) that your premium is unlikely to rise because of a windscreen claim, it will rise 99% of the time whether you make a claim or not as that is just the usual trend.

Just to add we don't run a fleet, they are all on individual insurance policies.

The fact that you have 6 cars multiplies the risk of a breakage by a factor of 6, too difficult for you?

Using that example in comparison to the normal scenario of a 1 car per individual owner is not valid.

Please try to be polite, unless that's unclear?

clangnuts

I think windscreen cover is worth it, as sometimes a cheap repair isn't an option, depending where the stone chip is on the screen. Replacement windscreens can cost many hundreds, depending on vehicle. It was £250 for an old Skoda I use to have!

bharathi_raj

Guys - beware LV insurance don't explicitly tell you on their policy documents that should you make a windscreen claim - they will raise your premium . In a written statement they do say it does not affect your No claims - but cold comfort if they do not arm you upfront to make the choice as to shop around for a no claim replacement or to claim! Check your policies.
:doh::doh::doh::doh: :doh:

neilmcl

Flyboy152 wrote: »

I have never, ever been asked to declare claims on glass cover and I suspect no one else has either.

Why would you when its automatically recorded by the windscreen company on your insurance.

WastingMyTime

Flyboy152 wrote: »

I have never, ever been asked to declare claims on glass cover and I suspect no one else has either.

I have