Wednesday 22 June - What small things...???!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Me:

• Brekkie at home
• Cheapo can of soup for lunch
• Walking
• Pennies in the jar
• Check banking and cc later :eek: Roll on payday Friday!
• cuppa in work

xxx

tigermoon

Morning all,

Thanks for starting the thread la ecosesa. I am beyond sleepy this morning, didn't sleep very well at all last night. Got a full on meeting all morning at work as well so need to try and be on the ball.

One look out of the window and I've decided against walking/swimming to work. Where did all this awful winter weather come from?

My list:

[STRIKE]Check bank & update spreadsheet
PAD to santander (if possible)[/STRIKE]
[STRIKE]
NSD
[/STRIKE]Go to gym tonight to get some exercise
[STRIKE]
Work hard at work
Free lunch & free fruit at work
Not let negativity and office politics drag me down.
[/STRIKE]
Have a fab (if a bit soggy) day everyone! xx

ETA: Have mangaed most of this today, going to give gym a miss because my mum has invited me round for tea. My dedication to exercise is not superceded by desire for homecooked meal!

ixia

la E - thanks for starting us


Today I will:

• check banking/emails/survey
• tidy house later
• wash on quick wash and on airer- fed up with the rain
• car share to work
• lunch and dinner from stores
• try to make a list of what I need to get for hols

Not been on for a couple of days Re the interview I didn't go went in and discussed it with ny boss and she said just to phone and explain there aws no point in wasting both our time going for it if I defintely didn't want it. Thanks to everyone for their advice

Have a good day everyone only 7 more working days to i finish for the summer:j

Candy0107

Morning all,

Thanks for starting us off LaE
Tiger – hope the meeting goes ok (and you can stay awake)

Hi to all new posters and regular folk

Today I have/will
• Will have a NSD – can not spend anything...must resist the vending machine
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change
• Charging phone at work
• Text rather than phone as I have gone over my minutes!
• Think positive today - and try not to get dragged down by everyone’s negativity
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Early night – tired.com (was awake at 4am this morning :eek:)
• Wash my trainers when I get home – have some black marks on them...didn’t do this yesterday

Will see what happens....

Take care everyone
Candy xxx

pixiechick99

Morning all:D
Trying to be bright and cheery today though I don't feel it - had a rubbish evening with abusive phonecall form the ex, swearing at me...stupid man:mad: Long story, but I am only looking out for my girls, he's acting like an overgrown teenager.
So, must just not think about him and remember I am doing a good job of bringing up the girls without him, with not much help/money from him;)

Off work today which is good as I didn't sleep til late...must do some uni work and my friend's coming for a cuppa. Here's my list:

• check banking
• check onepoll
• do P*cone survey
• post ebay sales - another £34.50 to add:beer:
• Withdraw Paypal money - £130+ in there...woopwoop
• meal from plan tonight - Nigella chicken stuff
• take chicken out of freezer to defrost for dinner
• lunch at home
• LSD - buy dd hairdye and do that later
• Update diary
• Smile:D:D:D

I'm loving the ebay sales right now - last night I sold some shoes for £30...I bought them for dd on ebay from the US, but he sent the wrong size so refunded me and didn't want them back. Obviously we didn't need them as the wrong size, so sold them - for £30...and we had the refund;) Kind seller.

Anyway, must stop waffling:)
Have a lovely day everyone.

mogchops

Morning all, thanks for starting the thread La E x

Pixie - :mad: to ignorant Ex's xxxxx
Today:

Check online banking
Packed lunches all round
Tea from meal plan
Quick bit of shopping later with list
Pick up younger DD from her first school residential trip
Competitions
Sort paperwork
Book my fishy foot spa (won it in a raffle)

Have a great day everyone xx

La_escocesa

Hi everyone :wave:

Me again, just to say - sorry for the abrubt start earlier - t'internet connection was playing up and posted before I'd finished and then couldn't get on to edit again at home. Boo.

Not that I had anything else to say except hello to everyone etc :rotfl:

:mad: boo to childish ex Pixie!! :grouphug:

xxx

Miss149

Morning all!

Really loving these daily threads, keeps me focused on not spending for once in my life! Yesterday was a good day, instead of the usual Tuesday night takeaway with a friend we cooked what was in the cupboards and drank a few bottles of left over beer from a party instead of buying a bottle of wine! So I'm already making changes!

Today will be another NSD hopefully!

Remembered tea bags from home this morning rather the paying 20p for one.
Lunch from home.
Gym tonight.
Catch up on e-mails and update linked in.
Speak to BF who's away for a week, he's calling me!
Get to do list at work upto date including all my awful admin reports, eurgh.
Tea with parents tonight and early night!

Xxxx

Nottoobadyet

Hello, all!

Thanks for starting us off, La E
Congrats to the new arrival, Wannabe!!! so exciting
Sorry about the ex, Pix, well done on being the bigger grown up.
So jealous of your hols, Pernie!! I really recommend getting out of Marrakesh if you can - the city itself is quite manic and touristy, but the rest of morocco is so fantastic, laid back and friendly that its well worth getting off the beaten track. Happy to wax lyrical, i love that country

Had a lovely night out last night at a free poetry evening - only cost me a pair of 75p beers and a motorbike taxi ride there. Yay!

today I:

• walked to work and will try to walk home
• sort out per diems for trip to field starting tomorrow
• pack for trip this evening
• out for dinner with friend - will try to keep it cheapish
• have emailed roommate about tenancy agreement which i still need
• see lawyer about visa issues in afternoon, hopefully wont be too stressful
• call mom on skype instead of phone

Have a good one, everybody.

Rock_Cakes

Morning all

Thanks to La E for starting us off. I haven't been overly productive of late. Really need to myself into gear.

Today I will:

• Check bank balance
• Check surveys
• Homemade lunch
• Read Martin's email
• Go over interview presentation and questions
• Start going through some the cupboards to have clear out - packing the boxes up this weekend
• Job applications

Have a good day.
xx

Yargo1

morning all

well have checked online banking
have left phone at home so no texting today so am hoping for a super productive day
gammon steak from freezer for tea tonight mmmm

Have a good day all x