Another 1st timer!!!

Seaxwyn

Auntie Brenda - you've paid off 17.8% of your debt in just three months. At this rate you'll be in your dream cottage in no time!

I love your diary - really warm and funny - please update more frequently!

Happy Easter, hope the big kids enjoy their 99p eggs. Why oh why did I buy mine in M&S? £4.99 each grrrrrr

findingmyownway

well done auntie brenda - your diary is inspiring

i wish my mum would still buy me an easter egg hehe (i am 23 )

auntie_brenda

Seaxwyn wrote: »

Auntie Brenda - you've paid off 17.8% of your debt in just three months. At this rate you'll be in your dream cottage in no time!

I love your diary - really warm and funny - please update more frequently!

Happy Easter, hope the big kids enjoy their 99p eggs. Why oh why did I buy mine in M&S? £4.99 each grrrrrr

OOOOHHH 17.8% !!!!!!! What a great way of looking at it!!!!!! Off to add another column to spreadsheets!!!!!!!! And update sig!!!!!

findingmyownway - aw bless, here you go ..... :EasterBun

auntie_brenda

Hmmmm,,,,, seem to be averaging between £250 & £300 a month, which is pretty good by my reckoning as I also am putting money away for annual bills (what kind of a strange concept is that )

Am now up to 21% of debt paid off (actually 21.03, saving the 0.03 for when I really need it ).

Good - lovely water board gave me £130 :kisses3:. Ok, so it was my money, but still felt good!!!!

Good - DS working for agency in factory so money coming my way next week :j _party_ . Expect spectacular uplift in monthly payments from next month :dance:!!!!!!!

Good - took out contents insurance with esure, £87, interest free monthly payments, £70 tracked on quidco :T :T :T

Bad - took out buildings insurance with Lloyds - £120 hasn't tracked :eek: :eek: . Not impressed. put in query but not holding out any hope (took out one last yr for dad, maybe that's why? Or because previous policy also Lloyds (but through broker so I didn't even realise.........) Grrrrr.

Bad - not been v good at taking lunches to work . But back on track now (had doorstep sandwich Friday & felt sick all afternoon, serves me right. )

Possibly bad - haven't plucked up courage to check tyres.

Bad - due 1st payment from new mystery shopping co but forgot to give them bank account details :doh:, so will be next month.

Bad - Green Metropolis seems to have dried up .

Bad - haven't booked eye test . Will do tomorrow, as I want to claim for teeth & eyes (and wooden leg & plastic bits) then cancel.

So, pretty boring month (can we have a yawn icon please????????), but still motivated. Happy May everyone!!!!!

Prudent

You have made really good progress with lots of small steps. You are taking charge of the circumstances you are in now rather than letting them take charge of you. :T :T

taxi73

Well done you are doing really well....21% that's no mean feat

auntie_brenda

Thanks everyone for your support, feeling v positive at the mo :j :j :j :j :j :j :j :j :j :j

(prob won't last!!!!!!!!!!!!!!!)

BTW, massive inroad into debt this month thanks to quidco - 35p coming right up :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: , although am having a splurge moment - any suggestions rather than paying towards debt gratefully received!!!!!!!!!

auntie_brenda

Monthly update time!!!!

Have paid a massive £563.35 off this month (didn't splurge my quidco money after all :rotfl: ).

Partly due to DS coughing up some of what he owes me :T :T :T .

OK, good points:

Latest BT online bill showed I was £80 in credit so I went on line & have a 2 month payment holiday!!!!! (which reminds me, I must make an extra payment to debt!)

Finally checked tyres. I need 2 new ones :eek: :eek: which is scary but not as bad as 4. Need to order today, probably using blackcircles.

Nice people at BSHF sent me 75% of dental costs, straight into bank on receipt of claim form :T , what lovely people they are! :kisses3:

Mystery shopping doing well at the mo. Did one yesterday for mobile phone shop - absolutely shocking, asst on phone being chased for debt the whole time he was serving someone (should have given him this site details :rolleyes: ), and he was sooooo rude. Hope he gets hammered as it was the worst customer lack-of-service I've ever seen! Followed that up with another for a different mobile co, and she was superb, top marks for everything.

Got my shoes for £9.50 including posting on ebay!

Menu planning and packed lunches going well.

Em...... that's it .

Bad:

Still haven't booked eye test or given mystery shopping company my details .

While looking on ebay I accidentally bid a few times on items (jigsaw roll up things.... what was I thinking of ), fortunately was outbid but still :eek: .

Over eating. Need to SERIOUSLY do something about this - or buy new clothes and that is NOT an option!!!!!!

Ok, backside kicked. Off to do mystery shopping bank details now!!!! and update % debt..... DONE!!!!! 28.3%!!!!!!!!!!!! AND HAVE DONE MYSTERY SHOPPING STUFF AS WELL SO ANOTHER £15!!!!!

auntie_brenda

Time to do the books.....

Start £5522.13

End £5194.46

Paid off £327.67 :j :j :j

Total % paid off 32.54%. :j :j :j

Quite please as have had an expensive month in many ways.

So - good things -

Quidoc resolved query, so £120 coming next month :T :T

Tyres came in at less than £100 :T :T

Did 5 mystery shops - but not exactly big earners.

Been accepted by 82ask!!!!! :T :T :T :T Hopefully start training next weekend.

Have got a freezer fill of food - just need to meal plan now.

Bad things -

Not booked eye test. Need to check out specsavers offers.

BEEN HACKED INTO & ROBBED!!!!!!!! :eek: :eek: :eek: :eek: Someone hacked into ebay account & from there onto paypal & withdrew £150 from ccard to paypal account then withdrew it!!!!! Wasn't too stressed about it as ccard great & reassured me money would be back - then paypal sussed out what had happened and reversed all transactions. Howver the !!!!!!! scumbag has sent me an email saying he knows all my details and I have 24 hrs to reply or else...... :mad: :mad: :mad: :mad: :mad: :mad: . So, a bit nervous now. have changed all passwords (am probably locked out of my own life forever as I've so many new ones to remember ). Bank are watching for unusual transactions & police as much use as a chocolate teapot.

Yikes. Rotten end to month or what . Plus, as ccard cancelled I have to use bank account to pay for petrol etc till new one comes. Still, never mind..... could have been worse

Sea78

Wow - how awful re the paypal stuff! Nightmare! Hope the scumbag gets caught.

I have a free eye test coupon I could send you if you like - it's for Boots but you don't have to then buy the glasses there I don't think.

Sea xx