MSE News: Consumers to get free credit reports from Callcredit

edited 30 November -1 at 1:00AM in Loans
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  • fermifermi Forumite
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    Apart from the "thank you for pre-registering" email, still not heard a peep from Noddle yet.

    Anyone else?
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  • ConsumeristConsumerist Forumite
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    fermi wrote: »
    Apart from the "thank you for pre-registering" email, still not heard a peep from Noddle yet.

    Anyone else?

    Nothing more here either. Don't think we'll hear any more till the service starts. There has been a report on this thread that the service will start this or next week but initial publicity suggested September.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • fermifermi Forumite
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    Nothing more here either. Don't think we'll hear any more till the service starts. There has been a report on this thread that the service will start this or next week but initial publicity suggested September.

    The idea was that 10,000 of those who pre-registered would get to trial/test the service until the full launch in September.

    They said that they would be starting the service for those selected to test it in stages this week.

    They also said that they had enough signups for those 10,000 within the 1st 3 days of the site being up.

    Since many people who read this thread must have signed up on the first day, I would have hoped that at least some would have heard something about the testing trial beginning this week already?

    Maybe people here have just been unlucky? Or perhaps the roll out of the testing phase is quite slow?

    Hard to say.... I was just curious if anyone here had been contacted yet with details of how to sign up and access the full service in this testing phase?
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  • redmamothredmamoth Forumite
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    jamesd wrote: »
    This makes Call Credit a pretty poor choice if you really want to see the current state of your credit file, in part because of the lack of financial data and in part because it's seldom used by lenders. It is good for checking that things like electoral roll presence are being accurately reported to CRAs and to check for things like bogus public records entries such as CCJs.

    All the 3 CRA's have the same level of financial data now, there maybe the odd occasion where Experian has an account that Callcredit doesn't, or vice versa, but they should be 99% the same.

    If you are missing so many accounts on your file then you should query it, my HSBC bank account is missing from all 3 and it turns out that because I opened it back in the 90's it's classed as 'non-consented' and can't be shown on my file.

    Also, financial institutions rarely apply a negative emphasis on your search history these days, 5-10 years ago then maybe, but it's widely accepted now that people shop around for the best deals so this doesn't go against you any more. So making sure that the financial accounts held in your name are up-to date and accurate is far more important; i.e. if Barclays are sending incorrect information to Callcredit, then it's more than likely they are sending the same incorrect information to the other 2 as well. I think it's great you can now see this for free!
  • ConsumeristConsumerist Forumite
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    Just received an email from Noodle advising that the kick-off will be starting from this week.
    We've had a great response to Noddle and I know that everyone who signed up in the initial few days is keen to know when they'll be able to access the site. As one of the first to register we wanted to get in touch to say that we'll be starting to bring customers into the trial service in phases from this week.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • fermifermi Forumite
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    Yep. Was just about to post the same myself.

    0705002.png
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  • fermi wrote: »
    Yep. Was just about to post the same myself.
    Snap:) I also just got the email
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • fermifermi Forumite
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    Update....

    0711001.png
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  • masonicmasonic Forumite
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    fermi wrote: »
    Update....
    I also received this email. Am I the only one having problems following the signup procedure...

    First, Thunderbird warns me the email may be a scam. Ok, that's not the first time I've seen a false positive there.

    Next, the link in the email is a masked URL that redirects from the apparently non-existent domain mail.noddle.co.uk. I copy and paste the URL as I would have done anyway and it takes me to the www.callcreditcheck.com website.

    When I check out the SSL certificate on the site, there is no identity information at all, so I have to go off and check it is the legitimate URL of Callcredit.

    Once I am satisfied, I fill out the form, give them details of my prepaid Mastercard so that there is no chance of them charging it and confirm all my details. I am then thrown back to their homepage with no confirmation that my account is set up. When I try to log in, it says I've got the wrong username/password. When I attempt to reset my password, they ask me one security question, but only accept the answer I gave to a different security question. They then say they have emailed a new password to me, but as yet I've received nothing by email. :mad:

    Have I just fallen for a scam?
  • fermifermi Forumite
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    I don't think there is anything of a scam about it.

    It is however the usual CallCredit rubbish system and sign up process.

    To be honest, I'm a bit reluctant to give them debit/credit card details, as I really don't trust them not to mess up and start charging. :undecided
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