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Mortgage-Free Fresian? Here's hoping!

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  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah to the 14 :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Shrinkage (of self, anyway) feels great - well done! X
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :)

    I'm back on the MSE wagon now, honest :D

    Money

    PAD/Spends - £90
    Entertainment - £42
    Groceries - £83.07 :eek: Partly because I ended up in Costco last night and stocked up on cat litter, given that it's £9.99 per bag in our local supermarket *faint*

    It's a short month this month though as our pay date is changing, so it's only 23 days until payday and we're away for a week of that in the Frozen North eating Mama and Papa Fresian out of house and home :D

    Surveys have been thin on the ground lately:

    Onepoll - £13.25
    Ipsos - 920 points
    Valued opinions - £6.25 with £2 pending
    Mysurvey - 260 points
    Swagbucks - 116SB

    I'm waiting for a £5 SB voucher at the moment too, but they're the only site that seems to be paying me with any regularity. My Amazon balance is £18.51 and I'm working on building it up so that I can buy some presents for Christmas.

    I managed to buy some stuff from the Book People which will do for four presents, and got Mr F's stepmum a Radley purse in the Debenhams sale (half price! :money:) There is still a lot of work to be done though and not a lot of pennies....

    Onwards! If I don't go to work there'll be even less money in Fresian Towers :D
  • Well done on the size 14's!! :j
    I'll get there!
  • Well done on getting down to a 14 ff, I'm still hovering between a 12 and 14 at the moment which has been frustrating me.

    I've found my one poll total has been creeping up fairly well lately, must be catching the short lived surveys during the day when most people are at work I guess. Waiting for a voucher from IPSOS, which seems to be taking an age can you remember how long it normally takes? I seem to still belong to so many survey panels I get utterly confused about which are which.
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    scubaangel wrote: »

    I've found my one poll total has been creeping up fairly well lately, must be catching the short lived surveys during the day when most people are at work I guess. Waiting for a voucher from IPSOS, which seems to be taking an age can you remember how long it normally takes? I seem to still belong to so many survey panels I get utterly confused about which are which.

    Ipsos took weeks, and when I emailed them I got a snooty email back reminding me of the published timescales. I know it took more than a month anyway :)
  • Thought it was about a month ish, I'd email to get the same snooty reply but as I can't actually remember when I ordered it I'll leave it to be a nice surprise when it arrives.
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Surveys have been thin on the ground lately:

    Onepoll - £13.25
    Ipsos - [STRIKE]920 points[/STRIKE]
    1070 points
    Valued opinions - £6.25 with £2 pending
    Mysurvey - [strike]260 points[/strike] 340 points
    Swagbucks - [strike]116SB[/strike] 203
    I should complain about getting no surveys more often :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Nothing very exciting happening in Fresian Towers this morning, although I have got my new slow cooker running for the first time :) I'm making a massive vat of chilli and will be putting some in the freezer for emergency meals once it's all done. There's loads of room in the cooker, and I think it might even be bigger than my last one :o I'll definitely be able to fit a whole chicken in it :j

    I am planning on heading to the local shopping centre at lunchtime as I hear that the Disney Shop have a sale on, and I'm hoping to get presents for Small People there for Christmas. I also need to pay some coins into the bank as I was able to find £20 in my piggy banks last night.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Updated SOA

    I think it's time I posted this to try and reality check myself :o

    Income

    Wages - £1180 (roughly)

    Outgoings (bills)

    Mortgage - £214
    Council tax - £135
    Union - £9
    My mobile - £37
    Mr F's mobile - £17
    Gas/electric - £60
    TV licence - £13
    Home insurance - £17
    Virgin media - £35
    Current account fee - £8
    Loan payment - £110
    Petrol - £100
    Savings - £20 (holiday fund with best friend)

    Total - £775

    Outgoings (other)

    Entertainment - £50
    Christmas/birthdays - £30
    Groceries - £200
    Car expenses - £50

    Total - £330

    Total outgoings - £1105

    Surplus - £75 :eek:
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