Mortgage-Free Fresian? Here's hoping!

mooomin

Payday!

Money

PAD/Spends - £539.49
Entertainment - £50
Groceries - £200
Loan repayment fund - £1500

Lots of nice round numbers there I made a good sized PAD to round up the balance in the loan repayment account and would like to PAD another £100 by the end of the month. I also paid off the outstanding balance on my credit card, so I'm starting from the beginning again.

I've left a big balance in my PAD account as we're going away for a week and that money will fund that, it's also going to pay for Mr Fresian to get new glasses tomorrow and for me to get contact lenses.

Surveys have been ticking along ok recently, but nothing too exciting has been happening with them. I don't want there to be a pre-Christmas lull, I want vouchers!!! I managed to buy some Christmas presents yesterday courtesy of the Book People who had a BBC comedy audio CD set for a good price, so that's Papa Fresian sorted for Christmas. I also managed to get a couple of other books for presents, so I feel like I've at least started. I've made a list of everyone I'm buying for so that's in my diary and if I see something I think someone will like I can check my diary to make sure I'm not panic-buying

Speaking of Christmas....I've been asked to make some Christmas cards for a colleague at work, so am bringing in most of the ones I've done so far for her to look at. I'm hoping that while she's looking, someone else might want to buy one If that happens, that will pay for a nice payday lunch for me today, without spending any of my own money :money:

Better get ready anyway, I'm still working outside of Edinburgh this week and traffic is entirely unpredictable

mooomin

Haircut booked via KGB Deals this morning:

Cost = £12
Credit in my account = 1p (!!)
Money in Paypal balance so only paid £7.16 cash for it
Due 15% cashback for going via Quidco so £1.80 coming back to me too.

:money::money::money:

MatyMoo

For the last couple of years Sainsbugs have had some nice gifty things on 3 for 2 in December So it sounds like an excellent plan to me :T

Hurdler

I have to ask (as I have been trying to guess!!) - what is PAD???

tomtombeanie

PAD = payment a day, a great thread on here that no doubt someone cleverer than me (who hasn't just woken up & isn't trying to type on an iPhone!) will be able to post a link to. Fab way to pay off your debts!

never_too_old

https://forums.moneysavingexpert.com/discussion/3331028

Hope this helps,it is a great forum and hopefully this will take you to the first page where all is explained:D

mooomin

I am a bad and spendy Fresian.

That is all.

*hangs head in shame*

girlatplay

*shifts along a peg to make space for Fresian*

gallygirl

:j:j:j
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
:j:j:j

mooomin

gallygirl wrote: »

:j:j:j
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
Is it a bag?
:j:j:j

:rotfl::rotfl::rotfl:

Nope, it's a new camera, and a slow cooker (and an iPod dock, but I had buyers remorse about that and will be taking it back!)