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Mortgage-Free Fresian? Here's hoping!
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Morning all
I finally got some sleep last night (WOO!) thanks to a combination of a sleeping pill and David Attenborough in iPlayerI got a full 8.5 hours and feel so much better for it.
I've redeemed another £5 voucher from Swagbucks, so that will be through shortly, almost certainly before my sodding Ipsos one is :rotfl:
I've paid £12 into my Crafting Fund today, so that will hopefully make it look a little healthier. I'm going to pay a decent chunk to that and the mortgage when I get paid this month too.
Thank Crunchie it's Friday
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Hey FF,
Well done on another voucher from SB - you do so well on it - i really need to get into it a bit more as the vouchers will come in more than handy - i'm currently saving for a satnav or was - but now need loft ladders for the house and they would be the expensive ones wouldn't they *eek*and i have a long way to go...
Your saving pots are all ticking along nicely
For me the joy of friday is wasted as i am in work tomorrow so on the day when i was so tired i could have slept in i made myself get up in the hopes that i'll have a decent nights sleep before an early start for work :cool: Glad to hear that you got a good nights sleep though hon and hope you feel more refreshed for it xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
DedicatedDFW wrote: »For me the joy of friday is wasted as i am in work tomorrow
I'm working tomorrow tooI'm just trying to be grateful for the Fridayness of the day :rotfl::rotfl:
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Morning all
I was working yesterday from 9am and didn't get home until after 10.30pm, hence no update from me. I had a quick cuppa and went to bed, and now have another 12-13 hour shift to get through today.
Surveys
As ever, not a lot happening on the weekend for these, but current balances are:
Onepoll - £12.55
Mysurvey - 170 points
Ipsos - 765 points
Toluna - 67909
Valued opinions - £4 with £1.50 pending
Whatever Halifax are doing to their online banking system has increased the amount of my mortgage by £800 this morning :eek: and removed my personal loan from my list of accounts. I'm going to leave it overnight and check it tomorrow if I'm near the branch. I hope they've not discounted all my overpaymentsIf they're misplaced the loan I'm not gutted though :rotfl::rotfl:
Not a lot has been happening apart from that. Work will calm down this week so I will be less exhausted but that will be the end of the overtime for a while. I'm going to have to go back to being on a much tighter budget, which is a pain :rotfl:
Better get ready now. Have a good day all
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Woohoo to losing the loan
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Is the increase the addition of interest for the year? C & G do it once a year too from the look of our annual statement.One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
I am sure my mortgage has gone down by £2000!! They haven't lost my loan though
I'm sure it will sort its self out but it is a bit annoying at the moment. They said they were updating from Friday but I thought it would have been sorted by now. What was wrong with the way it was anyway? I don't like change, unless it jingles in my savings tin
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Morning all
I've been quiet as I've done 22.5 hours of overtime in the last three days, so work has been busy :eek: As a result, not a lot to report really. I've taken Friday off as a holiday so am going to catch up on life then - lots of washing and tidying to do....!
MSE news is few and far between. I have £40 in petrol expenses coming through this week, so I've requested a top-up on my Sainsbury's card, meaning that my £40 of fuel will cost me £38 :money: I'll also add my usual £100 when I get paid, so should have plenty money for fuel.
Off to work now. It feels like I'm never leaving the place at the moment
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Blimey that is a lot :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Woo! :j:j:j for the overtime and good that you are taking friday off to catch up with things too - we don't want you wearing yourself out
I keep trying to declutter to make the housework quicker and easier
Have now started systematically going through each room doing a deep clean as i go - 2 rooms done. The other positive of this is that i hope to find e-bayable goodies :T:T:T but having done the 2 smallest rooms i've only found about 5 things that we can get rid of :eek: Place looks and feels alot better though
Hope the on-line banking is sorted out soon - i check mine everyday to make sure everything is as it should be and would seriously miss it - though i don't think i can check my mortgage hmm....
Hope work happily breezes by for you tomorrow hon xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Morning
I'm becoming more tired as the week goes on, but I'm looking forward to my long weekend! I also have dinner out tomorrow night with work which they are paying for to celebrate the end of the project we're working on, so that will be a fun MSE night out
My mortgage has reduced back down to where it should be on online banking :j There is still no sign of my personal loan though, although I suspect they haven't actually misplaced it
I did very little last night. I was meant to be at Fat Club but was too tired to move, and have been eating really badly this week anyway so decided not to go and to sit around in my jammies instead. I made a card for an order at work, which I will put on my blog shortly.
Today is my Friday. Woo!
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