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Mortgage-Free Fresian? Here's hoping!

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  • Keep wrapped up, hope you feel better soon x
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi FF,

    Hope you feel better soon - i too am wrapped up, got the heating on and trying to feel as well as i can before work tomorrow. x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you feel better soon (((HUGS))) xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thank all - am throwing Sudafed tablets down my throat every four hours and hopefully that will deal with the worst of it...!

    Today I have spent £37 exactly in Sainsbury's - £34.51 on petrol and £2.49 on milk and bread (Bah! In my weakened state though I couldn't be ars*d going to the supermarket as well as getting petrol!)

    As I paid with my gift card I have a 5% discount on that so it's £32.78 for the fuel and £2.37 for the other stuff. There is £36.78 left on that card, and I can't see that lasting me for the whole month for fuel. I might have to keep a track of my fuel spending more closely this month and revise the budget upwards next month :(
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How much fuel do you use in an average month? What does it cost you? I find I spend, on average, just over £100 on petrol a month, and there's no way of getting that any lower, I don't think :(
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Footiemad_2
    Footiemad_2 Posts: 1,419 Forumite
    Hi F_F

    Sorry your not feeling to great, hope the pesky cold disappears as quickly as it arrived. Not what you want on a bank holiday booooo :(

    On a good note, your well under way with the crafty room, good for you. I may be putting in a request for a birthday card soon but it wont be required until November, its for my beautiful niece who will be 1. I will let you know when if thats alright. ;)

    Get well soon chick x
    Footiemad:footie: 2013 - SPC no.1147...Keeep potting!!
    2013-VSP #21 £14.59
    SPC 2012 - £207.44
    SPC 2011 £647
    VSP 2011 £70.37
    23lb/54lb :o
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Love the jars on the bookshelf!

    All snotty here too, hope everyone is better soon :)
    One step at a time ;)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :)

    There are 24 days until payday, and here's how the accounts are looking:

    PAD/Spends - £108
    Entertainment - £40.72
    Groceries - £106.48 (This is shocking...I only got paid a week ago and have a £200 budget!)
    Loan repayment fund - £1,271.14
    Handbag/treats fund - £44.18
    Mortgage overpayment fund - £56.34

    Surveys

    Onepoll - £11.40
    Ipsos - 725 points (1380 needed to redeem, still waiting for Amazon voucher)
    Mysurvey - 120 points (550 needed for £5 Amazon) Waiting for final survey in series of three which will net me 1500 points to reward me for not smashing the laptop in boredom ;)
    Valued opinions - £3.50 with £1.50 pending
    Toluna - 63,000ish (website not working this morning)
    Swagbucks - 354

    So....the surveys are looking ok. I'm waiting for £15 of vouchers (Swagbucks and Ipsos) Does anyone know how long Ipsos usually take??

    The rest of the accounts could look better to be honest. The groceries one especially is a bit of a surprise. I didn't think I had spent that much in a week :( The cupboards are now fully stocked and the freezer is doing pretty well too. We are going to need bread soon though and have no salad left - if anyone has a top tip to stop the sodding stuff going brown the second you open the bag I'd be very grateful!

    The cold is pretty much gone today thanks to wrapping up like a mummy and downing Sudafed every four hours. I'm quite glad about that as I'm working in the further away office today not the one that's ten minutes from home, so have to have my wits about me for rush hour!

    I've withdrawn some of the spare money in my Paypal account this morning (£14.14) leaving me a £10 balance for any urgent bargains, but otherwise I'm going to behave myself. I can't let myself get used to spending on crafts whenever I fancy it just because I have a craft room :D A chunk of my overtime money in September/October will go towards visiting the SECC craft bonanza thing, so I can buy any "urgent" supplies then. Honest ;)DFW - I will put your parcel together sometime this week, I'm just not sure when I will have time and want to send you nice things!

    Happy Tuesdays to all - hurrah for four day weeks! :j
  • Just catching up and saw this:
    Funny you should say that Moo, as I'm wearing a dress to work today for the first time since Snowmageddon (when my wellies wouldn't fit over my fat legs and my trousers)

    I'm not after sympathy but since I was about 13 I have not been able to buy a normal pair of wellies from a normal shop that will fit over my legs and trousers :eek:
    Whatever size I am, I even was once 8 stone it just does not happen and losing weight (although I only have about a stone to lose) makes no difference what so ever :eek:

    Yup I have the dreaded affliction of runners calf :rotfl: . My DH and DS take the mickey (in a nice way) but my calf muscles are bigger than DH's and are wider than DS' waist.

    So how can I shrink my calfs? Does anyone know? I have momentarily thought of surgery but that does seem a bit drastic :rotfl:

    My advice to any teenage girls is not to do athletics as it will ruin your legs although saying that apart from the welly issue and the boot issue (can't buy normal knee high boots either) most men quite like a lady with solid calfs :rotfl:

    EE
  • F_F - send Ipsos a chase email, make sure they realise it is an evoucher, I had to as they say 24 hours turnaround on evouchers.

    I have the opposite problem with long boots, I am 2 - 2 1/2 shoe size and have stupidly thin calf muscles so boots look like wellies and they are too big on my feet. But at the weekend I found a lovely pair that fitted (with a thick pair of socks!) and I had just sold some broken jewellery, so they were free :money:. (Well actually they were £99 :eek: but free sounds better :D)
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
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