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Mortgage-Free Fresian? Here's hoping!

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Spotted your post on PAD this morning so I'm assuming that you did :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    girlatplay wrote: »
    FF - you got to work okay but did you get home okay??

    :)
    :rotfl::rotfl::rotfl:
    girlatplay wrote: »
    Spotted your post on PAD this morning so I'm assuming that you did :D
    Got home fine. Been up since 6am to go to Dunfermline for work, then straight home to then run to fat club, so had no time to post today :D

    Proper update tomorrow when brain isn't made of sh*te :D
  • Footiemad_2
    Footiemad_2 Posts: 1,419 Forumite
    Hi F_F

    Hope you had a good WI tonight.;)
    Footiemad:footie: 2013 - SPC no.1147...Keeep potting!!
    2013-VSP #21 £14.59
    SPC 2012 - £207.44
    SPC 2011 £647
    VSP 2011 £70.37
    23lb/54lb :o
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning folks :D

    footie - I had a really good WI last night. I lost another 2.5lbs which takes me to a stone and a half in total and to my 10% weightloss target :j I still have a couple of stone to go, but it's a nice milestone to reach :D

    I'm still suffering through surveys:

    Toluna - 42,159 points (80,000 needed to redeem £15 Amazon)
    Valued opinions - £7.75 (£10 needed to redeem) Have £3.50 pending
    Mysurvey - 205 points (550 needed for £5 Amazon)
    Ipsos access - 975 points (1380 needed for £10 Amazon)
    Swagbucks - 61 SB (Redeemed two days ago for £5 Amazon)

    Amazon balance - £28.69 with £5 to come from SB. I used £5 of this balance the other day to buy a flashdrive to load with songs for the car. Money well spent if it stops me faffing about with the radio :D

    Actual money is sitting thusly:

    PAD/Spends - £147. I'm currently PADding towards paying off the last of the car so stop me taking more money out of my ISA. I only have £76.70 to pay now. Plus the insurance...
    Groceries - £109.38
    Entertainment - £40.95

    Mr Fresian did very well and called our existing insurer (who was quoting us £580 online) He's arranged to add Fred onto our existing policy immediately, keep Scraps insured until her MOT gives out and Fred will be insured until the end of March for under £200 :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning folks :D

    footie - I had a really good WI last night. I lost another 2.5lbs which takes me to a stone and a half in total and to my 10% weightloss target :j I still have a couple of stone to go, but it's a nice milestone to reach :D

    :j Well done - was that 2 'sificats' as we call them & 2 shiney stickers :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on weight loss and on insurance :j
    I lost 2 lbs last nigt :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    :TWell done Beanie :T

    In good news, I arrived at work to chaos and the promise of overtime :D

    I'm doing at least an hour today (online during my reduced lunchbreak) and have an hour for yesterday too. I also have to put through an expenses claim for yesterday's travel once I figure out how many miles I did. There might be overtime at the weekend too, but I'm waiting to hear about that.


    All extra pennies are good pennies after all :D

  • GreenNinja
    GreenNinja Posts: 601 Forumite
    Hi FF,

    Have just subsribed to your diary and am really enjoying it! Up to page 6 so far...
    Whereabouts in Scotland do you live? I went there for 10 days last year and we drove round loads and loads of places. I loved it there, it was just so beautiful, I now tell everybody that you don't what the colour green really looks like until you go to Scotland!

    :T
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Fab weight loss :T

    How's the lovely Fred?
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • Footiemad_2
    Footiemad_2 Posts: 1,419 Forumite
    Hi F_F

    Your going great guns on the weightloss.. fantastic, stone and a half and 10% to boot. Well done :j

    Now thats what I call a result with the insurance brilliant ;)

    See all the pennies will be rolling in. You will have paid for Fred in no time chick then, its back to cracking the MF big time ;)

    Well done on your 2lb too beanielou :D
    Footiemad:footie: 2013 - SPC no.1147...Keeep potting!!
    2013-VSP #21 £14.59
    SPC 2012 - £207.44
    SPC 2011 £647
    VSP 2011 £70.37
    23lb/54lb :o
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