Mortgage-Free Fresian? Here's hoping!

mooomin

Evening all

I had a reasonably MSE day today although when I got to work my lunch wasn't edible - the wrap had started going green :eek: My own fault for buying wraps from the reduced aisle on Saturday and chancing them today :rotfl: Instead of buying an expensive sandwich, I went to the supermarket and spent £4 on enough stuff to make lunches for the rest of the week :A

I made HM pizza for dinner tonight as well - I used a Warburtons square wrap and added tomato puree, sweetcorn, ham, cheese and peppers. Om nom nom and only 9 WW points I've also done a big pot of zero points soup which I can freeze and have for work lunches or eat at the weekend.

No extra cash money today although I did throw 5p into the OP piggy. I was screened out of my only OnePoll survey but am now halfway to another Amazon voucher on another survey site. Yukkibear very kindly sent me the mortgage spreadsheet she uses, so I've had a play about with that and I really like it. I'll add all my OPs in every month starting from when this thread started. Hopefully I'll see the months drop off At present, it says that my mortgage is due to finish in May 2029 (!!) but that assumes that I just make my current payments - and that base rate stays the same :eek:

Better get cash-making! In that vein, I've listed an unsold dress on Ebay. At one point last week it had 12 watchers, so hopefully someone will buy it and that will be the next OP into the pot.

mooomin

Morning all

My Paypal money arrived this morning so £22 and some change have headed into my ISA which is now sitting at £1903.49 - less than £100 from my savings targets :j Anything else over and above that will be mortgage money I get 3% interest on the money in there with instant access so it's worth keeping it there instead of sending it directly to the mortgage. I am still going to pay the money from my piggies into the mortgage though - I like seeing the balance go down by a wee bit every month!

I am about to go and make dinner - I'm doing chilli again. It's low WW points, tasty and quick to do in the morning so it becomes my default dish. I'm surprised that Mr F hasn't started a revolution! I have my weigh-in for WW tonight as well, so it's a low-points eating day and I can reward myself with a massive bowl of chilli when I get home

I've already had a message about the dress I listed on Ebay last night asking if I can post to Ireland, which I'm happy to do, so hopefully that will get a bidder at some point in the next week. Even if I make £20 in fees from it I'll be happy as it's already too big for me and I'm just not using it.

Happy Hump Day all

yukkibear

Glad you like the spreadsheet. It works well for me.

mooomin

Well WW went well tonight - I have lost another 3lbs, taking me to 11lbs lost since I started I'm very pleased with that indeed. It seems to be working really well for me so far.

Small spend day today - £1.39 on milk (corner shop ripoff) and £2.55 on WW sweets at the meeting to keep in my handbag. I'll put any small change from this into my mortgage OP pot.

My credit card is currently sitting at £164.44, which isn't too bad, although it could be a lot better. I'll pay this off at the start of July when I get the rent money in. I got 15p from OP today for a short survey and 100 points from MySurvey which means I should be only 1 survey away from an Amazon voucher there. Slowly but surely the OP money is trickling in

beanielou

Great loss hun :j

Souk08

Wow! Ace weight loss!

Footiemad_2

Thanks F_F

Fantastic weightloss :j your doing brilliantly. Fingers crossed for the stone next week. Earned 5pp in steps today

Great ISA savings nearly there hun and then you can go full throttle with being MF.

Catch you later hun

scubaangel

Well done on the weightloss F_F, I've managed 7lbs since april, too lazy to go running often enough to have lost more - I'll ignore the amount of junk food I'm still eating.....

mooomin

Thanks guys I was a little annoyed at the half pound loss last week, but if it meant I lost three this week then WOO! I'm going to try and up my walking this week while the weather's good and hopefully that will help me get to my stone next week.

I've done a survey for SB this morning which should net me around 100SB and one for Ipsos as well which got me 100 points. They need 1500 to get a voucher though so there's a long way to go! I've put £2+change into my ISA using online banking and have thrown £2.06 into the Mortgage Piggy (actually a cowprint terramundi ) as well, so the baby steps are going in the right direction.

I need to head to the supermarket tonight as I fancy tuna steaks for dinner (NOM!) and need to get some fresh veg for me to go with them. I had better buy Mr Fresian some potatoes too, I think he misses them

Have a good day all!

CathT

Well done on the weight loss and glad you found a SS to use. They really keep you focused and enable you to set smaller targets. I find this especially useful as we have a big mortgage and a rubbish income!