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Mortgage-Free Fresian? Here's hoping!
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Morning all
I am not allowed to set foot outside today unless I find the factor 50 as yesterday I had lunch at a friend's house in her garden and am now red. I'm too Scottish for summer, I long for overcast daysIt wouldn't matter as much had I not been wearing my pretty new top with the asymettrical neckline and differently-lengthed sleeves, so I have very uneven sunburn :rotfl:
Money
Boring but necessary - need to get this straight in my head!
PAD/Spends - £74
Groceries - £115.37
Entertainment - £23.20
£300 rent money should arrive on Monday and £170 (approx) is due to go into my credit card. The rest will live in my ISA and take me over the threshold for counting it as an OP.
Today I have to go to town and return my River Island jeans for being too big (WOO!) and I'm going to possibly return the clothes I bought from JJB as well. Although it would be nice to have a new hoodies I don't need it as I have an old one that's perfectly fine. If the jogging bottoms fit I'm keeping them though.
I'm going to go to Aldi and check out what their Super Six is this week and make sure I'm stocked for the week with fruit, veg and WW-friendly snacks.
Have a lovely lazy Sunday all
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Boo to uneven sunburn
Yay to too big jeans :j
Woop woop to ISA OP threshold :T
Gap xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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girlatplay wrote: »Boo to uneven sunburn
Yay to too big jeans :j
Woop woop to ISA OP threshold :T
SecondedBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Thanks ladies
I'm currently reclining on the couch wearing my brand new size 16 jeans from River Island. Ooh, it's been ages since I wore size 16 jeans from anywhere
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flying_fresian wrote: »Thanks ladies
I'm currently reclining on the couch wearing my brand new size 16 jeans from River Island. Ooh, it's been ages since I wore size 16 jeans from anywhere
Only you could make being a 'loser' cool - losing debt, losing weight and eventally losing a mortgageGo you!!!
One step at a time0 -
Great news on jeans:j
What are the super six?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ooh, you skinny cow! :rotfl:Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Aw thanks Pickle
I've returned my stuff to JJB today which will be £15ish back onto my credit card. Although I'm returning the too-big jeans to River Island I got another pair which fit which are getting kept. I'll wear them until I need to go down another size
I'm making an OP tomorrow of £16 which has come from the OP Piggies. I've emptied all my change jars out now so it will be a while before I can make any more payments from there. I've added it into my spreadsheet, which I think I'm going to get addicted to!
As it's the weekend there aren't too many opportunities for making cash, but I've done a survey on OnePoll for 15p and have done loads of Toluna opinions and polls as well. I'm hoping that I'll get a few more surveys from places soon.
I managed to stock up on most food things for less than £20 today which I'm quite pleased with, although I'm going to need fresh fruit etc later in the week. I've also done loads of walking today despite the tropical temperatures in Edinburgh at the moment....I was much happier once I got to Sainsbury's and got my Factor 50 though
Back to work tomorrow - hopefully they remember to turn on the air conditioning!
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Morning all
I have my £16 in change ready to go to the bank and have also received my Quidco of £5.86 which I've sent to the OP account. I know it makes sense to add this to my ISA but I would rather keep my OPs and my savings apart to keep them straight in my head, especially as I would like to be adding to both of them each month. Working in my industry makes redundancy quite a likely option at the moment, so I want to see my savings grow while making the OPs.
I've paid another £5ish into my savings as well as the OP today as I was rounding down my current account.
As I'm not working until 11.30 today I've had loads of time to pootle about on survey sites etc. I've got a whopping 10p from OnePoll (!!) but have also forced myself to spend 45 minutes on Toluna doing their minipolls, so have earned a few hundred points from there and have done three full surveys which should get me about 8000 points.
In other good news, I have a bidder on the dress I have for sale on Ebay :j That's £14.99 minus fees assuming that I don't get any other bids. I'm really chuffed with that
Right, time to get showered, hang the washing outside, do the dishes and make dinner ready for tonight. Then I'm off to work for a rest
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