We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

***chat update - news & thoughts from old and new daily or monthly chat-ters ********

1356738

Comments

  • :T:T
    Where do I start?
    1. Finished my NVQ2 in hairdressing and started working in a salon this week as a stylist
    2. Am getting my PPI back from Lloyds after an 18 month battle (and thanks to some help from DFW's)
    3. Separated from husband recently-still trying in vain to find a property to live in but its amicable and we are both trying to make sure the children are as happy as they can be.

    That's about it-but more than enough for me!

    Nice to catch up with everyone :D

    Fantastic news !!!!!! xxx:T:T
    Nevertheless she persisted.
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Buffy-Brilliant news!

    Dangers-sorry for your loss and I hope your father improves

    Beanie-omg. They grow up so quickly dont they?
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Oh, and considering going bankrupt after divorce gone through.

    We have hardly any equity in the houses so won't end up with a great deal after everything is split 50/50.

    We'll see...
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • dangers
    dangers Posts: 1,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thank you bunny and buffy. Bunny, I had read one of your posts on f/book and I did wonder... Hope everything works out ok for you. I'm pleased to have chat back as I'm not often on my lappy at the moment, so miss out on 'chat' on the other site.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So sorry dangers about your news.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Your news is great all round Bunny.
    Bankrupcy sounds a good solution.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    thinking of you dangers.

    Go hair stylist Bunny - are you enjoying working in a salon? If you have to go bankrupt then it is just what you need to do. Great that you are amicable and thinking of the kids.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Ames
    Ames Posts: 18,459 Forumite
    katsu wrote: »
    Beanie - all I can think of is the poem about "when I am an old woman I will wear purple". I am at a loss as to where the bag comes in, so I can't see that you need one.

    Anyone heard from Claire? I've not heard of her in months and wondered how she was getting on.

    Ames - is there no way you can buy a house? No disability organisations can help you find a way to do it? Have you got the money locked up so you can't spend it too easily?

    Def a good idea to buy clothes before the old ones fall down - be embarassing to get arrested for flashing in public! :eek:
    beanielou wrote: »
    Hey Ames :wave:

    Why cant you buy a house?
    dangers wrote: »
    Hello all ... Pleased to 'see' you all. Buffy, glad to hear your news, beanie - wow at your son having driving lessons, hugs to Ames. Sorry, being thick here, but why can't you put the money you have received from your mum not allowed to be put towards a house?
    Life not too great here - dad is doing well following an eleven hour operation to remove his tumour, but sadly my m-i-l passed away a week ago following a long illness.
    Catch up with you all again soon...

    I can't buy a house because the income support people say that it would be deprivation of capital, and that I was doing it deliberately so that I could stay on benefits. If I do buy a house I'll be treated as having the cash still, so I'd have to manage without my Income Support or Council Tax Benefit. The really stupid thing is that in the long run it'll cost the state more in benefits than it would if I bought a house, but because it's across different departments they don't have to think about that.

    I'm waiting for DIAL to get back to me about it, there's a small chance I can buy a house, but it's probably not going to be allowed.

    I'm gutted cos of how crap this house is, I was really looking forward to somewhere with heating and nearby parking. I tried phoning to ask if I'd be allowed to pay for central heating and improvements to this place (council flat) but they hung up on me.

    Anyway, enough of me moaning!

    Bunny, I'm so sorry to hear your news, I really hope things work out for you x

    Dangers, I'm sorry for your news too, hugs x
    Unless I say otherwise 'you' means the general you not you specifically.
  • :wave: Katsu, thanks for starting this thread.
    :T Buffy, congrats on your near DF'ness, you deserve it!
    :(Dangers, hope your Dad get better soon
    :oBunny, glad you have got a stable career (sp) but sorry to hear about your split. Good luck finding a new home.
    :( Sorry to hear about your Mum Ames, never knew.
    :wave: Beanie...

    So me, well I left and when I came back you were all gone :( I have finally got a full-time job but work two jobs. After nearly 4 years I bought my first car and am planning a road trip. After coming off my 'cure' my illness is back with avengance so I am trying to find a cocktail of vitamins/minerals/herbs to replace the 'cure'.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The world has gone mad Ames.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.