***chat update - news & thoughts from old and new daily or monthly chat-ters ********

Erme

Lucifa73 wrote: »

*cracks door open and peeps in*

Hello. Not much happening here. Debt busting on a back burner while we save for a deposit on a house Hubbles has recently taken a change in job. Same firm but different department. I've also had a promotion which means a significantly better salary. So all good really.

If chat comes back properly Imay have to update my signature...

Och wow....I wish I could save for a deposit on a house but judging by Ames's probes with the DWP I don't think it's viable

clairewop wrote: »

Erme, I'm not selling the bags anywhere at the moment apart from My local farmers market

Och okay. I now realise I have WAY too many get well cards :eek:...so off to make some different ones tomorrow (not today cos it's the christian Sabbath. technically I shouldn't even be online :eek:)

Butti wrote: »

Hopefully that is just the totals and not the news that you are actually typing from St Peter's Gate!

I'm sorry to hear people's sad news. Like others Bun I did wonder when you said you were looking for a 3 bed house. Hope that goes as well as it can - at least you're both focused on the kids.

Dangers, sorry to hear your news.

Ames, I think you should set out the options to your MP and maybe whoever welfare minister is these days. It is utterly ridiculous and works in the opposite way to any logical thought process. But when I sign on I won't be declaring my work experience because technically that means I'm not available for work. The system definately works in the wrong way.
Really glad to see this back :beer:

My news;

Have finished course - 26th May. Now waiting for marks and looking for a job. Doing a month's work placement with a housing association. Quite enjoying it but can't really get stuck in. Have been appraising some potential sites for them so have made myself useful.

Best friend gave birth last week at the age of 43 years and 10 months! Was a lot quicker than last time but sounded quite traumatic - cord round neck. Anyway Ruben came out okay and is another copy of his dad.

Applying for IS and HB this week. Not looking forward to signing on - what a depressing event that is. Nearly out of money. Another trip to dad methinks - my debts are only going in one direction at the mo. Need a job like NOW.

Talking of debts, you'll like this - not a lot, been having a LOT of problems with wireless connection (speed, connection, distance of computer from router etc.etc.) and need to keep it wireless for lodger (who is keeping a roof over both of our heads and supplementing my diet with his meat overbuying!). So today having got up, checked the lights on the router (all steady) and then had the PC unable to find the connection AGAIN I bit the bullet. I have bought a notebook for £200 on't credit card (but not on their 6 months free 29.9% APR card).

At least it means I will be able to apply for jobs tomorrow regardless of what the upstairs PC thinks it is doing.

...and bizarrely enough of course when I got home after buying the notebook the upstairs PC would perform - bizarre.

I should be named 'Debt water treader' until I get my act together.

Thanks for talking about me (in a nice way )

B x

I totally agree with your advice for Ames about writing to her MP (or even emailing) and the minister for state, work and pensions...Let me see if I can find an email addy for him/her - this is a link I just found Ames when you're unto it hun - http://www.dwp.gov.uk/contact-us/contact-dwp-ministers/

Hope that helps..

As for me yep I should also join you on the DWT shelf LOL....I got a macbook on HP but it was over 2 years with a deposit. If you get a good HP deal (nothing too long - not £1K in interest) and it'll help you with work why not? Sometime you just need these things...Please don't beat yourself to a pulp. It's debt - not life and death....Get things in perspective....:A

Loving the macbook though and would recommend. When I put my Netbook (18 months old - windows xp) on it takes about 10 mins to boot up with all the speedo things possible...Macbook even when it's slow is a matter of minutes and no need to defrag. Also with it being an intel one (they're the best ones to get these days. Some you can get as low as 500-600 on eBay) you can download Lion when it launches (this is the new mac operating system) for £20 ...that BEATS windows hands down....Also pages for word processing is not expensive (about £12) and card making (found that was the only program that would print my cards so got it then a friend gave me office 2011 that wouldn't work on her 10.4 :A)

And it never gets dirty. None of this brain cells between keys...it just doesn't happen.....:T....

Anyhow best go get dressed and read Bible...

for those that need it

E

Erme

PS. Meets wise I'm in North East Scotland.....so yeah Birmingham or Bristol is fine. I think I can get a cheap flight to Bristol from Edinburgh if I have enough warning. Otherwise it'll be the train :eek:...Or even Nottingham? I can stay @ Ma's then and pop by on the train

E
Ps. Out of Birmingham and Bristol Bristol is my preference as like I have a friend in Bath I can stay with....though agree NOT London...

elliemoo

Morning all. Bright and breezy here. Hopefully get some washing out on the line today.

Will be visiting olds this pm and leaving OH to do some housework. I don't know what anyone else's home is like but mine just looks like a cross between a tip and a laundry all the time, kids, work and life just seem to get to the head of the list before general housework.

It is bright outside this morning and it just lifts the spirits, hope it stays this way.

Have a good day all.

Butti

My preference if for enough notice and for me to have a job. I don't mind about location.

Don't worry Ellie, as I've said before, my ironing piles has Sherpa Tensing's footprints clearly visible on the top. I do have a chance while lodger is away to steam clean all the carpets so that will be getting done.

B

elliemoo

Butti, Sunday evening is for ironing, its the least of my worries. To be honest I do what I can and don't get too stressed about it too often, but sometimes it just gets to me, but not today. I am going to do bits and pieces and then go visit by olds this pm. My dad had a heart attack last week and had to have 2 stents put into his arteries somewhere, so all in all life is too short to worry about the hand prints on my living room windows!

katsu

Butti wrote: »

Yes but we don't know whether you are Judi aged 24, Judi born 1924 or Judi at no. 24, its not exactly public is it...and it really helps clarify things and helps me motivate myself.

B

I totally agree. I'd respect your OH's right to have an opinion but as long as you don't post very identifying info then we can hardly assume anyone we meet called Judi is you! You might not even be called Judi - My birth certificate doesn't say Katsu on it.

I've got so much support and information from being here - I've made friends and it has been a big part of my transition from a person terrified to open a bank statement to being DF and reading a book on pensions and actually OPing the mortgage.

I am careful about what I post because I work and would not want people at work to know who I am, so I think sometimes about how much detail to give. That is just being sensible online. Martin tells us not to give all our personal info away.

elliemoo

Right I have had my little trawl through the threads I'm off now to do some house stuff, c u all later.

tenmah

Morning All

Lovely day here at the moment, so washing is on the line. They are forecasting rain for this afternoon so will need to keep an eye on it and do a mad dash outside if it starts. Mind you I did that yesterday and by the time I had unpegged it all, the rain had stopped and I had to peg it all out again :rotfl:

Ironing done, and just having a quiet 5 mins before showering and starting dinner. Dad comes over on a Sunday so need to think of something he can eat. He is 90, with all his own teeth but he does find some meat tougher than others!

Is it just me, or do any of you find yourselves saying - don't wear that, I have only just ironed it........:D

Burlesque_Babe

Toto wrote: »

As for a meet, I am up for it. I think we should do it in Banbury and crash a couple of love birds I know there :rotfl:

Busted !!!! :rotfl::rotfl::rotfl::rotfl:

Well I think most of you know my (our!) updates but for those that don't me and Pepe are living in a tiny village 6 miles north of Banbury. It's luvverly and we are in a very pretty cottage. We moved here 2 weeks ago and are very much looking forward to being involved in village life. We already have an allotment and it has been strimmed from waist high to ground level over the last day or so for us so the hard work begins :eek:

It also means (rather obviously!!) that I finally dumped that no good !!!!ing !!!!!! who called himself a man :mad:, it only took me a few years to get myself the courage to do it (and the constant encouragement of you lot!! :rotfl:) but hey, worth waiting for in a bizarre way because of the fab life I now have.

I've still got my property in Poole (we are renting here and have no plans to buy a place - we are more than happy to rent this place for as long as we want to and see what we want to do with house sale monies) and after the summer, Charlie might be moving in there with his dad. Quite happy for him to do that until the market picks up and then will sell the place. If he decides he doesn't want it when his current tenancy ends in October it will go up for sale then.

I start a new job in just over a week (return of CRB dependent!) in Banbury training young adults.

We'd be well up for a meet somewhere and we are more than happy to accommodate anyone wanting a Banbury (well Culworth!) meet :T

I've told Mr P (he's thundering down the M1 at the moment) this thread is here so he might update you all as well later when he gets home this afternoon.

Off back to read the rest of the thread now :cool:

Burlesque_Babe

beanielou wrote: »

Oh & please tell me that I dont need a purple satchel!

oh, you definitely do Beanie. In fact, I need one too