Student Loan 2015 Discussion

JimmyTheWig

PaulW1965 wrote: »

No. can you point me to that thread please?

Was a similar question, but not you who asked!

https://forums.moneysavingexpert.com/discussion/comment/45366814#Comment_45366814
tyllwyd gives a good answer on post #59.

2sides2everystory

Is this thread serving any useful purpose? Is it still leading sheep to an uncertain fate?

I just happened across this article which is 10 days old - its from the Daily Mail but we can't afford to be too fussy thesedays, it being just one part of the British press that is not part of the 42% readership controlled by News International

www.dailymail.co.uk/news/article-2012705/6k-charge-hidden-new-student-loans.html

Lokolo

2sides2everystory wrote: »

Is this thread serving any useful purpose? Is it still leading sheep to an uncertain fate?

I just happened across this article which is 10 days old - its from the Daily Mail but we can't afford to be too fussy thesedays, it being just one part of the British press that is not part of the 42% readership controlled by News International

www.dailymail.co.uk/news/article-2012705/6k-charge-hidden-new-student-loans.html

I wouldn't even put it in my cats litter tray, let alone read it.

edit - and yes this thread serves a purpose, people asking questions, making sure they understand everything, and every now and again, a little debate.

Oldernotwiser

PaulW1965 wrote: »

No. can you point me to that thread please?

My apologies. It was such a similar question and I didn't have the time to go and check the name.:o

oppressed

Going forward 30 years to when todays students begin to inherit their parents' properties. Playing Devils advocate may I ask, Why should those that have not fully repaid their student debts plus interest be permitted to inherit. It is surely a very simplistic check through probate to cross reference these people on grounds of fairness and allow them to repay their debt to the society that paid for their education. The other side of this of course is that of their parents intentions. Knowing life would be hard they chose to scrimp and save to make their childrens lives a little easier. You cannot tie the hands of future Governments to stop this future raid on the wealth of the less well off and it is not just fanciful thinking. Consider Pension promises and Social security erotion. Every new recession more wealth is reabsorbed from the bottom to the top, or thereabouts.... It does not stay at the bottom!! The less fortunate have to be kept peddling hard or they may stop working and start thinking...

JimmyTheWig

oppressed wrote: »

Going forward 30 years to when todays students begin to inherit their parents' properties. Playing Devils advocate may I ask, Why should those that have not fully repaid their student debts plus interest be permitted to inherit.

Because, with the current plans, those who haven't repaid their debts in 30 years won't have been earning great money - i.e. they haven't particularly benefitted from their degree. Seems particularly unfair to target them.

The_One_Who

oppressed wrote: »

Going forward 30 years to when todays students begin to inherit their parents' properties. Playing Devils advocate may I ask, Why should those that have not fully repaid their student debts plus interest be permitted to inherit. It is surely a very simplistic check through probate to cross reference these people on grounds of fairness and allow them to repay their debt to the society that paid for their education. The other side of this of course is that of their parents intentions. Knowing life would be hard they chose to scrimp and save to make their childrens lives a little easier. You cannot tie the hands of future Governments to stop this future raid on the wealth of the less well off and it is not just fanciful thinking. Consider Pension promises and Social security erotion. Every new recession more wealth is reabsorbed from the bottom to the top, or thereabouts.... It does not stay at the bottom!! The less fortunate have to be kept peddling hard or they may stop working and start thinking...

So those who choose to go into low-paid jobs (even though they need a degree) should be punished? Social work is a prime example of this. They do a lot of good work, a lot of very demanded and hard work, yet get paid a pittance for it. They need a degree for the privilege of this as well.

Oldernotwiser

The_One_Who wrote: »

So those who choose to go into low-paid jobs (even though they need a degree) should be punished? Social work is a prime example of this. They do a lot of good work, a lot of very demanded and hard work, yet get paid a pittance for it. They need a degree for the privilege of this as well.

Social work may well be underpaid for what they do but I wouldn't describe starting salaries of between £23,500 and £30,000 as " a pittance".

The_One_Who

Oldernotwiser wrote: »

Social work may well be underpaid for what they do but I wouldn't describe starting salaries of between £23,500 and £30,000 as " a pittance".

Oh, they seem to have gone up in the world. It never used to be that high for a starting salary. This was a few years ago, but I was sure it was more like £16,000 - £18,000.

Oldernotwiser

The_One_Who wrote: »

Oh, they seem to have gone up in the world. It never used to be that high for a starting salary. This was a few years ago, but I was sure it was more like £16,000 - £18,000.

From Prospects.

"SOCIAL WORK SALARIES

Range of typical starting salaries: £23,500 - £30,000 (salary data collected Aug 09).
Range of typical salaries in first management roles (with two or three years' experience): £30,000 - £42,000 (salary data collected Aug 09).
Typical salary at senior level/with experience (e.g. after 10-15 years in the role): £57,000 (salary data collected Aug 09)
There are no national salary scales available, unless you are employed by a local authority or health care trust, but even then variations exist between jobs, employers and regions. Some employers offer 'golden hellos' or enhancements, such as a car user allowance (including car lease schemes) or help with child care."