We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Clarity card use
ahardie
Posts: 10 Forumite
I have the Halifax clarity card and will soon be travelling to Spain. The card charges a reasonable 12.9% annual interest. I'm wondering though if I can reduce the amount of interest I pay by either paying money into the card account before I go or paying off the cash withdrawals I make by logging onto the account while I am away. Or will they still charge me a months interest on the money anyway?
0
Comments
-
I have the Halifax clarity card and will soon be travelling to Spain. The card charges a reasonable 12.9% annual interest. I'm wondering though if I can reduce the amount of interest I pay by either paying money into the card account before I go or paying off the cash withdrawals I make by logging onto the account while I am away. Or will they still charge me a months interest on the money anyway?
No
Yes
No0 -
Thanks very much.0
-
I was told by Clarity CC customer services that you can't put the account into credit.
If you do the funds will be returned to the account it was paid from and/or the account 'stopped' due to 'suspicious' activity.Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur0 -
OK thanks. I assume though if my account on-line said I had withdrawn £100 I could pay that amount in and avoid charges?0
-
make sure they have actually activated your card before you go to Spain - i rang them to activate it when I received mine but was unable to use it in Spain as they hadn't completed the process which I found out on my return0
-
Not avoid completely, but interest charges for the few days between the transaction and the payment hitting the accountwill be minimal. (About 3.5p per day for £100)OK thanks. I assume though if my account on-line said I had withdrawn £100 I could pay that amount in and avoid charges?Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur0 -
jackieblack wrote: »Not avoid completely, but interest charges for the few days between the transaction and the payment hitting the accountwill be minimal. (About 3.5p per day for £100)
Thank you.0 -
i've paid my clarity into credit loads of times before! no hassle0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards