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jobseekers if working part time

2

Comments

  • zam121
    zam121 Posts: 99 Forumite
    am fully comp cover is social domestic and pleasure and travelling to and from work. so am i covered? sorry but dont know about this kind of stuff.if not how much will it cost to get that insurance?thanks
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    zam121 wrote: »
    am fully comp cover is social domestic and pleasure and travelling to and from work. so am i covered? sorry but dont know about this kind of stuff.if not how much will it cost to get that insurance?thanks
    Right... that's not good. You aren't covered and will be committing an offence of driving without insurance. You need to ring the insurance company and find out how much it will cost. It may be not worth taking the job.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • zam121
    zam121 Posts: 99 Forumite
    HappyMJ wrote: »
    If it's self employed you can claim 45p per mile from the £85 per week along with many other expenses. You'll probably end up with nil income and have no need to declare anything.

    Employed you can't do that.

    so i wouldnt get any help if i was employed?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    zam121 wrote: »
    so i wouldnt get any help if i was employed?
    Yes but through HMRC and not through the benefits system. All it will do is reduce your tax bill and on £85 per week income you won't have a tax bill anyway.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • zam121
    zam121 Posts: 99 Forumite
    HappyMJ wrote: »
    Right... that's not good. You aren't covered and will be committing an offence of driving without insurance. You need to ring the insurance company and find out how much it will cost. It may be not worth taking the job.

    would i have to get business insurance with existing insurance policy or could i get that from a separate company?would i get any help from job centre toward insuring it for business use?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    zam121 wrote: »
    would i have to get business insurance with existing insurance policy or could i get that from a separate company?would i get any help from job centre toward insuring it for business use?
    Yes. Shop around at renewal time.

    No JC won't help. They might be able to loan you the money to pay for it but you need to repay it.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • zam121
    zam121 Posts: 99 Forumite
    HappyMJ wrote: »
    Yes. Shop around at renewal time.

    No JC won't help. They might be able to loan you the money to pay for it but you need to repay it.
    oh thats no good renewed my car insurance 2 weeks ago. suppose will have to give it a miss.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    zam121 wrote: »
    oh thats no good renewed my car insurance 2 weeks ago. suppose will have to give it a miss.
    Ring them up anyway. You might be suprised how cheap the add-on is. Even if you don't add it on now you know what the price is if a much better self employed opportunity arises.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • zam121
    zam121 Posts: 99 Forumite
    HappyMJ wrote: »
    Ring them up anyway. You might be suprised how cheap the add-on is. Even if you don't add it on now you know what the price is if a much better self employed opportunity arises.
    so i take it i need that if its self employed and not if i am employed.can i get businees insurance from a different company and add it to my existing policy?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    zam121 wrote: »
    so i take it i need that if its self employed and not if i am employed.can i get businees insurance from a different company and add it to my existing policy?
    Sorry my mistake I meant any job in which you need to use a car for work. It's just better as self employed if you are willing to drive for a living.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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