insurance help please after injury from car collision

wohic

A car hit our wing mirror today, the mirrored insert flew off and hit me straight in the face resulting in glass having to be removed from my face in hospital and some nasty bruising, the chap that hit us was going very fast how ever we dont have witnesses, we exchanged insurance details but i am just wondering where i stand re the injury ?

wohic

Neddy_Seagoon wrote: »

What do you mean by 'I am just wondering where I stand Re. injury'?

You need to describe the accident more fully....you could be at fault for all anyone knows!

we were driving at 30 he was going like a bat out of hell going the other way and we clipped wing mirrors (i was in passenger seat) he was at fault but we have no witnesses..............

sarahg1969

Ouch!

If he admitted fault and he was on your side of the road, then you have no issue claiming.

If he doesn't, and you only have your driver as a witness, then it could be tricky. It would be down to the insurers or even the courts to decide.

Hopefully the injuries should clear up in a few days' time anyway? Concentrate on that for now.

vaio

You'll get paid out anyway

either the other driver will pay or your driver will pay or maybe even a combination of the two if they are both ruled at fault

Just_Some_Guy

You will be able to claim for the personal injury. Unless the other guy admits liability (he won't) then it'll be a 50/50 claim due to lack of evidence otherwise, so your driver's no claims bonus will vanish unless it is protected.

King_Nothing

Just_Some_Guy wrote: »

You will be able to claim for the personal injury. Unless the other guy admits liability (he won't) then it'll be a 50/50 claim due to lack of evidence otherwise, so your driver's no claims bonus will vanish unless it is protected.

The OP was a passenger.

sarahg1969

King_Nothing wrote: »

The OP was a passenger.

Which will mean that the OP is entitled to a payout, as an entirely innocent party, but that if it is determined to be 50% the fault of each driver, the driver of the car in which the OP was in will lose his/her NCD.

adamc260

Forgive me here but...

Your both driving down the road on the correct sides, wing mirrors clip yet the PASSENGER is injured!? As said above, how is the passenger the one injured?

no-oneknowsme

adamc260 wrote: »

Forgive me here but...

Your both driving down the road on the correct sides, wing mirrors clip yet the PASSENGER is injured!? As said above, how is the passenger the one injured?

Its entirely possible that the road they were travelling on was very narrow with only barely enough width for two cars to pass without almost touching! Theres nothing to suggest that either car was on the wrong side of the road.

There is a road near my home just like this. Although each car keeps as far over to their own side of the road as they possibly can , you find that there is only millimeters between the cars mirrors as they pass. My Husband lost a wing mirror on this road when a 4x4 driver who obviously wasnt as familiar with the road as what a local resident would have been whizzed past my Husband at speed.

adamc260

no-oneknowsme wrote: »

Its entirely possible that the road they were travelling on was very narrow with only barely enough width for two cars to pass without almost touching! Theres nothing to suggest that either car was on the wrong side of the road.

There is a road near my home just like this. Although each car keeps as far over to their own side of the road as they possibly can , you find that there is only millimeters between the cars mirrors as they pass. My Husband lost a wing mirror on this road when a 4x4 driver who obviously wasnt as familiar with the road as what a local resident would have been whizzed past my Husband at speed.


Op , the car you were in...was it moving or were you parked at the side of the road when the third party drove by and clipped the wing mirror?

Even if both DRIVERS mirrors clip (thats the only possible way based on the side of the road we drive) how is the PASSENGER injured?
Has the mirror flipped in, gone past the driver, past the dashboard and then only hit the passenger?

ILW

Rear seat passenger?