Bankruptcy in Scotland

jonliv

Well TTL Panic seems to be over so pleased for you No idea why IPA is over 34 months but seems reasonable that you have come to an agreement at least

The AiB service is second to none IMHO

Your worries about your home situ seem alleviated as well

Happy happy happy for you

Jono

BTW I have been BR since last August 2010 and have only had one further letter from the AiB after the initial phase

wildheart83

I'm just spending as little time at home as possible to be honest. It's not ideal but regardless of the situation i'd rather pay my parents mortgage than a complete stranger.

I was a little annoyed at first as the guy I needed to speak to was there, just put his phone onto voicemail, but once I spoke to him he was really friendly, and I didn't feel like I had to justify myself to him at all. Luckily for me, he knows the commute I have to do, and in my wee 11 yr old car he knows it's going to be sore on petrol so fully accepted it.

He also said that if any of my bills go up just to give him a phone and he'll recalculate my IPA.
My friends have still offered to put me up for a while, but I'm hoping that I can save my butt off and get a holiday, so that should calm the situation down at home a bit

kepar

My friends have still offered to put me up for a while, but I'm hoping that I can save my butt off and get a holiday, so that should calm the situation down at home a bit

If you can save , you could pay more into your IPA. So maybe it was right in the first place.

wildheart83

Kepar, by saving, I mean sacrificing a lot to be able to go on the first holiday I've had in over 10 years. Is that not allowed?

mandyl

good luck wildheart x

wildheart83

Thanks Mandy, it's been a long road but I'll get there