We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
Just wanna say...

rdchick
Posts: 1,815 Forumite


A MASSIVE THANK YOU
I have just realised that this time just last month I was pretty much at rock bottom, contemplating a DMP with CCCS... I filled out all the paperwork and everything. Spent nights worrying myself sick with fear and not wanting to tell my wonderful boyfriend what a stupid mess I'm in.
This time this month I have:

So if you're just starting out, remember it's scary but you can change it, it's not nice but you have made the first move, you're facing up to what you owe and you're on your way to being debt free
I have a long way to go but it's a great start
:beer:
[threadbanner]box[/threadbanner]
I have just realised that this time just last month I was pretty much at rock bottom, contemplating a DMP with CCCS... I filled out all the paperwork and everything. Spent nights worrying myself sick with fear and not wanting to tell my wonderful boyfriend what a stupid mess I'm in.
This time this month I have:
- Paid a massive £569.17 off of my debts (that's almost half my wage!)
- Made an extra £218.22 from a second job and selling stuff on eBay
- Slept like a log every night
- Told my gorgeous BF the state I'm in - he's let me pay less rent (he earns over double my wage) and agrees he also needs to spend less
- Changed my ideas on debt, spending money and saving it
- Met some awesome people here who have literally changed my life!

So if you're just starting out, remember it's scary but you can change it, it's not nice but you have made the first move, you're facing up to what you owe and you're on your way to being debt free
I have a long way to go but it's a great start

:beer:
[threadbanner]box[/threadbanner]
Life is too short not to love what you do.
0
Comments
-
Well done for getting started on the debtfree road:TTry to be a rainbow in someone's cloud.0
-
Having just had my LBM at the end of last month it is a real inspiration to see what can be done in such a short time.
Well done :jJune £25 a day 850.94/750 :beer:
July £15 a day 220/465
LBM - 26/5/11 - Debt £33,739.62 :eek: Now -£32,893.20
Nifty Thrifty weightloss July 0/10lbs 0/£1,5000 -
well done and good luck for the future0
-
thanks guys, it really can be done quickly, especially if you just throw everything you have at it, I've just got the 3 bigguns left really now, still it's £7k's worth but we can get there, especially but making cut backs and savings, also by selling stuff you don't need.
Good luck Sparkley! I see this challenge like losing weight, you have to start somewhere, there will be slip ups and mistakes but if you try and get a quick fix it will come back and bite you on the bum so best to do what you can afford, when you can afford it and learn from the journey, it's not a race but it is a way of life!! hehe!!Life is too short not to love what you do.0 -
Good luck Sparkley! I see this challenge like losing weight
Hopefully I will shrink my waistline at a similar rate to my debts - certainly need to!:oJune £25 a day 850.94/750 :beer:
July £15 a day 220/465
LBM - 26/5/11 - Debt £33,739.62 :eek: Now -£32,893.20
Nifty Thrifty weightloss July 0/10lbs 0/£1,5000 -
Well done rdchick! You've made brilliant progress and it's great to see things working out for someone
xCommon sense?...There's nothing common about sense!0 -
Well done rdchick - keep up the good work, it'll be worth it in the end!!!At least the fish fingers are still frozen, that's what I keep telling myself (Truly Madly Deeply)0
-
Well done
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Thanks guys, couldn't and wouldn't have done it without all of your support xxxLife is too short not to love what you do.0
-
Well done rdchickThe will to save every money saving penny we can0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.4K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 241K Work, Benefits & Business
- 617.3K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards