Benefits and loans help ?

Gibbo_87

peainapod wrote: »

No you didn't blame anybody Gibbo (don't you hate it when people just have a go and not answer the question you asked ?! Apples2 had a go at me in one of my posts)
You thought it was next year which is why you don't have the money saved. Fair enough.
There are loan companies out there who would lend to you (you can find them on comparison sites) and some are specifically designed for unemployed people but these loans come with a terrible price, insane interest rates.
I can understand your frustration though, you say you could get back into work straight away if you had a car ? Is that for sure ? If it is then you could give the job centre a ring and negotiate ??? Set up an appointment and maybe get a letter from your place of work confirming that you have a job waiting for you but you need £200 to get your car sorted so you can accept that job. Ask them if you can loan this money from job centre somehow (far better than a loan) then you would come straight off the benefits and go back into work. If they can't give you the money somehow through one of their schemes then ask them to point you to someone who could help. How long have you been on benefits ? What benefits are you on ?
Although a loan would be a bad idea in your current situation, sometimes we don't have any other option. Since you say your benefits are gone on rent and food etc have you thought about the loan repayment plan ?
How long would it take you to save £200 ? I mean you thought you would be banned for another year anyways ... Sell stuff on ebay ? Check the up your income forum for things you could do that wouldn't affect the benefits ? There's so many things you can do, surveys etc bring shopping bills right down with vouchers which means you could put money into savings towards the medical test ???
Good luck with everything and let us know how its all going !

cheers mate..ive just got off the phone now from the jobcentre and the women is going to ring me back but they dont think the funds are there anymore but if id rang a couple months back i could of possibly got help...as for work because of always working in a factory thats easiest for me because ive had all the training and got the certs for it but factory/warehouse work is all atleast half an hour drive away from me...i got work a couple weeks back jetwashing underneath of trains at night but because i finished at 5am there was no way for me to get home so was sat around in a town i didnt no waiting for the public transport to start running...i was gutted at having to leave that as it was just over £300pw all because of transport...and shopping wise im a fussy eater anyways so the stuff i eat is always usualy on offer...i have a savings account but nothing ever goes in there because of having nothing to put in there...also have nothing to sell apart from my pitbike but even thats hard to sell now...well i just hope something comes from this jobcentre call even if its half because you got to pay in to seperate times anyways so even half the money will help me alot...il update later when they fone me back

thanks mate

Gibbo_87

well jobcentre cant help because i havent been on benefits long enough but they said they have something going on with citizens advice so i have to ring them in the morning now....will update then

Thanks

Gibbo_87

well basicaly spoke to god noes how many people now but nobody wants to help me in my situation but if it was clothes or something else to help me get to work they would of helped but not with my licence.....well anyways after all this i sold my bike for less than i wanted and im half way there with paying for it all now and im loan free ...thanks for all ya help to those that did try and help :T