Jolly June's NSD Challenge!

Trinny

Hi Op

2 more NSD's please

One for yesterday and one for today as i am not shopping and will be at home.

Thanks

Trin

mrso2b

Today I have brought a kelkoo select voucher - 2 pizzas for £5 from fire and stone for husband and I to go out for a meal together either this weekend or next.

Umped and ahhed about going out with a friend this eve for a cheap voucher dinner and wine. In the end I said yes so will take £20 with me and not spend anymore. I used to see this friend every week and now it's more like once a month due to money saving!

So a spendy day for me. I've brought my lunch in from home tho - thai green chicken and veg curry.

Rock_Cakes

Morning all

Have caught up and I think we all need a bit of a group hug :grouphug: a special big squeeze for beanielou, muffinman and slowlyfading.

Gave in our notice to the letting agents and I had a bit of a made dash last night to make sure the place was clean and tidy for a viewing.

Yesterday was a NSD, so thats my total up to 6. I am hoping that I manage another one today and that will be me over half way.

Have a great day everyone.
xx

muffin_man_7

Rock_Cakes wrote: »

Morning all

Have caught up and I think we all need a bit of a group hug :grouphug: a special big squeeze for beanielou, muffinman and slowlyfading.

Gave in our notice to the letting agents and I had a bit of a made dash last night to make sure the place was clean and tidy for a viewing.

Yesterday was a NSD, so thats my total up to 6. I am hoping that I manage another one today and that will be me over half way.

Have a great day everyone.
xx

Thanks Rock_Cakes that smilie mopping the floor reminded me i need to get a new mop handle snapped on mine but its not in the bin recycled it over the door with two cup hooks so now more drying space and i can put a curtain up when really cold very :money:lol

lotti379

Mornin' everybody! (just)

Clocking in with one more NSD for yesterday, thought I would have to buy petrol by my Ma did - she claimed it was only fair as I was being her taxi for the night, and I wasn't going to argue with that logic! :rotfl:

Today has already been spendy, went for a potter around the charity shops in town to try and find a jacket and a hat for my Pa's wedding in 2 1/2 weeks' time... didn't find either but came away with a lovely floaty 100% silk skirt and a frankly outrageously low-cut little black dress... which will look lovely on its own (if I can persuade Mr L to take me out somewhere nice :rotfl:), with a little top under it for day or layered up for winter... and change from £10 for the lot. So I don't feel too bad, even though I should really have been hanging on to that £10....

So the point of the story is... I'm now on 3/10

IF

Afternoon all :hello:

SF got my 9th NSD thank you x

And big hugs to all x

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

jaffacakegal

8 NSD yesterday.

Having rubbishly annoying day at work, roll on 5pm.

JCG x

mrso2b

jaffacakegal wrote: »

8 NSD yesterday.

Having rubbishly annoying day at work, roll on 5pm.

JCG x

I'm having a rubbish day too

The_Dragon

and yes I hit 11 nsd's yesterday - today was a spendy day as it is free delivery on Figleaves and Dr Dragon needs some more undies :rotfl:

Learning2Budget

Well didn't acheiev my nsd today, had to go into town for an eyetest. Parking was £1.50 cos no free spaces, plus side no new glasses needed and i picked up a hair dye with my boots points, so 'saved' myself £4.70!