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Jolly June's NSD Challenge!
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*sneaks in a couple of months behind schedule...*
Hey, I've been MiA the last wee while and things are still a bit crazy, but can you put me down for 15 this month please SF? Declaring 1 (yesterday) so far.
I hope you've all been keeping well and no-one has disgraced themselves too much on all the nights out I must have missed!!!Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Hello fellow NSDers :wave: Loving the sunshine or what?
. Happy to report 1 NSD here :j. Brought my own home-made pack lunch to work and picked up a free newspaper. Best of all, I returned home with all my money in my pocket :T.
In the free newspaper, it stated this summer's colour is PURPLE! :rotfl:. Slowlyfading is a fashionista i tells ya!
Well done so far everyone, let's keep going :beer:.0 -
No, niccatw, we have all been as good as gold. I think we are saving ourselves for the 19th June - CW is in a marathon or something like that, and we are lining up along the home strait to cheer her along. Then it's off to jintyb's to celebrate her birthday with lots of cheesy pineapples and Lambrusco. Then around the 21st or so we are having our Midsummer bash - prize for the best dressed druid or hippy! So, plenty of opportunity to disgrace ourselves there!
Anyway, on a NSD note, this month's challenge is being run by slowlyfading, whose favourite colour is purple so we are trying to remember to post our NSD totals in that sacred colour! Hope you're having better luck on the NSD front than I am, my total is a nice round figure - zero. But it is only the 2nd after all!One life - your life - live it!0 -
Hi all.
didnt get off to a good start yesterday as i had to get cat fodd and pay the childminder,
Today however ~ much better :T so im declaring 1 NSD. Only nine more to go to reach target.0 -
marmiterulesok wrote: »You're not a fan of the film 'Blazing Saddles' by any chance?!;)
Wee Pilsbury is just pawn in game of life - but yeah, I amDFW Nerd Club # 13640 -
Evening all :hello:
Hope the weather has been good with you?
Congrats mrso2b on the payrise and bonus.
DH landlord wasn't in last night and when I spoke to DH tonight, he wasn't around. So no change at the moment. Though my friend at work sent me a job advert, so going to apply for that next week.
But managed to bag a NSD day today, so thats me off the mark with 1. Hoping I manage another one tomorrow.
Don't forget its FREE LISTING WEEKEND on Ebay this weekend!
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
A spendy day here. Its half term and we took the children to the monkey forest - which they loved. Very good, we took a picnic but we did pay to get in and bought a small thing form gift shop. Hangs head in shame.
I love cheese and pineapple and Hock! Classy lady me.0 -
NSD1 for me today please:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
I was a bit slow to find this thread, but reporting NSD No 1 + 2 for yesterday and todayNot buying unnecessary toiletries 2024 26/53 UU, 25 IN0
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Evening all :hello: Don't you just hate spend days!! :eek::rotfl:slowlyfading wrote: »
Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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