Jolly June's NSD Challenge!

jintyb

butdoineedit? wrote: »

Morning all :wave:

Back from my hols & it looks like i brought the sun back with me!! :cool:

Loads of catching up to do with this thread which i will do later (a quick skim tells me there may be a shin dig to attend ), but to the important business, please can i go for 16 this month Slowly? Thank you

Off to do a grocery shop, to fill up my now thoroughly cleaned & defrosted freezer, so today won't be one, but will be back on track as of tomorrow, i hope!!

butdoineedit? wrote: »

Thanks Spoon! All worked out ok in the end & had a lovely time, although it is nice to be home, now seriously need to lay off the food & booze as i think i may have over indulged just slightly!! :beer:

Blimey, that was a quick weeK! Glad you had a good time and all went ok! I thought it was compulsory to overindulge on your hollibags, no?;)

LittleMissHappy wrote: »

Hi folks

Welcome back from your hollibobs BDINI and Hannah, hope you had a great time.

Spoon - no, it didn't really make things better for me, but they were happy which is all that matters really, isn't it I got myself in a bit of a huff yesterday with the cars, then DH's car needs more work than they origionally thought which is going to cost much more :eek: and all because he is fussy about his alloys!

Anyway, my car is taxed and MOT'd so DH is using mine at the moment as I don't use it very much.

We had some really great news yesterday which has made up for all the horribleness of the last couple of weeks...Dh was offered the job he went for earlier in the week (after 2nd interview)...which will be a big salary jump for him So things are looking up!

Sorry about the essay - I can waffle on sometimes I actually just came on to declare my first NSD today

So NSD 1 Woo hooooo!

That IS brilliant news - delighted for you:j

IF

Afternoon all :hello:

Welcome back Nicca We've missed you :j and BDINI, Hannah from holi hols :dance:

Hope your all doing the Friday ~ Wiggle ~

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Thank you spoon and jinty

I forgot to do my friday wiggle ( / )( \ )( / )( \ )( / ) :rotfl:

marmiterulesok

ifwisheswerehorses... wrote: »

Afternoon all :hello:


Hope your all doing the Friday ~ Wiggle ~

Some of us have to work the weekend you know.:(

I can't really complain though,as I've been off these last two days!

Anyway,today is my #3,so mustn't grumble,even though I've just walked in on the cat licking my freshly made bagels.:mad:


I do have a question for all you hardened NSDers:If I use my credit card,say tomorrow,I know that the money won't leave my account that same day.So would you count the day that you use the CC or the day it comes out of your account as a spend day?Surely not both?I would be interested to know what you think.TIA.

The_Dragon

Grabbed #2 in passing today and hope to get some more in the next few days - I may already be upping my total :rotfl:

Yorkielass

I got no 1 yesterday - hooray!

kathy40uk

:hello:

Hi all NSDers xxx

Well done to everyone and I hope people are managing to enjoy the sun Thanks so much for bringing it back from your hols BDINI :D

Welcome back to BDINI and Hannah
Little Miss- Fantastic news well done Mr Little Miss :j
Marmite- I count the day I actually spend it if that helps

Taka- That's what I struggle with, popping in to the shops on my way home, but I got a tip from peeps on here and leave my purse and cards at home- that really helps

Big thanks to slowly-fading, Spoon and all helpers again for the thread

Well, I haven't had an NSD since the first one as I did decide to be lazy yesterday so split my shopping over the two days, did market bits yesterday and so far today have done Iceland and am just off to Mr Ms to get the few bits I can't get in there and should be set up for the whole month then (mustn't forget cat food :rotfl:)

I am aiming for an NSD tomorrow as I'm at work then not one on Sunday as I have to do the London thingy I do each month but hopefully will be back on track after that.

Here's a wiggle for Friday



See you all soon xxx

:hello:

hotspur_pam

Loving the Friday wiggle!

Thanks solventsoon - if only i was that organised everyday :cool:.

No NSD today. Spent money on wild bird food, an energy drink, deodorant and paracetamol for a pounding headache. Having said that the purchases totalled less than £3 from a 'pound plus' shop, so it wasn't too bad. Besides, i can't resist the cute baby birds in the garden and i want to do my bit for them .

Working this weekend so will do my NSD duty by preparing a packed lunch and snaffling a free newspaper :T.

Enjoy your weekend all :beer:

Chloris

Spendy day again. Only picked up what was on the list though. May have to give up trying for a NSD until DH and the children return to work and school on Monday.

Well done everyone else!

Nargleblast

Spendy day again as mobile needed topping up and I got some salady bits for the weekend. But I promise I will snaffle some NSDs soon, honest! The start of the month is always difficult for me but once I get going there's no stopping me!

Welcome back from the hols, Hannah and Bdini - is the rumour I hear true, Bdini? The one about you shutting Hubert in Spoon's Tardis while you went away on hols? Do you realise we've all got to travel in that thing? Spoon will have to do a Hercules and divert a river or something to clean it out.....