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Faulty motability car last fault causes injury and very nearly serious accident.

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  • jetta_wales
    jetta_wales Posts: 2,168 Forumite
    wazza wrote: »
    You could have gone for the Seat Exeo which is based on the previous Audi A4 but with up to date dashboard. I think the AP was below £300

    That is actually a very nice looking car but the insurance groups on them were starting at about 22 and as my partner (who'll be the driver most of the time) is under 25 we are restricted to group 18 or below. The A4 we chose is group 18. It was one of the cars we considered though due to it's size and not being a typical chunky family car but wasn't an option due to the group.

    The A4 will be very much worth the saving though.
    "Life is what you make of it, whoever got anywhere without some passion and ambition?
  • now sorted

    after a 2 page letter and a good number of phone calls this has now been sorted

    Full refund of advance payment :beer: and we returned the vehicle


    cheers
  • sangiar
    sangiar Posts: 63 Forumite
    In the first instance, the upfront payment has to be considered along side what you would actually lose in depreciation if you had bought the vehicle. Normally depreciation amounts to anything from 66% to 52% of the purchase price over 3 years.
    So if you bought a car costing £25,000, it would only be worth between £8500 and £12000. Putting a few £1000 down upfront on a motability car is a damn good deal, when you also take into account the government pay the monthly payment for you courtesy of a benefit claim, free road tax, insurance, servicing etc.

    If I bought a car that had lost £16,500 and I had paid a total of over £32000 to own it after 3 years, and have a car left worth only £8500, I would think motability is the way to go.

    In my case, ignoring tax, insurance servicing etc, I would have shelled out £32500 less the £8500 I would get for it if sold, the car would have cost me £24,000 over 3 years!!!
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