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Monday 23rd May - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,743 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 23 May 2011 at 7:14AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Morning everyone - happy Monday:T Only 4 working days til half term....woop wooop:beer:

Hope you all had a lovely weekend and are ready for another week. I need to get moving as I'm still sat with wet hair, no make up and in my dressing gown...not a good look for work;)

Time for my list:
  • check banking
  • check onepoll
  • meal from plan tonight - dd making chicken curry at school
  • post ebay sales
  • check ebay listings
  • lunch from home - took rolls out of freezer
  • dd2 packed lunch to school
  • put Next parcels out to be collected
Ok, better get ready - have a great day:T
I really need to sort out a new signature!
«134

Comments

  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Morning. This must be my earliest post ever!!!

    Will be checking online banking and having a nsd. I hope!

    Have a good day all x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for starting us off today Pixie

    Today I have/will
    • Will have a NSD
    • Book ½ day holiday as off to see a comedian next month
    • Look for MS jobs
    • Checked my online banking – no change
    • Charging phone at work
    • Think positive today
    • Used rail-pass to get to work
    • Read newspaper online and got the free paper on the train
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • Monring and here we are again at the beginning of another week - ever feel like you're on a hamster wheel??? Must be time for me to take some time off then if I'm feeling like this...

    Ok today:
    • all meals from stores
    • check banking - need to transfer some cash into my new bank acc pronto dd's are gonna be coming out soon!
    • see if I can rearrange meeting this afternoon for tomorrow & then I can work from home all day - saving petrol
    • NSD? nope need to get a replacement lock...
    • check onepoll
    • repot seedlings later
    that's all I can think of :o shocking I hope something else crops up through the day. Have a lovely day everyone x
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Good morning all. Just a quick list as I need to get ready for work :(. One day I'll be able to shorten my commute from the livingroom to the sewing room and that will be followed by a number of grinning faces :D


    So far today I have:
    • run DW overnight on Economy 7
    • had HM granola with allotment strawberries for breakfast
    • checked banking and moved £5 to account that would otherwise have been OD today
    • fed and watered the chickens
    • made a lunch and snacks to take to work
    I will also:
    • take DH's car thus using his diesel (he's still in bed and won't realise til it's too late :rotfl:)
    • do half hour walk at lunchtime
    • sew for other half hour thus avoiding the shops
    • possibly keep up with surveys today depending on which office I'm sat in
    • dinner from stores
    • customer coming for a fitting tonight
    • no NSD as I need to get my prescription :o
    Hope you all have a good Monday,
    stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Vicky496
    Vicky496 Posts: 206 Forumite
    Cashback Cashier Home Insurance Hacker! Debt-free and Proud!
    I can't wait for half term either!

    Here's my daily list:
    Make packed lunch
    Plan the evening meal
    Check onepoll, toluna, valuedopinions
    Check eBay sales
    Check online banking
    Leave cards at home
    List new eBay sales
    Debt Free No Longer Wannabe
    DFD: 25th July 2014
    About to ruin all that and get a mortgage!
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    take DH's car thus using his diesel (he's still in bed and won't realise til it's too late :rotfl:)

    :rotfl:I like your style! :cool:
  • elsiepac
    elsiepac Posts: 2,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 May 2011 at 8:20PM
    Morning all!

    Not loads for me today:

    [STRIKE]1. Breakfast from home[/STRIKE] Weetabix with flaked almonds, yum!
    [STRIKE]2. Check surveys[/STRIKE] Only one so far, from Ipsos. Slow day. Also, got my ShopAndScan account details through, as soon as I get my Clicker I will do my first shop and get £10 Amazon voucher straight away!
    [STRIKE]3. Do surveys!!![/STRIKE] One from Ipsos done - survey was 75 points, only a few questions in before got kicked out, but they gave 50 points for getting that far!!! Fantastic!
    [STRIKE]4. Lunch from home - batch cooked at weekend[/STRIKE] Same as I'll be having all week - Gigantes Planki (linked to it in the weekend thread) - did it with cous cous and leaves and a cut up tomato, worked really nicely - which is good as another 5 portions to get through!
    [STRIKE]5. NSD[/STRIKE] Acheived! Woo hoo!!!
    [STRIKE]6. Dinner from batch cooking at weekend[/STRIKE] well, basically eaten anyway...being nuked as I type!
    [STRIKE]7. OU online tutorial tonight[/STRIKE] done and we finished early by half an hour hence I had time to pop on here!
    8. Eagerly await whatever offer Mr T comes back with re my complaint about the distressing chicken foetus egg Nothing yet - sent the email on Saturday afternoon, grrr..sstill nothing:mad:

    Can't think of much else really but that covers the whole day anyway!

    Have a fantastic money saving day everyone!

    LC x
    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning people,

    Jeez can't believe it's Monday already! Busy week this week too.

    Didn't sleep well last night as money was playing on my mind, I have two late bills this week but with my eBay money and payday next week it'll be ok. Plan is to nuke the stupid New Look Card which is a massive pain... I took it out when I was at uni - what a fool!

    Anyway today:

    Checked eBay and made another £30 over night - I can't believe my luck hasn't run out - it was for a BIN on my 'engagement ring' from a guy who was so up himself it was ridic so felt good to make some money on it - Relief though - what with rubbish sleeping!

    Checked FB, emails, bank etc. Not a lot going on!

    Look for something for my goddaughters first bday - probably look on eBay!!

    Work like no tomorrow as have to leave on time tonight for my first day at second job - extra £50+ a week and paid weekly can't be bad!

    Plan what I am going to say at my review at real job tomorrow so I don't cry...

    Think that's all!!

    Hope everyone's Monday isn't too painful xxx
    Life is too short not to love what you do.
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 May 2011 at 9:31AM
    Hi everyone :wave:

    I am flexing this morning off to sort a few bits and pieces out, mainly arranging for someone to come to see the fridge freezer that's kaput again... Long story, not worked right for about 2 years. Last time it took 6 or 7 call outs until they sent the right guy (ie. the only one who knew what he was doing!). I've told them it's the same problem as last time and explained the whole thing but you know what call centres can be like - the whole time I was talking the guy was typing but then obviously came to the box that said 'What is the problem?' and then said "So, the freezer isn't working...?" Argghhh, obviously just been talking to myself then as the freezer part is working fine!! :mad: Never getting one of these 2-in-1 combo appliances again - don't get me started on my washer/dryer...

    Anyway, I digress...

    • Batch cooking
    • Washing up while the water is still hot - Josie - what is this magic idea that means you never need the tank on again???
    • Find something for lunch before going to work
    • Clear out 1 drawer - baby steps :p
    • Bit of yoga at home - it's called 'Goal Setting sequence' - so cheesy but I'll give it a go :p Did it last night and I did feel so much calmer afterwards
    • Clear out/clean fridge tonight - guy coming tomorrow
    • Called leccy provider - stayed with same supplier but got a capped deal and lowered monthly dd by £38 a month compared to what they first suggested on 'standard' tarrif! :money:
    • Email wedding RSVP rather than buying a card and posting
    • Use 2nd class post - I'm not in a rush.
    • Making soup in SC - some tired looking potatoes and carrots with onion, stock, cumin, garlic and salt - hoping this will work ok...
    Oh, rdchick - I hope your review tomorrow goes ok :grouphug: Planning what you are going to say is definitely the way forward xxx
  • Rock_Cakes
    Rock_Cakes Posts: 428 Forumite
    Morning all

    Thanks to Pixie for starting us off. Hope you all had good weekends? I'll catch up on the weekends thread later. Well I had a great weekend with the in-laws and saw a week old baby as well, very cute. My phone interview went OK but I will have to wait a few weeks until I know if I have gotten through to the next round. Discussed exit strategy with DH and he agreed that it's the best course of action, though both of us are hoping that it doesn't come to that!

    So today I will:
    • [STRIKE]Walk to work[/STRIKE]
    • Check bank balances
    • Check surveys
    • Charge mobile at work
    • Leftovers for lunch
    • Walk home
    • Yoga
    • Find best price for my old mobile and get cashback too :)
    • Continue the sorting through my clothes
    • General tidy up of the flat
    • Check jobs websites

    Have a great day everyone.
    xx
    *Official DFW Nerd #1368 - Proud to be dealing with my debts*
    *Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
    Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012
    :eek:
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