Pre pay funerals

anguk

MrsE wrote: »

Thats a horrible thing to say.

There is no attempt a fraud, my mum asked my elder sister to take charge of a few thousand for her so her burial money was safe. I hold my mothers bank card to pay her care home fees, to buy her any bits SHE needs, clothing, etc. She can't go out & buy her own stuff, she has never used the internet & has never had access to it. In the past few months she has gone downhill rapidly & I was wondering if it would be sensible to buy a funeral plan as I'm sure she won't need her couple of thousand for anything else. Then when she does pass away we wouldn't need to pay a lawyer to sort out probate (which I have no idea how works or how much costs), there are no other people to consider, just three grown up daughters & I have NO worries at all, that my elder sister would attempt to steal any of the money she holds anymore than I would touch one penny of the couple of thousand in the bank account to which I have access to.

In that case I would personally just leave the money in the bank until the time comes where you need to pay for the funeral as your mother intended, I'm not sure why you want to pay for it now?

My MIL had a few thousand in a separate account that was her "funeral money", it was a joint account with her daughter and when my MIL died my SIL just drew the money out to pay for the funeral. My SIL also had joint access to my MIL's main bank account and after she died any money in there was split 3 ways between the siblings as my MIL had said. Luckily it's a close family and everything was fair and above board as I can see where things can go wrong with some families.

Errata

The £4k that the sister is holding for the mother should be more than enough to cover the cost of a funeral. I paid for one earlier this year and the total cost was £2k.

moonrakerz

MrsE wrote: »

I asked for peoples opinions.............Not a lecture on fraud.

1. I didn't give a lecture to anyone.
2. I certainly didn't mention fraud.


If the cap fits.......................

jay1181

MrsE wrote: »

This is NOTHING to do with benefit fraud. My elder sister put a lump sum (at my mothers request) into her account, so there was burial money. This was done because a younger sister had been taking mums money (both by stealing & just because mum would give little sister every penny, so turned a blind eye to the theft). Nothing to do with benefit fraud. Its only a few thousand.

Sorry if i offened i didnt mean to i was only making you aware that they will check if anything happened to your mother as this is standard procedure now and anyway if your mother is over a certain age then they are not bothered re how much savings she got as long as its declaired to them as my grandmother has over 13000 in the bank and still gets her pension credit due to her being 89. Money given to anybody in perporation for the funerial still needs to be declaired to keeps things simple as if not and she was overpayed due to her not telling them she did it then things get very complacated trust me as we have been in this situation with another family member who claimed pension credit but put money away in another persons account but left awill stating the money was there to pay for the funerial and all hell broke loose at the dwp they claimed money back from the estate within 4 weeks due to pc overpayment. they stated that it was because it was never declared and i wasnt much help due to me not having any knowege of the money being in this other account . once again i didnt mean to offened you but was just trying to tell it like it is from sombody who has done what your were asking. goodnight

Savvy_Sue

If there is a will, then the directions in it need to be followed by the executors. I don't think it's an option to say "there's no need to look for it, I know mum wanted the money split between us."

MrsE_2

Savvy_Sue wrote: »

If there is a will, then the directions in it need to be followed by the executors. I don't think it's an option to say "there's no need to look for it, I know mum wanted the money split between us."

I don't know where to start looking, I've got a lot on my mind lately. Maybe one of the others would know (but I would have thought I was most likely to know).

I know she wants to be cremated & scattered in the Med. I know she wanted whatevers left split 3 ways.

asbokid

have always thought it makes sense to charge people who attend a funeral. not to make money, but just to cover the cost of the grub, reception venue, flowers, etc.
don't see why it should be a problem if a note to that effect was tacked to the invitation.

Biggles

asbokid wrote: »

have always thought it makes sense to charge people who attend a funeral. not to make money, but just to cover the cost of the grub, reception venue, flowers, etc.
don't see why it should be a problem if a note to that effect was tacked to the invitation.

That's certainly one way of making sure it was a quiet ceremony!

londongirl44

You can buy a funeral with Age Concern and it will fix it at today's price, whenever a person dies in the future. Prices go up every year. It takes the worry out of it all when the time comes. That is, if you had a power of attorney for your mum, you could buy it, or your sister or both of you of course.. It comes to us all in the end and needs to be dealt with. Good luck.

Robin_T_Cox

Prepaid funerals are the Payment Protection Insurance de nos jours ...

The fact is that when each of us falls off the perch the remains have to be disposed of in a manner that ensures that public health is secured.

So really, the issue is whether each of individually, or society collectively, needs to pick up the tab.

As for me, when I pop my clogs, I shall be past caring, and they can just chuck my remains in the public incinerator.

Prepaid funerals are just another rip-off by the finance industry.