Refused job application due to IVA

skintandscared_2

This is one reason I went for a DMP instead of an IVA. Yes, I end up paying more off (i.e. everything I owe) but it is far less formal in this respect.

adyj73

I worked in Civil Service for 10 years and if you read the Civil Service Code of Conduct you can also be sacked from a Civil Servant role for being IVA or Bankrupt whether an AA, AO, EO, HEO, SEO or above. I don't think they would do it but they are supposed to remove you from any role where you have access to payment sytems ie processing Income Support, Crisis Loans etc etc

Dynamic_Panda

There is something in the FSA regulations stating that if you are declared bankrupt or have an IVA then you cannot work for FSA regulated companies in a customer facing role though some do extend that to all roles.............

DP

the_bright_side

I have just obtained government Security Clearance with an IVA and I worked for the FSA direct (who I made aware of the IVA) with an IVA. You cannot work for the FSA whilst an un discharged bankrupt.

Most companies see an IVA as 'you' managing debts, which is a good thing. Its normally down to some archaic HR policy that stops you and that's down to the individual company

Sunflower001

It makes me so cross when people are trying to pay back their debts via an IVA and you get discrimination like this. If you can't get a job, you can't pay back creditors in an IVA, so its a vicious circle! Why don't these institutions get real and join the 21st Century instead of havings these archaic rules set in stone that no one can bypass!!!!!!!!!

smartiedriver_2

mattcoventry wrote: »

it shouldnt be allowed to be turned down for a job if you have iva out standing or finished you are paying your debt off through the iva or you have finished it should mean your credit is being repaired either way :mad: its finical discrimination they dont tell us it will affect the job prospects when you take it on

Of course it should! You have to be a 'fit and proper' person for all regulated roles, and many non-regulated as well. Being severely in debt also leaves you open to bribery and corruption, as you are considered to be more likely to accept a bribe as you need the money.

It's not discrimination at all. And as for 'them' telling you it may affect job prospects, you can't go through life expecting other people to tell you things. Do your own research.

globalsmh

Dynamic_Panda wrote: »

There is something in the FSA regulations stating that if you are declared bankrupt or have an IVA then you cannot work for FSA regulated companies in a customer facing role though some do extend that to all roles.............

DP

I have worked for a number of FSA regulated companies during my IVA without any problems at all on the basis of don't ask,don't tell.

Quite a lot of companies/agencies now ask to do a credit check (even for non FSA regulated jobs),which I feel is quite unneccessary and unfair.Surely if I can do an FSA regulated job without any issues then this appears to be clear discrimination-I would like to know if there are any laws against this?

holly_hobby

Even for complaint handling/audit posistions (which you are self employed on a temp basis), agencies and clients now want a full CRA search conducted.

Public domain ie BOs, CCJs I can understand, but I struggle to see the relevance of say defaults/p profile info, for a non-sales related/money handling role.

However, the balls in their court, you either consent or refuse the position.

Holly x

MoneySaverLog

smartiedriver wrote: »

Of course it should! You have to be a 'fit and proper' person for all regulated roles, and many non-regulated as well. Being severely in debt also leaves you open to bribery and corruption, as you are considered to be more likely to accept a bribe as you need the money.

It's not discrimination at all. And as for 'them' telling you it may affect job prospects, you can't go through life expecting other people to tell you things. Do your own research.

Of cause it shouldn't, I had a IVA many years ago and that apparently stops me from applying for a job where I have to declare it and be considered a 'fit and proper' person.

I've cleared my debts and moved on. How should that exclude me in future from applying for certain jobs and getting a mortgage? How does that leave me open to bribery and more than anyone else?

GlamGirlie

headstuckinsand wrote: »

I'm so angry right now I could burst! :mad:

I just went to apply for a job as an analyst at Co-operative Financial and was told I could not apply as I did not meet their selection criteria as I have an IVA. Now bear in mind that I have all the relevant experience and skills to do the job (as it's the same job as I do now within the civil service) but much better money and the job is nothing to do with interaction with money but rather an analyst within the IT Change department. Oh, and co-op aren't even one of the institutions in my IVA.

I'm sorry - how does having an IVA prevent me from doing my job?

Just wondered if anyone had any experience with Employment laws as surely this is some sort of discrimination. What do they do with members of staff who get an IVA- sack them on the spot?

Sorry for venting but it's really infuriated me. Not sure where I stand with being able to appeal their decision.

Any advice would be appreciated.

Thanks

Yes I was the same when I had my IVA. Declined for job after job because of failing the credit check. If you undertake a regulated role you have to have good financial standing, it is a requirement.

If it is a non-regulated role, you don't HAVE to have a good credit report but the institutions will generally insist on it.