Wed 18th May - What small DFW things will you be doing today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goooood morning everybody - hope you're all well and happy on this hump day:T
No work for me today - have college after lunch...if I decide to stay at it...not made the decision yet, I can't decide arghhh:o I swing from really not wanting to continue and being happy with that to thinking I should not give up and keep going - set my girls a good example:)So, we shall see.....;)

Going to repeat what I said yesterday - DNMS where the devil are you?!? La E and I have spotted you've been having a read and thanking posts but we miss your cheeriness and enthusiams (Lord knows i need some at the mo:p). So come back:A

Right, time for my list:

• check banking
• check onepoll
• lunch from home
• meal from plan tonight - spag bol - dd1 wants to cook it:)
• mince out of freezer
• check ebay listings
• washing on if it dries up
• packed lunch for dd2
• LSD - will buy a cuppa at college, thts all
• charging phobe thro USB on laptop while I use it

Ok, thats enough for now - have a great day:A

determined_new_ms

I'm here! :wave: just been busy doing stuff - mainly excercising like there's no tomorrow! & working... last day at work for 2 days :j as I'm working the weekend

Pixie - I cannot tell you how happy your statement made me re uni - I am beside you 100% laydee but ponder it a bit more x

Today:

• post amazon & ebay sales
• work hard & efficiently
• checked banking and paid a couple of bills
• NSD (postage but that's paid for by the buyer right?)
• lunch & dinner from stores - prawns out of freezer & in fridge defrosting
• BLT tonight
• go help a friend pack after work
• touch base with my dd
• orgnaise for someone to come & fix the dishwasher - will look for someone with a 0 call out fee - not particularly DFW but it will make my oh happy

ok that's all for me at this point

love to you all. LA E saw your post yesterday, don't upgrade! read some minimalism to pull you away, you have enough financial committments atm x

pixiechick99

determined_new_ms wrote: »

Pixie - I cannot tell you how happy your statement made me re uni - I am beside you 100% laydee but ponder it a bit more x

x

I just can't quite decide for sure what's best - it depends on my mood:rotfl: In my positive moments I think 'yay I can do it, mustn't give up' then other times I think how much pressure it adds to me - but then I think my procrastination is the main cause of it giving me stress...so I can sort that:p:p
Told my girls last night and they both told me I should keep going:D DD1 is 14 now, starting GCSEs in Sept (actually, she's doing one early in June), so I feel I should set a good example and persevere.

Look - I'm talking myself into it:D And a lovely lady on my course (whose marks are excellent) has offered all her help - letting me see her work to just clarify what the assignments are exactly about and what the tutors are looking for...how kind of her, people have been lovely:)

Anyway - sorry all for hijacking the thread - I just need to talk about it, got no-one really here, the girls can only hear so much then switch off:rotfl::rotfl:

Candy0107

Morning lovely people - just wanted to pop my head round the corner and say coo--eee......will be back at lunchtime with a list

Candy xxx

Aria`s_Tail

Morning everyone.
Pixie, not trying to butt in but I would say keep on with the course if it is either something you want to do or something that will improve your work/income. I`m having to do a college course and part of my job at the moment and I know it is a pain trying to fit it into a busy life but it will make me so much more employable afterwards. :grouphug:
Im off this morning, only one this week so have so have loads to do, must resist the lure of the internet and jigsaws! I`m off to a docs check up in half an hour and whilst in town I have a cheque to pay in the bank (my wages from my other job, it`s just relief work but the extra money is all going in my house moving fund.)
Today I must:
Washing machine on, will line dry after as THE SUN IS OUT :j
Get a couple of essentials only up town.
Walk dogs.
Go and pay vet bill. :eek: Defo not a LSD!
Must list something on Ebay. I seem to have lost motivation with Ebay lately amd struggle to find the time, have a huge pile of stuff to go on too.
Check Onepoll when I can.
Email my friend in the Nederlands.
Exercise friends horse. (weather dependent, I hate riding when it`s windy!):o
Meals from home.
Go to work at 6pm.:(

elsiepac

Morning all

It's a bit grey and gloomy, I really didn't want to get out of bed today!!!

Pixie - I have to echo everyone else's sentiments and say stick it out, I'm sure once you've got over this little hump and are back in the swing of things you'll be glad you did... glad to see you're possibly feeling more positive about it today and still not discounting it!

dnms - what are you going to make with your prawns? YUm!

Candy - good morning!

Aria - lucky you getting to exercise the horse!

Ok so I acheived everything yesterday which was great - busy day again today so not a huge list, but as Mr T says, Every Little Helps, right?

1. Bring [STRIKE]breakfast [/STRIKE]and lunch to work from home breakfast eaten

2. Surveys - have 2 outstanding that I didn't get to last night, gah!!!

3. Have a NSD

4. Try and get one or two items listed on eBay tonight if I get time, laid things out last night and took pictures

[STRIKE]5. Silvers in Terramundi[/STRIKE] 50p

Have a fantastic day evryone x

Amara

Hello!
Today , I Have:
-cheked my ebay and emials
-had a shower
-had my breakfast
I will:
-go to my three customers
-hoover
-change cat's tray
-go to doctor, I've got an appoitment
-cook a tea
-starting packing, we're going for short break in Friday
-running workout
See you soon!

Jules28

Hello All,

OH and me are shattered today as he is not very well and so we both didn't sleep well - but we are halfway through the week now so it's not too bad.

Here's my list:

- check online banking
- catch up on surveys
- check eBay (items are closing on Friday, not yesterday as I thought, must have got my dates mixed up)
- packed lunch
- dinner at mother in law's
- play with gorgeous stepson for a few hours before bed
- read stopping smoking thread. To quote some advice I saw on that thread, 'I have not stopped smoking, I am just not smoking today but I can have one tomorrow if I want'. I am not sure how this is going to but I am going to try, for financial reasons if for no other.

Have a good day all

Jules x

ziggy2407

Good Morning All

Pixie - Thanks for starting us off, you seem more positive today
Candy - Hellooo
DNMS - We missed your positivity, how was the race?
Aria & Amara - Hope Doc's appointments go well
Elsipac - you're doing great
Jules - one day at a time, dont they say something about "every journey starting with a single step"
LaE - Hope I didnt "creep" you out yesterday, was just meaning my life is so bleugh at the moment that everyone elses lives seem much better than mine

Love and Best wishes to the rest of the gang - newbies and regulars

Todays little list

Check Banks - Done
Check Lightspeed
Check "Swapits" for LO -more swaps finishing tomorrow
Check Ebay - Done, 3 out of 11 will sell (better than nothing and they dont finish till tomorrow)
Tiny bit of ironing - definitely today, no more putting it off, may do it while watching a film (makes it easier)
Enter a few comps
Bit more de-cluttering
Email my "stock" list round - every little helps

Hope everyone has a great day.

Love and Best Wishes to all :A

Yargo1

morning all.

well i didnt want to wake up this am! so thought i would come on this early ( for me as been late poster lately!)

Checked online banking - all ok at mo, got my tesco min payment going out 20th so have to keep checking...

So now i have done this i am going to be super productive at work today.. so hope you wont see my green online light until tonight!!!

Have a good day all x

Rock_Cakes

Morning all!

Thanks to Pixie for starting us off I can only echo what others have said. It won't be easy but think of the sense of achievement at the end.

La E Glad you liked the blog post, made me feel all warm and fuzzy. I know what you mean about that comment, some people!

elsiepac 15 items is tiny but I think I might commit myself to project 333, which would more than double that very optimistic capsule wardrobe.

Good luck to compliments, hope the interview goes well. Gosh we are all job hunting at the moment aren't we!

Today I will:

• [STRIKE]Walk to work[/STRIKE]
• Check bank balances
• Check surveys
• Leftovers for lunch
• Charge mobile and ipod at work
• Train down to London
• More interview research :eek:

I think that's it, seems a bit short I am sure that more will crop up.

Have a great day
xx