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MF at last! Now for the £300,000 'Mansion' Fund.

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Comments

  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Thanks for all the good advice everyone. I think I have heeded it all really!

    We have decided not to rush into buying a new house at all - we love this one, we love the neighbours (its just the schools that are the problem!!) We will reassess in a few years, and just get what we can afford.

    After living out here, I don't think we could live on an estate, we like the countryside too much, again not because its "better" just that it suits us, and oh needs plenty of outside space for his business. Something will turn up - oh and I even discussing self build!!! Don't think my nerves would take it!!

    I agree with you all though, I think I need to lower my sights somewhat and go for a suitable house with good schools in the next few years.

    HOW DO YOU CHANGE THE TITLE OF A THREAD? CAN YOU?
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 16 December 2011 at 6:50PM
    Lovely day had here. I was up early and got my mum a calendar of little one delivered for 1.99p. I did the shred, but promptly ate lots of chocolate and cakes at work - never mind! I got lots of cards and presents at work, and it felt like the place was a bit more joyous and had a certain glow!!
    I have managed to get away with no work to do over the hols as well, and I now have 2 whole weeks with lo and oh!!

    I have checked for ms and can't get anything - maybe not the best time of year. I did my shop at mr l and got loads of shopping - almost 2 weeks - for £43.

    To do list brewing in my head...must start with meal planning for the next 2 weeks.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Hi earthgirl. I have been following your thread for a while but don't post very often (sorry!). I just wanted to say how amazing you have been in paying off your mortgage and how you handle working full time with a baby - you do amazingly well. I agree with what everyone has said in that you deserve to relax and enjoy it. I will shortly be paying off my mortgage and starting saving for the next adventure (either buy a 'forever home' in a few years or BTL) so it is interesting to see how you are getting on now you are mortgage free.
    Mortgage free Jan 2012 :D ~ Savings £6,029/20,000
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    earthgirl wrote: »

    HOW DO YOU CHANGE THE TITLE OF A THREAD? CAN YOU?

    I've been wondering this too, would like to alter mine but couldn't work out how.

    Hope you enjoy the holidays and the days go really slow.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • twinklie
    twinklie Posts: 5,184 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy holidays!! I finished today too....BLISS.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hooray for the holidays! :beer:

    I don't know how to change the name of a thread, sorry, but I have seen people change it so I know it's possible. I want to get rid of that arrogant arrow on mine but can't work out how either.
    Updating soon...
  • ajmoney
    ajmoney Posts: 6,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    earthgirl wrote: »
    HOW DO YOU CHANGE THE TITLE OF A THREAD? CAN YOU?

    Just de-lurking again :D I think if you go into one of your posts, click edit, click go advanced and I think you can change the title from there. Hope it works
    MFW 2025 No. 7 £1931.07/£2700
    MFiT-T7 No. 6 £4868.07/£30,000
  • biglass
    biglass Posts: 128 Forumite
    edited 17 December 2011 at 10:14AM
    Well,I'm relieved for you at your change of focus :) Life is too short ( it truly can be -in the blink of an eye) to worry over the last penny and you are so secure at the moment,so relax and enjoy Christmas with your hubby and wee one .Soak it all up and celebrate! And good luck with TTC ;) !
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hi earthgirl. I have been following your thread for a while but don't post very often (sorry!). I just wanted to say how amazing you have been in paying off your mortgage and how you handle working full time with a baby - you do amazingly well. I agree with what everyone has said in that you deserve to relax and enjoy it. I will shortly be paying off my mortgage and starting saving for the next adventure (either buy a 'forever home' in a few years or BTL) so it is interesting to see how you are getting on now you are mortgage free.

    Wow Viola BW - you and I will be saving for almost the same things - do you have your own thread?? I would love to know what you are doing!!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 20 December 2011 at 12:14PM
    Hi all,

    Yes my focus has definately softned! I am still doing the things that I should to save money and try to give us more choices, but I am very, very much enjoying the time with oh and lo.

    When I am on holiday I think to myself ... this is like being part time, as I am off soooo much, I suppose its quite easy to forget just how stressful I find my job in term time - good job I have a diary of all my rants to remind me!!

    Plenty of stuff done at the moment as oh is really quiet at work :( and he is sharing a lot of the baby care with me.

    Yesterday I have managed to reduce our sky bill somewhat, and I am going to try to get out of sky totally and use free view and top up tv. It will be much cheaper.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
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